Buying & selling cereals

Lydia Wanja

Embu, Kenya

100% repaid

Entrepreneur

Name

Lydia Wanja

Member since

September 2016

On-time repayments

192 installments  •  53%

About Me

My name is Lydia Wanja. I am a business lady. I am vibrant, hardworking, diligent, trustworthy and very ambitious. I believe in the saying; The sky is the limit.

The schools in the area are good business partners. I visit them often to collect orders and supply. The main meal for most schools is Githeri (maize and beans). Consumption for these two products is very high.

I believe that with the help of lenders from Zidisha I will achieve my dreams. Right now, the demand is high for cereals.

My Business

I deal with cereals; buying from farmers and selling to institutions. Very good profits are realized when supplies are in high quantities. Therefore the need to seek funding to expand my business.

The last crop season was not very good. The rains failed and very little harvest was realized. The little that is available is a little bit expensive. That is the more reason why I need more money to buy before the prices go up higher than they are.

Waiting for long will not be helpful since the supply might go down. The demand will be high. This is the best time to buy stock in large quantities and keep. I will release them to the institutions slowly by slowly. Other times I will visit the market on specified days to sell what is in demand.

Loan Proposal

I will add to what I have and buy more cereals in order to boost my business. I intend to visit the surrounding school and get what they need most. However, selling to individuals is also very vital as it ensures that there is continued flow of cash everyday

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$5.29

Date disbursed

Dec 31, 2016

Repayment status

On Time

Projected term

5 weeks

Cost to entrepreneur

Service fee: $0.22

Lenders

M

Marco

Berne, Switzerland

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  • Eric Ntonja    Mar 1, 2021

    she has low incomes and said she wll pay on next week in full

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  • Lydia Wanja    Jan 30, 2021

    I have had financial problems since the time my stock was stolen.

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  • Eric Ntonja    Jan 27, 2021

    Lady promised that he will pay her loan from next week

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  • Lydia Wanja    Dec 11, 2020

    My business was adversely affected by the pandemic and the theft. I am still recovering and will start repaying well once I get to normalcy

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  • Lydia Wanja    Nov 3, 2020

    The pandemic has affected all businesses. I hope things will normalise

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  • Lydia Wanja    Oct 5, 2020

    The pandemic has affected my business. I hope very soon normalcy will resume

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  • Lydia Wanja    Aug 11, 2020

    I am still struggling with the business ever since the Covid19 pandemic which has adversely affected many operations.

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  • Lydia Wanja    Jun 30, 2020

    I am experiencing financial crisis but will adjust once my problem gets resolved

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  • Lydia Wanja    May 19, 2020

    Due to the global pandemic businesses are down. I hope to increase the instalments once normalcy returns

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  • Lydia Wanja    Apr 8, 2020

    The little money I was getting is no longer available due to the prevailing conditions. However, I will strain to get one hundred weekly

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  • Lydia Wanja    Feb 24, 2020

    I will soon resume the normal repayment once I stabilize

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  • Lydia Wanja    Jan 6, 2020

    I am still repaying this loan with a lot of strain since the very first time that I lost my stock to petty thieves

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  • Lydia Wanja    Nov 19, 2019

    I am still financially down

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  • Lydia Wanja    Sep 17, 2019

    I have not recovered the stock which was stolen

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  • Lydia Wanja    Aug 8, 2019

    For now I have no stable business

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  • Lydia Wanja    Jun 19, 2019

    I am in financial crisis ever since thieves took away my stock and money. However, as soon as I regain financial strength, I will pay in full

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  • Lydia Wanja    Apr 8, 2019

    I have not resumed business yet because of lack of funds since my business premises was swept clean by thieves sometimes last year.

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  • Lydia Wanja    Jan 30, 2019

    I have not yet recovered financially after the theft that left me with nothing to sell and no money to continue

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  • Lydia Wanja    Jan 30, 2019

    I have not yet recovered from the theft that left me financially crippled

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  • Lydia Wanja    Dec 8, 2018

    I am still in crisis but as soon as I get back on my feet, I will resume the normal instalment

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