Classroom renovations

Shellemiah

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Shellemiah

Member since

July 2021

On-time repayments

32 installments  •  81%

About Me

About Me
I am the second-born son of a family of three. My younger three siblings are boys whom we used to cook for with my older sister.
I was brought up in a tiny village in south Nyanza in Kenya, the Lake Victoria region. I started basic education in a local school and continued to the primary education level. During that period, we used to take great risks as young boys as we went swimming in a river that flows down deep ridges.

Later I went to Migori town for my secondary education at Migori Boys High School.
Later I went to study building & construction in our capital city Nairobi technical institute of technology and got a diploma certificate. I got employment at the Sony sugar factory building & civil engineering workshop.

At Sony life was so difficult for me considering the salary was too little for my needs. At some point, I decided to live in the slums because good rooms/rental houses were so expensive to rent. So I moved to the nearer centre known as awendo centre. I even went a step further to walking half distance to work. I had to sacrifice with an aim of getting enough skills in construction & civil engineering in a factory workshop.
In the early year 2016, I felt it was time to be an entrepreneur because I was still struggling with my needs. I had enough skills. I went back to the village where my mother gave me a small yard in addition to a small capital to establish bricks and building blocks at home. Life was so hard trying to establish me until I was advised and invited by a friend/ collage mate who has been a member of zidisha.org came to my rescue where I got introduced to prepare a business proposal for a loan to enable me to rent a small shop in our local shopping centre where I have grown steadily.

Every year I pay 30USD to our local county authority for business licenses and a monthly rent of 50 USD. I also pay 120 USD for the wages of my employees.
I use my profits to re-invest in my growing business, supporting my parents and my younger sister whenever they may be in need, and also buying construction materials for a house am planning to build in nearby future. I also support the needy in our society whenever there are contributions conducted. I also support two elderly women who are about 80 yrs old by visiting them regularly to give out food and clothing during this covid pandemic crisis.
Last year I had a colourful wedding made possible by my friends/business associates who contribute towards the success of events.

My Business

My Business
My business operates under the name ogollashel enterprises. I operate a workshop and a sales section where we sell building products as well plumbing accessories we also do renovations/repair and offer consultations. also supply of building materials
On average we make a monthly profit of 400USD.

Loan Proposal
My loan application comes at a time that the world is facing the containment of the covid 19 viruses. During this time our capital city and various regions of Kenya are under restricted movement including my county of residence and business.
We are doing business as usual although we are not allowed to go beyond the borders of our county. Here in central Kenya, we are putting all protective measures as laid down by the government./ world health organization

With the loan, I will do inventories on my shop supplies, portable hand washing types of equipment, disinfectants, and protective masks. I have put a section in my workshop to supply my community with that added protective equipment because I have learnt that most people are lacking these supplies near them because the public transport system has almost been stopped by the authorities in central Kenya. Stocking these additional items in my business will not only help the community get them easily but also help curb the spread of the virus in our villages.
My workshop and renovations work are doing very well owing to the fact that many people are spending at home since no much movements, therefore am doing much services and maintenances. By adding the sale of protective equipment's I will boost my business income as well.
I predict my business profit will increase by KHS 3000 per week.
It is true many businesses are not able to operate due to the covid 19 outbreak. As a result, many people are at home. In my community and area of my business majority of people are sugarcane farmers and maize. Their products are still being supplied to the markets and there is cash flow. Many kids being at home they are being kept calm by television entertainments and therefore am doing more servicing, maintenances and a number of installations every week.
Am also comfortable taking the loan because I have also been doing a little sugar cane farming and maize as well business at home which earn me extra money as a side business.

Loan Proposal

this will be to up to what I have realised in the business enable me to do renovation to one of classroom tender I was awarded from a private school in the village area. thus will build a good relationship with clients in the construction industry for future contracts of the same. the renovation work was quoted/ estimated kshs 68,600 and from my quotation, if all goes well as per my projections I will make a profit of kshs 20,600.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$13.00

Date disbursed

Jul 19, 2021

Repayment status

On Time

Projected term

2 weeks

Lenders

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  • Shellemiah    Aug 30, 2022

    hello lenders due to on going crisis and change of my business location, I have not been able to do my payments as schedule before, therefore would wish to start my installment soon.

