Cereal products

Elvis

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Elvis

Member since

June 2017

On-time repayments

99 installments  •  91%

About Me

once again I wish to appreciate my lenders
since i joined zidisha community ,for their generously awarding favourable credit incentive that has been gentle to me or rather to the busines .
I can be of good example to how Zidisha have improved individual lives that they have interacted with and developed a relationship
. I've been with Zidisha for along time ,and praise God for that and I'm certain it will as it has, kept on improving my life (business wise and day to day affairs)

My Business

The relationship I'm experiencing with zidisha is obviously positive. in the sense that :-
-my sales turnover did increase
-constant profit margin increas upward
-customer turnover increased
-improved the goodwill of the business
-expansion of the business in terms of adding more variety of goods
-hence improves my personal activities

Loan Proposal

The loan goes to purchase various varieties of stock , basically cereal products
The stock includes ;
1- beans
2-green grams
3-ground nuts
4-cowpeas
etc
They are normally packed in terms of 100kg
Which rage in prices per bag
50£,70£,£ and 45£ respectively
Benefit, spreads vertically and horizontally
For instance purchasing varieties of stock to meet demands of my customers
Hence sustainable of my business and so the customers
Normally I usually go for profit margin of 30%
Per product and that's help to have several turnover as it is favourable in all season

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$171.00

Date disbursed

Nov 18, 2017

Repayment status

On Time

Projected term

2 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

investor

Candiac, Canada

W

Witlof

Tsukuba, Japan

aarongabrielson

Heber City, United States

Pere

Barcelona, Spain

T

ToddK

Indianapolis, IN, USA, United States

indeh

London, United Kingdom

Cloudways

Malta, Malta

G

glh25

Winooski, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

B

bertvdlingen

utrecht, Netherlands

JonB

London, United Kingdom

lizandsteve

guelph, Canada

Evan Lamos

Brussels, Belgium

D

drorm

United States

M

mjgoldsmith

United States

B

bscent

Hong Kong

G

GDean

United States

Grant Xavier Storer

Seattle, Wa, United States

K

Keith

Luxembourg

S

Stephan

Netherlands

RJ

Ryan J Cotton

United States

Dave Bogard

New York, United States

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

H

Hakon

Drammen, Norway

K

K

United States

TH

tom hd

United Kingdom

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

AK

Anita K

Maryland, United States

E

eriklonnroth

United Kingdom

wissam

Jeddah, Saudi Arabia

A

Andrei

United States

B

Bramlage

United States

I

isaac

United Kingdom

RC

Rudi Chen

United States

KK

karl kerksiek

United States

J

Jane

Australia

EB

Erika Barraza

United States

Sinan Taifour

Munich, Germany, Germany

RG

Ryan Gough

United States

Mary Norton

Byron Bay, Australia

HCPSPIRIT

Helsinki, Finland

GS

Gary Sinard

Franklin, TN, United States

MS

Merel S

Netherlands

MM

Mike McGary

United States

Mike

Indianapolis, United States

Paul Buchheit

Mountain View, United States

J

James

Los Angeles, United States

Tyler Metcalf

Utah, United States

KN

Kevin N

Cleveland, Ohio, United States

H

Hayley

Australia

E

EJOBIV

United States

JS

Joe Simmons

United States

W

wgibson86

United States

Peter Morse

Amesbury, MA, United States

R

Renee

United States

Ask Elvis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Elvis    Jan 12, 2020

    I've been experiencing hardship that led to this situation ,but friends called yes I can afford that instalment

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  • Elvis    Dec 28, 2019

    Hello,
    Iately I've been poorly paying my installments due a situation that I'm facing not health-wise
    .I regret it has reached that far ,I was to settle the balance by 26th Dec ,which I've not .
    I request to settle the balance on 2nd January2020
    I appreciate for the concern of Maggie and Morwenna ,for that I won't fail you thanks

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  • Maggie and M    Dec 27, 2019

    Hi Elvis - you've almost paid back your loan! Please restructure your payments if you need to, in order to protect your excellent credit score.

