Co-op Kwa Jirani Agency

Martin

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Martin

Member since

May 2015

On-time repayments

241 installments  •  78%

About Me

Hi, Am martin mwangi young at heart l got D+ in my secondary education, but it doesn't mean when you get such kind of grade you are a failure in life. I learn't through
bursary that how managed to complete my high school.
From when l completed my high school l became garbage collector, then moved to car washing. Then finally God came through n my bro was able support with capital to start an mpesa business here in kariobangi south.
The business has grown which has lead to opening up accessory, n kcb agent , whereby a friend of mine gave me to have an equity agent. The business has open up many opportunity to me and also to l get to employe some. I believe there is nothing impossible if you have positive mindset n the right goals you will achieve.

My Business

Hi my business is offers money transfer which is commonly known as mpesa in Kenya, kcb agent , Equity agent is coming up. On top of that l sell accessory, electronics, padlocks. The services l offer are valuable because business around they need to transfer money if a trader need goods in order to receive the goods. Also for electronics whenever bulb has gone off then a customer will came to my shop for the bulb or in case there is need to change bulb holder l will advice so.l chose the business because it has transformed peoples life around me and also l do offer advice whenever a young approach for advice.
My expense my business cost 30USD the one l leave in is 32USD then my daily food 40USD and when l get to pay an employee cost 200ksh per day.
My revenue for the mpesa is 250USD n electronics,accessory, padlock will give over 100USD. I use my business in growing up my business like right now l got equity agent.
In addition l have managed to increase my stock in padlocks Thanks to zidisha.
My future plans is to add airtel money which requires me to raise capital 20USD to which roughly when calculate the commission l will be earning from 10USD per month which will be this coming month of november. Kindly zidisha am asking for assistance l want to grow and help young entrepreneur around me to grow with zidisha. Thank you.

Hi Zidisha,
Thank you for the assistance you have given me,for you have really help me in a big
way in my business. Am applying for another loan, of which am looking forward it
will assist me especially when am planing to move my business to much bigger space n secure place.

Thank you zidisha for the far l have come with you guys looking forward towards a brighter future and better life. My next loan which am looking which am asking is to invest to kcb agent as (e-float) , which has been trending upward , am asking a loan of USD199. Which will give me a return of USD 80 every month with the assistance of other money transfer that is mpesa airtel money not forgetting accessory l will be able pay back the loan. The profits l normally l get pay one of my partners n the rest l reinvest in to the business.Thank you zidisha.

Thank you zidisha for the warm support you have given me. May God bless you so
may not lack to give an extra hand with upcoming enterprenues. Am still requesting for the upgrade of Kcb agency loan which will be totally to USD398.
The loan you have given has support to extend my customer base that is Kcb agency,mpesa, and airtel money services not living behind accessory,padlocks.
Thank you zidisha am looking forward growing with you guys in zidisha.

Thank you zidisha for the loan you gave me it has really supported my business in kcb float transaction they have being increased right now my mpesa transaction have increased by USD 3.

Hi Zidisha,
Thank you for the assistance you have given me,for you have really help me in a big
way in my business. Am applying for another loan, of which am looking forward it
will assist me especially when am planing to move my business to much bigger space n secure place. Am looking forward to a positive response.

Kind Regards,
Marin


Hi Zidisha,
Hi thank you once again zidisha for offering me an opportunity to kindly request for another loan,l offer money transfer servicesi.e(agency which include mpesa,equity,coop,familykcb,airtelmoney) and l sell accessory,electrical, mobile phones,padlocks. The money transfer is important because customer work so easy,efficient receiving n depositing money and fast,paying bills like rent,electricity,water becomes convenient without any hustle. Accessory are important especially chargers,earphones, phones battery(phone)usb cable, communication becomes easy. For security reason l do sell padlock that would secure customers house.
My revenue for this month mpesa commission is USD340, for rest l haven't received but for equity is USD130,Coop Agency USD80, Kcb Agency USD50airtel money USD20,while for family bank agency is USD40.
The whole profits reinvest back to may business because the demand always goes since l do offer quality services. The customers do spread the word to other customers hence the need to increase my float level. My intention is also to upgrade the salary for the one whom l have hired he work diligently.
My goals is also introduce tokens and cooking gas since there has been a demand for commodity around my community. My aim is impact my community positively with services l offer.

Kind Regards,
Martin

Hey Zidisha,
Thanks alot for being my partner, courtesy of your funds lenders you made my business to grow to another level. There has been increase the number of gas cylinders n refilling. There has been also an increase in the number of transaction in mpesa by 3usd equity 3usd. My aim is to bring an impact in my community and also to create employment in my community right now l have two employees.

Kind regards,
Martin

Hey Zidisha,
Thanks alot for being my partner, courtesy of your funds lenders you made my business to grow to another level. There has been increase the number of gas cylinders n refilling. There has been also an increase in the number of transaction in mpesa by 3usd equity 3usd. My aim is to bring an impact in my community and also to create employment in my community right now l have two employees.