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  • Shellemiah    Aug 30, 2022

    hello lenders
    thanks for being prescient I have been having some challenges with the business location and the corona pandemics crisis as well , i will start paying my instalments as soon as possible .

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  • Shellemiah    Jan 29, 2022

    Hello lenders
    I've received kshs 30,824
    This will enable me purchase the moulding box for interlocking bricks.
    Thanks a lot and may God bless you all.

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  • Shellemiah    Jan 29, 2022

    Hello lenders, this loan will a Noble me buy a used interlocking moulding box for bricks making, this will make my work easy intern of production with less workforces.
    Am very much greatful your kind support towards my business success.

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  • Shellemiah    Jan 26, 2022

    Hello lenders
    Am very much glad for the previous loan offered ,
    I managed to completed the class room renovations as well as some peace works awarded for repairs during that period,

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  • Shellemiah    Jan 21, 2022

    Hello lenders
    The business has not been good for the past few weeks of January economy has not been stable, but we're hoping for the best in the coat of the year.

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  • Shellemiah    Jan 11, 2022

    Hello lenders
    Below the progress of my renovated classroom almost to the completions

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  • Shellemiah    Dec 31, 2021

    hello lenders,
    all is well renovation is ongoing and we expect the compilation by Friday before people break for the Xmas holiday.
    - the funds received were used on the completed flooring/tiling works as well as painting which is in progress completion scheduled on Thursday this week.
    -this kind of renovation has made some difference in my business/contracts this being the first renovation tender awarded to me this year after the covid19 pandemic brought challenges towards the economy it has brought me a good return more so additional tenders of the same am expecting early January next year due to the kind of work/ workmanship.
    - once all my funds are paid

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  • Shellemiah    Dec 21, 2021

    hello lenders,
    all is well renovation is ongoing and we expect the compilation by Friday before people break for the Xmas holiday.
    - the funds received were used on the completed flooring/tiling works as well as painting which is in progress completion scheduled on Thursday this week.
    -this kind of renovation has made some difference in my business/contracts this being the first renovation tender awarded to me this year after the covid19 pandemic brought challenges towards the economy it has brought me a good return more so additional tenders of the same am expecting early January next year due to the kind of work/ workmanship.
    - once all my funds are paid based on my estimation presented for the work, I shall have made an increase in my return by 30%. this will be part of capital increment for more projects/ contracts to come. I need to buy more equipment to make work easy a swell as the workforce is on site. this will enable me to celebrate the holiday with my family as well as pay school fees for my kids ahead of next term next year.

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  • Shellemiah    Dec 11, 2021

    dear lenders below are the photo of classroom

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  • Shellemiah    Dec 11, 2021

    Hello lenders
    I managed to buy materials quoted for the work and I managed to complete the liking works on floors am now working/ skeaming on the walls before painting. This work has made a different in my business in terms of workmanship and profit .

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  • Shellemiah    Dec 2, 2021

    hello lenders, see the progress of renovations I manage to purchase materials for the floor Am expecting the first payment anytime next week. this will be used for Xmas celebration with my family As well as first installment of the current loan received .

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  • Shellemiah    Nov 29, 2021

    Unavailability of funds at hand at the moment

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  • Shellemiah    Nov 29, 2021

    Thanks team I received kshs 24,970.
    This will cater for the materials for the renovations.

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  • Shellemiah    Nov 26, 2021

    Hello team
    am very much great full for the previous loan that made me delivered materials to the my clients / government institutions.
    Thus has made a big different in my life as well as to my family / schools fees for my kids .

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  • Shellemiah    Nov 19, 2021

    I managed to purchase a machine cut stones and supplied them to the government institutions.

    whereby this has changed/ a different based on my previous
    capacity of tendering.
    this has made a 30% increase of the previous return/profit.

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  • Shellemiah    Oct 30, 2021

    due to the financial crisis from my end am still following up parents from my clients for the products / materials and supplied earlier.

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  • Shellemiah    Oct 28, 2021

    due to to much pending payments from my client I would wish to reschedule my instalments as stated.

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  • Shellemiah    Oct 14, 2021

    hello team
    due to outstanding payment from my clients i may not be able to pay the schedule installment figure,

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  • Shellemiah    Sep 29, 2021

    hello team
    due to outstanding payment from my clients i may not be able to pay the schedule installment figure,

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