Classroom walls

Philemon

Mbita, Kenya

33% repaid

Entrepreneur

Name

Philemon

Member since

May 2017

On-time repayments

168 installments  •  24%

About Me

Am a hard working person living in a rural set doing fishing Along the shoreline of Lake Victoria and farming.
As a father of 5 with two grown ups i have been working hard to support my children of which the two grown ups re through college one is married and the other is employed in the health sector, i as well am engaged in social activities mainly caring for the orphans and less fortunate children in my community to which i mostly support from my fishing business and farming. Presently am building a classroom for the little orphan children in our care center that they may have a place to learn free from sun and rain.
The previous loan helped me in buying the building materials with which i had put up the foundation.

My Business

I have for over fifteen years been in this business of fishing and I understand it well. For many years i was using rented boats to fish which had all the challenges and restrictions on when and how to use them. I had to follow the orders of the boat owners to which in my view were oppressive As most of my efforts were going to rentals and my business couldn't prosper.

In my suffering under boat owners HARSH boat rental regulations a friend told me about Zidisha and since then i have lived to like it as from the Zidisha loaning i built my boat that has as well offered employment to some other two people directly and several who benefits through different processes directly and indirectly. I had also seen that with Zidisha loans i can do much better as i had boat a goat from their loans and i now have three goats, i had made my boat and i can boldly say my life has changed as i can now use the proceeds i get to feed the children in our care center and support my family.
This business has for a long time helped me pay school fees, feed my children and provide other basic needs.
These children doesn't have a good classroom instead a make shift which is very hot during the day as it is made of tin walls.

Loan Proposal

The requirement of building this wall is

item cost {usd} Quantity total {usd}
1. Cement 100 50 500

2. Water..................................................... 2000lts (i will provide)

3.Mason

Total...................................................................................... 500 usd

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$493.00

Date disbursed

Mar 17, 2018

Repayment status

Late

Projected term

33 months

Lenders

Emma

Australia

Paul Buchheit

Mountain View, United States

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  • Philemon    Nov 30, 2022

    I used to be a fisherman from which I was drawing my income, the fish has deteroriated and am now in farming and business after illness.
    So as the business grows I can as well payback

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  • Philemon    Jun 18, 2022

    The business collapsed after the accident I was involved in, I have now started a new business of food and wishes to pay my loan as God gives me ability and in time.
    Am asking for forgiveness from whoever may have been hurt it was due to negligence but various challenges of life.

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  • Philemon    Jun 18, 2022

    I had been sicking after the accident, the business collapsed but thanks to God am back and will holistically service my loan

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  • Rebecca    Jan 30, 2021

    I haven't been able to get in touch with philemon, but I spoke with his references, they promised to remind him of his zidisha loan, i will keep trying his line and once am able to speak with him I will give an update

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  • Rebecca    Dec 28, 2020

    I wasn't able to reach philemon on phone but I spoke with some of his references and they promised to help me get in touch with him.

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  • Lilian    Nov 23, 2020

    I couldn't reach philimone on phone and his reference but will try again

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  • Lilian    Oct 15, 2020

    Halo lenders, I have spoken to Philemon whose finacially unstable but promises to pay as soon as possible.. thanks for your concern

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  • Philemon    Sep 16, 2020

    The business is still down and I need to take care of the family as well service my loan

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  • Philemon    Aug 5, 2020

    The income is very low due to fall in business

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  • Philemon    Jun 24, 2020

    Am in self quarantine with covid 19 an would wish to reduce the payments till I recover

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  • Philemon    May 11, 2020

    Due to Covid 19, many avenues of business are close and so I rely on my farm for food and loan repayment

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  • Philemon    May 9, 2020

    even though the challenges of life are numerous this time of Covid 19, but am optimistic that my new strategy of farming to support the little orphans and myself will be good. Am now doing kale and tommorow I will transplant tommatoes

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  • Philemon    May 9, 2020

    our farm is going well and hope things will grow up well

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  • Philemon    Apr 26, 2020

    Thanks to Zidisha tram for the patience during the time I was sickling. Even though Covid 19 has affected most of us seriously but my happiness is that I can work to service my loan.

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  • Philemon    Apr 1, 2020

    My business is highly affected by Corona Virus Curfew in Kenya. Am having a hard time going out to work at night as had been the case.

    My request is if you can borrow me more money that I start another business besides the one am doing

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  • Philemon    Mar 25, 2020

    Hello Zidisha, I am feeling well and had resumed work but unfortunately the business has collapsed due to Corona Virus situation.
    once I get up I will diversify and then continue with the payments

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  • Philemon    Mar 20, 2020

    hello Zidisha, it's with sad news that we are restricted in movement from our houses due to present Corona Virus situation in Kenya. My business is down.
    kindly allow me start paying when we resume wirk

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  • Philemon    Mar 9, 2020

    I want to apologise to my members for not paying for a long time. I fell sick and had been bed ridden for over 2 yrs.
    I feel better now and would wish to start my payments but on a reduced rate.
    Thanks for understanding

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  • Emma    Aug 18, 2019

    I hope you're going ok Philemon? Let us know how you're doing... Did you recover ok from your accident? I'm sorry about that.

    If it would help, Zidisha staff can likely lower your repayment amount, & restructure your loan so you can just pick it up from here? Just pop them a msg & ask for some help :-) www.zidisha.org/forum-threa...

    Wishing you all the best, Emma from Australia.

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    • Philemon    Mar 9, 2020

      Hello sister Emma, I had been bed ridden for a long time and now almost 2 years. Right now am feeling better and although the
      sickness from accident has taken alot of my resources but am back farming to pay my loan and improve my business

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  • Philemon    Jun 21, 2018

    I HAD BEEN HOSPITALIZED FROM, AN ACCIDENT

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