Loan for my cereal shop

Patrick

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Patrick

Member since

February 2015

On-time repayments

220 installments  •  36%

About Me

My names are Patrick KAMAU.am the seventh born in a family of eight.my late parents were peasants farmers.we were brought up in a 1/4 of a land.after finishing my high school I was employed in a coffee plantation in order to get my college fees where I did a course in catering.after college I got married. And I have three kids .two girls and a boy.aged 11.8.and 4.my first born wants to be teacher.the seconds wants to be pilot when the lasts want to be a doctor.

My Business

I operates a small food kiosk in Nairobi downtown I operate under the Nairobi by-laws.I started the kiosk through a loan I got from a local bank which I repaid within a duration of two years.my main customers are middle class clients.in a day i make a margin profit of ksh 1500 ..which I bank everyday in my business account .the savings helps me to pay my children s school fees.

Loan Proposal

Hello lenders..this is my third loan..the last two loans has really improved my business..my intentions for this loan is to rent a more spacious shop to be able to stock more cereals.the cost for the rent is coming to 20.000kes.the balance will be used in repainting the room..am looking forward in getting this loan..thanks to you all and be blessed

Feedback

4

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$252.00

Date disbursed

Mar 22, 2016

Repayment status

On Time

Projected term

6 months

Lenders

Kitty

Hailsham, United Kingdom

johnandmoliehi

Canton, New York, United States

indeh

London, United Kingdom

D

Divergent

Bethesda, United States

L

loistf

Madrid, Spain

Bobrm2k3

Charleston, United States

Zal0m0n

Atlantis!!!! x), Mauritania

xtrahardware

Cazenovia, United States

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

DR

Daniel R

Berlin, Germany

Jonathan Ely

Aldershot, United Kingdom

A

Andrei

United States

KE

Karen Epolito

Syracuse, NY, United States

BW

Betty Waweru

United States

RG

Ravi Gadad

United States

MC

Mark Cowburn

United States

J

Jon

United States

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

Craig Travis Provyn

Bradenton, Florida, United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

IC

Ian Coutts

Chicago, USA, United States

E

Eric

Canada

Katie

United States

J

Jan

Netherlands

Carneiro

Rio De Janeiro - Brazil, Portugal

Ask Patrick a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Patrick    Jan 16, 2019

    am going through some financial problems

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  • Patrick    Dec 27, 2018

    hi am having a problem with accessing zidisha pay bills account

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  • Peter    Oct 10, 2018

    I talked to Patrick and hopefully he will start repaying

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  • Peter    Aug 28, 2018

    I talked to Patrick and hopefully he will start repaying.

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  • Peter    Jul 13, 2018

    I talked to Patrick and he will be repaying soon.

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  • Peter    Apr 30, 2018

    Dear Patrick, kindly update your lenders on whats going on. I know the elections messed everyone. Peter

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  • Patrick    Feb 11, 2017

    Dear lenders, am experiencing some difficulties in paying my loan,butbi promise I will be back pnbtrack soon

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  • Kitty    Oct 12, 2016

    I hope your house will be finished soon, thank you for the photos

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  • Patrick    Oct 10, 2016

    Hi.I take this opportunity to thanks all my lenders who have shown they have faith in me and they entrusted me with their money.I want to confirm that I have received my loan as applied. I will utilize this loan by finishing a house which I have started building.as you all know I will still continue running my kiosk for me to be able to pay off my loan.once again thank you all and God blessing be upon you all.

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  • Patrick    Oct 7, 2016

    Thenks my lenders, I humbly accept this loan with a lot of joy.knowing well how much it will help me in my plans to finish my house,which when finished I will be able to save more from my business.currently am taking 10,000 ksh from my business to pay rent.

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  • Patrick    Oct 2, 2016

    Hi lenders,as I make my final payment,am a very happy man,because of the loan,it has really helped my business to grow.with the profit which I get I have started building a house for my family,if all goes we'll, we will move into the new house next year.

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  • Patrick    Jun 20, 2016

    Hi Zindisha..i overpaid my loan by mistake..can you please refund the extra money..

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  • Kitty    Mar 20, 2016

    I hope the new shop is successful

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  • Patrick    Mar 18, 2016

    The last loan helped me very much

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  • Patrick    Mar 13, 2016

    Hi to you all my lenders am very happy for your financial support you have given me..

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  • Patrick    Dec 8, 2015

    Hi lenders ..i wish to inform you that am doing well in my business although am getting some difficulties in accessing the farmers to get my supplies due to the heavy rains going on (el Nino)so the roads are inaccessible.as you have noted I have been late in my repayment plan schedule.but am trying to beat all the odds to remain on schedule . Thanks to you all

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  • Patrick    Aug 10, 2015

    I take this opportunity to thank all my lenders and to inform them that I received my loan and am in the process of buying of my cereals and I will update you as I get the cereals from the farms

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  • Patrick    Aug 6, 2015

    My kids

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  • Kitty    Aug 5, 2015

    Congratulations I hope the new loan works as well for you

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  • Patrick    Aug 5, 2015

    Thanks to all my lenders for granting me this loan.i do promise I will not let you down.I will do my best to wisely utilize the loan as I had planned.This loan will be used in buying more cereals for my food kiosk thank you all and God bless you all.

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