Capital, phones & airtime credit cards for my mobile money business

Majeed    Mar 16, 2018

I will continue to be grateful to zidisha lenders for their support. I am always busy at my shop because I have money to be able to serve more customers. An amount of GHS 1273 loan that was given to me has empowered me financially. God bless all the lenders and zidisha team.

Majeed    Mar 9, 2018

Another busy Friday for me as my customer base is expanding. I am filling forms for additional MTN and Vodafone Merchant SIMs for my second shop. Thanks to my zidisha lenders for keeping me in business with their loans.

Majeed    Mar 4, 2018

Hi zidisha lenders. You gave me a loan of $294 in December, 2017 out of which I used $87 to mould a new container for my second shop. Chunk of it was invested in my current operations to generate more profit to settle the whole loan and part was used to pay my son's school fees.
I am happy to announce to you that I have finished repaying all your money from the profits I made. I have also used part of the profit to furbished the new container for the new shop pending any future support from you to start operations at the new site.
Check me at the new shop in the pictures below.

Majeed    Feb 28, 2018

Zidisha has made me happy and proud of myself as a potential future employer rather than an employee. With the support of zidisha lenders, my business has grown and I have to employed this young Senior High School graduate. She is quite a hardworking young lady and she is part of my success. I am happy I to have provided her a job to earn a living.

Majeed    Feb 27, 2018

From the look of things,Ghanaians die more of preventable deaths than natural and unpreventable deaths. The main reasons are just bad attitude from the citizenry coupled with lack of law and order, and as well as weak regulations and regulatory institutions. Poor governance and leadership are not exonerated.
One of the main preventable deaths I talked about is ROAD ACCIDENT. The statistics is alarming and currently it is believed to be the leading causes of death in the country.
In 2016 alone, road accident claimed the lives of 2084 Ghanaian lives and 2076 in 2017 alone,according to the Motor Traffic and Transport Development (MTTD) of Ghana. This is unacceptable and scary, but the citizens and central government are two sides of one coin.
On a major highway that passes by my shop, in fact within the heart of the capital city Accra, two holes are created on the road at a T-junction and causes serious damage to people's cars and continue to posed death treat to all of us who work around there.It has been at that state unattended to for more than one year now. Authorities and citizens look unconcerned. Government and private vehicles use that road and non of them has actually seen the need to call the appropriate authorities (Road Safety Commission) to work on it. This and many more of such are the major characteristics of our roads. Pot holes every where. We can not continue to die like fouls and that must stop at a point.
Please take a look at these pictures of the place. Especially the second car. Its a government car (GOV 30-14) registered in 2014. I took it this afternoon.

Majeed    Feb 25, 2018

What could I have done without zidisha lenders. They have kept me busy with the loan they gave me. My customers are happy I am able to satisfy them all because I have received support from zidisha lenders. Now my profit levels have increased from 15% to 25%. Thank you elephantly for your support and may God richly bless you.

Majeed    Feb 24, 2018

I made a reasonable profit within the week. So I wish to clear the outstanding debt.

Majeed    Feb 6, 2018

Increase in profit.

Majeed    Feb 5, 2018

Thanks to zidisha and zidisha lenders, I have enough capital and customers are coming and my shop is one of the busiest. I have been able to increase my net profit from an average of GHS 30 to an average of GHS 50 a day. My family is the most beneficiary of this success and we are quite happy now. Long live zidisha.

Majeed    Jan 27, 2018

One of the major developmental challenge s of Ghana is sanitation. It's a bottleneck to quality public health. The whole country is engulfed with filth. Of late, it's assuming an alarming proportion. But several efforts by central government to correct it proved futile and the consequences are glaring every year, every month, and even every day.
Talk about the annual rain floods caused by filths and choked drainages. The June 3 2015 disaster that claimed the lives of nearly 200 people. Over 100 people died of cholera two years ago. Cholera is a popular case at our health centres.
From an individual perspective, I carefully observed that its purely attitudinal and nothing else.
At my new shop, I came to meet a very choked drainage right in front of my shop and four other traders who are in the same line. I am told it has been that for how long only God knows. When I suggested we contribute some money to desilt it they refused. What amazed me is that the customers too continue to trade with them and careless about the state of the sanitation.
Just watch the pictures. Those are the scenes of our physical business environment. It's quite nasty.
However, I intend to lead an exemplary life.

Majeed    Jan 22, 2018

I have not operated since last week Thursday . I will bounce back by the close of the week.

Majeed    Jan 12, 2018

I am with the masson who is working to fix my container for my new office. Thanks to my dear zidisha lenders. I am such a happy man!!!!

Majeed    Jan 8, 2018

I'm currently embarking on my business expansion projects which consume my revenues. I am unable to pay the full amount for now but will surely finish full repayment before 20th March, 2018.

Majeed    Jan 3, 2018

I was at the workshop of the welder who is moulding the container for my second shop. This will cost GHS 400.00 ($87). I was able to pay with the loan zidisha lenders gave me. With zidisha lenders, I'm growing and will continue to grow. Long live zidisha, and God bless all the lenders.

Majeed    Dec 28, 2017

How thoughtless of me. To all lenders and zidisha team, I wish you a belated merry Christmas. May God prolong our lives to see the 2018 too to the end.

Majeed    Dec 27, 2017

This boy is my son who refused to take his breakfast before leaving for school because he had an exam to write. Can you Imagine, he was even still reading on his way to school. The mother had to come in to convince him to stop learning and eat and go to school.
Thank God, zidisha has come to keep the fire burning. I'm able to pay his school fees to continue his education because of zidisha's support. We are quite a happy family now than before.

• Lotus Flower    Dec 27, 2017

  That's a remarkable little boy. You as his parents surely are very proud of him! :-)

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  Majeed Adam likes this.

  • Majeed    Dec 27, 2017

    Sure, Laurie. I am a happy and a proud father now , hence will do everything possible within my means to give him the best quality education he deserves. I love him so much. I will work tirelessly to keep him moving.

    

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Majeed    Dec 26, 2017

I wish to express my profound gratitude to zidisha lenders for funding my loan. I received an amount of GHS 1201 loan I applied for from zidisha. It has really helped me a lot in running my business(mobile money):
I have used party of the money(GHS 500) to buy airtime credit cards to sell, thereby introducing additional business activity aside the mobile money;
I have also used part of the money (GHS 300) to pay the school fees of my only and first son who just started his first time in school;
The rest of the money is used to pay for a small container I am moulding to open another shop. I'm over whelmed and my family is extremely happy, courtesy zidisha team and lenders.
l am particularly greatful to zidisha lenders. May God bless them all for helping us to grow. I also wish to assure lenders that I will not disappoint them. I will surely manage the funds prudently to generate more profit and to settle the loan. Thanks

Majeed    Dec 18, 2017

I thank the lenders for fully funding my loan.May God bless them.
I will use the loan to add to my mobile money capital to enable me withstand the increasing number of my customers.
This loan will help me to serve my all my customers to maintain them also increase my profit by from 15% to 25%.This profit will help me take care of my family,my business and also enable me to pay for my loan.
I use this opportunity to thank all my lenders and tell them that God will give me them everything they need so that they will continue to do their good and Godly work for the less privileged.