Name
Nicholas
Member since
January 2011
On-time repayments
163 installments • 77%
I am a man aged 50years with a wife and now 5 beautiful children.I am a businessman, runing a shop at mitimingi trading centre. I deal with consumables and non consumables. Zidisha team and the lenders have assisted me so much and improved my standard of living and that of my family. With profits from loans granted, i have taken my children to good schools and three of them are in universities now a proud to say my firstborn born daughter graduation is this December. Thanks
to zidisha lenders and entire for regular and timely loans over the years. I need another loan to boost my business and repair my vehicle which i use to transport goods at my shop.
my business deals with selling both consumable and non consumable goods. this includes food stuffs, farm inputs(fertilizers, seeds), farm tools(hoes, spades, axe), animal feeds. this business also include a boutique. the business is worth kshs 200000, and approximately makes a profit of kshs 15000 every month after paying all the bills and paying a salary of kshs 10000 to my employees. challenges in running the business are, counterfeit goods in the market but cost like the genuine good but of low quality, change of fashion, unpredictable change of foods stuff prices, high competation, poor infrastructure eg poor roads during rainy season leading to high cost of trasportion.
With the new loan intend to replenish my stocks and start a poultry project at home as i prepare for my retirement in four or five years time. As i said earlier my children are starting to graduate as i get older. I want to prepare to hand over the business mantle to them and engage myself in a less stressful business as I retire. Poultry farming can be enjoyable and at the same time be profitable. Since i have enough space and structures t, the loan with assist me to buy chicks and their feeds. Once thanks so much as you prepare to fund this loan.
Positive
22
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,448.00
Date disbursed
Nov 24, 2015
Repayment status
On Time
Projected term
10 months
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Amount repaid
$2,558.04
Amount remaining
$0.00
Date repaid
Sep 25, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 6, 2015 | $60.00 | Dec 6, 2015 | $60.00 |
Dec 13, 2015 | $60.00 | Dec 14, 2015 | $60.00 |
Dec 20, 2015 | $60.00 | Dec 20, 2015 | $60.00 |
Dec 27, 2015 | $60.00 | Dec 27, 2015 | $60.00 |
Jan 3, 2016 | $60.00 | Jan 17, 2016 | $60.00 |
Jan 10, 2016 | $60.00 | Jan 23, 2016 | $60.00 |
Jan 17, 2016 | $60.00 | Feb 1, 2016 | $60.00 |
Jan 24, 2016 | $60.00 | Feb 5, 2016 | $60.00 |
Jan 31, 2016 | $60.00 | Feb 7, 2016 | $60.00 |
Feb 7, 2016 | $60.00 | Feb 13, 2016 | $60.00 |
Feb 14, 2016 | $60.00 | Feb 18, 2016 | $60.00 |
Feb 21, 2016 | $60.00 | Feb 21, 2016 | $60.00 |
Feb 28, 2016 | $60.00 | Mar 2, 2016 | $60.00 |
Mar 6, 2016 | $60.00 | Mar 8, 2016 | $60.00 |
Mar 13, 2016 | $60.00 | Mar 20, 2016 | $60.00 |
Mar 20, 2016 | $60.00 | Apr 3, 2016 | $60.00 |
Mar 27, 2016 | $60.00 | Apr 10, 2016 | $60.00 |
Apr 3, 2016 | $60.00 | Apr 17, 2016 | $60.00 |
Apr 10, 2016 | $60.00 | Apr 26, 2016 | $60.00 |
Apr 17, 2016 | $60.00 | May 1, 2016 | $60.00 |
Apr 24, 2016 | $60.00 | May 8, 2016 | $60.00 |
May 1, 2016 | $60.00 | May 22, 2016 | $60.00 |
May 8, 2016 | $60.00 | May 29, 2016 | $60.00 |
May 15, 2016 | $60.00 | Jun 12, 2016 | $60.00 |
May 22, 2016 | $60.00 | Jul 3, 2016 | $60.00 |
May 29, 2016 | $60.00 | Jul 10, 2016 | $60.00 |
Jun 5, 2016 | $60.00 | Jul 16, 2016 | $60.00 |
Jun 12, 2016 | $60.00 | Jul 21, 2016 | $60.00 |
Jun 19, 2016 | $60.00 | Jul 26, 2016 | $60.00 |
Jun 26, 2016 | $60.00 | Jul 31, 2016 | $60.00 |
Jul 3, 2016 | $60.00 | Aug 2, 2016 | $60.00 |
Jul 10, 2016 | $60.00 | Aug 6, 2016 | $60.00 |
Jul 17, 2016 | $60.00 | Aug 11, 2016 | $60.00 |
Jul 24, 2016 | $60.00 | Aug 15, 2016 | $60.00 |
Jul 31, 2016 | $60.00 | Aug 20, 2016 | $60.00 |
Aug 7, 2016 | $60.00 | Aug 29, 2016 | $60.00 |
Aug 14, 2016 | $60.00 | Sep 2, 2016 | $60.00 |
Aug 21, 2016 | $60.00 | Sep 2, 2016 | $60.00 |
Aug 28, 2016 | $60.00 | Sep 8, 2016 | $60.00 |
Sep 4, 2016 | $60.00 | Sep 11, 2016 | $60.00 |
Sep 11, 2016 | $60.00 | Sep 18, 2016 | $60.00 |
Sep 18, 2016 | $60.00 | Sep 25, 2016 | $60.00 |
Sep 25, 2016 | $38.04 | Sep 25, 2016 | $38.04 |
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