Buying & selling cereals

Lydia Wanja

Embu, Kenya

100% repaid



Lydia Wanja

Member since

September 2016

On-time repayments

192 installments  •  53%

About Me

My name is Lydia Wanja. I am a business lady. I am vibrant, hardworking, diligent, trustworthy and very ambitious. I believe in the saying; The sky is the limit.

The schools in the area are good business partners. I visit them often to collect orders and supply. The main meal for most schools is Githeri (maize and beans). Consumption for these two products is very high.

I believe that with the help of lenders from Zidisha I will achieve my dreams. Right now, the demand is high for cereals.

My Business

I deal with cereals; buying from farmers and selling to institutions. Very good profits are realized when supplies are in high quantities. Therefore the need to seek funding to expand my business.

The last crop season was not very good. The rains failed and very little harvest was realized. The little that is available is a little bit expensive. That is the more reason why I need more money to buy before the prices go up higher than they are.

Waiting for long will not be helpful since the supply might go down. The demand will be high. This is the best time to buy stock in large quantities and keep. I will release them to the institutions slowly by slowly. Other times I will visit the market on specified days to sell what is in demand.

Loan Proposal

I will add to what I have and buy more cereals in order to boost my business. I intend to visit the surrounding school and get what they need most. However, selling to individuals is also very vital as it ensures that there is continued flow of cash everyday





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 31, 2016

Repayment status

On Time

Projected term

5 weeks

Cost to entrepreneur

Service fee: $0.22




Berne, Switzerland

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Amount repaid


Amount remaining


Date repaid

Jan 28, 2017


Fully repaid

Repayment History

Expected Payments Actual Payments
Jan 7, 2017 $1.06 Jan 6, 2017 $1.06
Jan 14, 2017 $1.06 Jan 13, 2017 $1.06
Jan 21, 2017 $1.06 Jan 21, 2017 $1.06
Jan 28, 2017 $1.06 Jan 28, 2017 $1.06
Feb 4, 2017 $1.06 Jan 28, 2017 $1.06