Kind regards,
Martin

Hey Zidisha,
Thanks alot for being my partner, courtesy of your funds lenders you made my business to grow to another level. There has been increase the number of gas cylinders n refilling. There has been also an increase in the number of transaction in mpesa by 3usd equity 3usd. My aim is to bring an impact in my community and also to create employment in my community right now l have two employees.

Kind regards,
Martin

Loan Proposal

Hi Zidisha,
If give the laon of USD 59.80 am planning to invest it in Coop kwa jirani agency of which USD 30 I will put it in float that its e money in order for customer deposit. And USD 29.80 will operate with cash for customer who need to withdrawal.
l will have to top up with USD 30, so that there will be free flow of customer and for customer being served luck of cash or float.
Kindly l need your assistance zidisha.

Kind Regards,
Martin

Feedback

1

None

None

  • csatchwell    Oct 11, 2017

    Fully repaid loan, well done :)

    Log in to reply • Share
    • Martin    Nov 27, 2017

      Hi, Csatchwell,
      Thanks alot for being positive and encouragement. l do appreciate the support so far you have given me. Thank you.

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$607.00

Date disbursed

Jun 16, 2016

Repayment status

On Time

Projected term

21 months

Lenders

X

xander

Plainfield, Vermont, United States

A

Anna

Brussels, Belgium

AH

Aleksi H

Helsinki, Finland

S

shaynic

Glastonbury, CT, United Kingdom

LadyofHats

Hamburg, Germany

Miloslava

Praha, Czech Republic

T

Tec69200

Jacksonville, United States

Ambrose

Calgary, Canada

T

tloureiro

Pfungstadt, Germany

Apmay

Melbourne, Australia

carterunited

Manchester, United States

chrsve46

Stockholm, Sweden

Z

Zippo

Berlin, Germany

Los Wade

United States

P

Piotr

London, United Kingdom

P

pillepalle

Osnabrück, Germany

J

Joyful4

Plano, United States

N

nicknz

Wellington, New Zealand

A

artom

Karkola, Finland

mauroandmichelle

Montreal, Canada

M

Mark

Melbourne, Australia

F

Flemming

7430, Denmark

C

Christine99

Vancouver, Canada

N

Ntrep2

Silver Spring, United States

P

PetrusR

balmoral, Australia

R

Rachel

Vernon, Canada

D

drexeldragon

Tucson, United States

hugomesser

Blokker, Netherlands

csatchwell

United Kingdom

F

Fish42

Fairfax Station, United States

D

diza2722

NSW, Australia

H

HobbyCollector

Beach City, United States

ThorstenH

Bensheim, Germany

S

SnifferTheBunny

Brighton, United Kingdom

Cody

New York, United States

xtrahardware

Cazenovia, United States

C

CandC

Washington, DC, United States

J

jaytodd

New Orleans, United States

Jamesaubrey

Norman, United States

PlanetEarth

Somewhere close, United Kingdom

C

Clben7

Cincinnati, United States

Shemuel

New Jersey, United States

S

sparty0410

Chicago, United States

D

Dan

United States

Aaron85

Knoxville, United States

B

BeachDrapers

United States

Paul Buchheit

Mountain View, United States

D

duncanb

United Kingdom

sgornick

Los Angeles, CA, United States

M

MichaelUSA

United States

M

merk85

United States

CMK71

San Francisco, United States

larry

Sweden

R

rpcv1987

United States

A

AnaisN

United States

L

lmacks

United States

M

Microfinance

United States

Grant Xavier Storer

Seattle, Wa, United States

T

Tim47

United States

K

Keith

Luxembourg

SunnyB28

Somerset, United Kingdom

E

erregen351

United States

M

muzimohale

South Africa

S

Stormcrow

Johannesburg, United States

V

VeraG

Germany

J

jeffreyrmeier

United States

T

Tony1

Australia

reluck

Marseille, France, France

E

Ejackson

United States

JP

James Parker

Sacramento, United States

KM

KHS Microfinance

Tampa, United States

Enit

Luleå, Sweden, Sweden

M

Marcus86257

United States

jinn

United Kingdom

P

Philipp

Munich, Germany

A

Andreas

Munich, Germany

RM

Robbie McCullagh

Waverton, Australia

R

Robert

Berlin, Germany

HS

Hayley Summers

United Kingdom

Zain Haq

Chicago, United States

M

Morange

Republic of Korea

R

RoyKaufman

United States

nickle23

New York, United States

Daniel

Berlin, Germany

S

SP

United States

W

Wes

United States

MM

Mike Markovich

Toronto, Canada, Canada

B

Britt

Venice, FL, United States

KO

Kevin OBrien

Denver, CO USA, United States

NF

Nina Forsberg

Sweden, Greece

JB

James Bowen

United States

Tanner Schachtel

Victoria, Canada

D

dabatate

Saarbrücken, Saarland, Germany

JC

Jethro Carr

Wellington, New Zealand

JS

Johan Steen

Malmö, Sweden

KP

Kelly Partyke

United States

A

Anasua

United Kingdom

Filip V

Czech Republic

M

Marc

Newcastle upon Tyne, United Kingdom

DR

David Roser

United Kingdom

Mouhamed

United States

roark22

Geneva, Switzerland

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

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