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  • Elvis    Sep 23, 2019

    Indeed , I've received ksh 34,705 after deductions as earlier informed .
    Once again I do appreciate for the reliable and effectiveness of the transaction involved

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  • Elvis    Sep 11, 2019

    I do appreciate the lenders and alot of thanks for their effort
    obviously i do acknowledge their noble act that i'm certain it will improve all about my affairs ,ie business and personal activities

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  • Elvis    Sep 2, 2019

    To my lenders ,once again I'm so grateful
    to you , evidence is profound .since I had the opportunity of the relationship I'm experiencing with you in regards to the credit incentives alot has changed like :-
    -Record keeping
    -self awareness
    -motivation is there
    -consistency of the busines
    So it has transformed my life in general

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  • Elvis    Jun 9, 2019

    Hello
    Once again I'm expressing my joy too you lenders.May Almighty bless for the deed
    @mr Joosty ,ooh yes ! Thanks I've just confirmed afull funded loan

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  • Elvis    Feb 13, 2019

    once again I do appreciate my lenders for their noble gesture of assisting in providing credit facilities,That are friendly to me and my projects so far .May Almighty bless them all abundantly

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  • J    Sep 25, 2018

    I hope that the remaining part of your loan will be funded soon. Good luck!

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  • Nicholas Jerrat    Sep 25, 2018

    best of success.

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  • Elvis    Sep 17, 2018

    Once again my appreciation to lenders,for the their act of participating into my life,particularly in business .The loan did do marvelous into today affairs as the weigh machine helped in away that ,I could be able to do packages and store ready to serve the customer
    Andso, have ample time to explore in other field
    It also make it possible to employ one person,since accountability in terms of units purchased and sold is achievable
    Hence,efficiency is achieved
    Thanks to you lenders

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  • Elvis    Jul 2, 2018

    First ,I would thank Almighty for the wonderful lenders in their act of funding
    Yes ,this will enables me to buy the standard weigh machine,to be weighing all products as per the demand
    .This will guarantee a transparent and accountable business
    . Thanks once again my LENDERS

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  • Elvis    Jul 1, 2018

    I do appreciates you Zidisha andso the lenders,for the loan advanced to me.
    It did facilitates a smooth and sustainable way of doing business ;
    1-Business permit (license)
    Gives confidence and freedom in running
    business.
    2-Branding
    Gives the business a new look hence
    attracting customers
    3-Stock flow,(purchase andselling) ie high
    turnover leads to bigger profit margin
    Now I wish engage to my lenders for the purpose of my next loan
    Having done the following;-
    - Branding
    -Sustained flow of stock
    My next intention is to invest in capital investment ,by buying a standard weigh machine ,which i have faith would boost trust among us purchaser and seller
    The machine would cost almost half of the loan ,the balance will go to add more stock ,hence fund to pay for instalment
    I believe with your fund I'll be able to achieve
    I thank you in advance and Almighty bless yoo

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  • Elvis    May 26, 2018

    I would appreciate , if reminder for "payment due date" be returned it helps

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  • Elvis    Mar 2, 2018

    My utmost appreciation to all the lenders for their trust and confidence in me. As I had stated in my profile I will use the money for the following purpose; paying for the business license, rebranding my cereal shop and restocking. This will translate to a presentable business and more revenue.

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  • Elvis    Feb 4, 2018

    The last loan from Zidisha has so far rejuvenated the business amazingly.
    Additional stock gave my place of work the feeling , attractiveness and more so perpetual instincts to me and my customers
    The effects have been profound, thanks to you my lenders.
    Capital increase help in increasing my business savings,hence I managed to repay my loan on time and so enabling me to purchase additional stock at ease and on demand.
    My personal life too has also been positive and fruitful , thanks to profits increase.
    Once again THANK you lenders,I have faith we will be doing more with you in God's favour and guidance.

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  • Elvis    Jan 10, 2018

    Hello
    Wish to send new year greetings to all my lenders
    And so wish them a prosperous year 2018 with blessings
    Personally ,I'm blessed to have interacted with them through the loan funds.indeed I've achieved alot in terms of business sustainability
    Yes , thanks for giving me that funding assurance of my business
    God bless you all

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  • Elvis    Nov 27, 2017

    First wish to thank all my lenders for their desire to assist me ,May Almighty bless them all
    I've purchased additional stocks , hence high expectations on sales turnover,which translates high profit

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  • Elvis    Nov 16, 2017

    First I would like to appreciate and thanks all lenders I believe their open souls will guide ,and eventuality be what the loan intends to achieve
    The loan is of importance since additional stock translate varieties of goods hence large sales turnover
    The loan will enables me to purchase more stock ,which all falls under dry food ie cereals product s

    Log in to reply • Share
  • Elvis    Nov 16, 2017

    First I would like to appreciate and thanks all lenders I believe their open souls will guide ,and eventuality be what the loan intends to achieve
    The loan is of importance since additional stock translate varieties of goods hence large sales turnover
    The loan will enables me to purchase more stock ,which all falls under dry food ie cereals product s

    Log in to reply • Share


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