College exams fee

Ciciliah

Kighombo, Kenya

100% repaid

Entrepreneur

Name

Ciciliah

Member since

June 2017

On-time repayments

12 installments  •  42%

About Me

I am Ciciliah the second born in family of four,3boys and one girl,i was born in the coastal parts of kenya by my loving parents,my childhood environment was serene with a lot of kids playing togethe, i use to play football with my brothers and helping mom do house chores like cooking something i like the most,fetching water and firewood,there was division of labour, as brothers go hunting and herding with my late dad,we would at times go to the shamba during ploughing season and weeding on holidays we found it tough but we learnt a lot and it was very exciting,we would wake up very early in the morning on school days,prepare ourselves take porridge and then embark on a 2km journey to school barefooted,everything was nice until dad passed away when i was 6years old,his death took away our happines and as we were coming to terms with his death my elder brother's death followed ,he was bitten by a snake and died from snake poison,this left us even more shocked and confused ,i was left with the duty of an eldest child and even more burdens followed when my mom became sickly due to the devastating shock of those two deathes,we suffered a lot in terms of school fee and other basic needs and by Gods grace with the help of good samaritans and relatives we were able to finish primary school and even enrolled in high school, i got a sponsor who offered to pay for myfull high school fee,this enabled me to sit my KCSE and i got a grade B-,my two brothers arent through with school as they depend on manual jobs for fee they are always on and off with school,i got a job with the Brooks family as a house maid, job tha i did wholehearteadly because it was the only source of income and an income that use to help the whole of our family,when i decided to quit they gave me 50000ksh as an appreciation forbeing so good and competent on my duties ,thats when i decided to join college and continue with my studies,i know that i can go as far as i can think and with this loaning platform i am i am sure to accomplish my dreams of expanding my business when i will get larger loan,educate myself and even my brothers generaly improve the families livelyhood

My Business

I am a full time student doing diploma in human resource management at Kenya institute of management.l normally go to school from Monday to Friday 8.00am to 5.00pm, besides being a student I deal with clothes second hand (mitumba) and sometimes new ones.l normally wake up at 5.00am go to gikomba market to do my daily purchase of clothes before going to school. Demand for my products is high because my customers are very close friends,neighbors, classmates, schoolmates and even tutors.am glad that i have met most of my customers needs because I deal in unique products,being unique has earned me many refferals and that is how I have grown from from a stock of 1000ksh to 6000ksh in a span of three months. I am determined to go far and even start a boutique outside school.l choose this kind of business because its flexible as it allows me time to study stress free.
Like I said above am a partial orphan with an aging mum at home and being the only daughter I have the obligation to give back the little I have from my daily profits of 600ksh.I am able to help mum meet a few of her basic needs and remain with a little to help me put my food on the table and sort out rent at the end of the month.l am hopeful that one day I will help her in a bigger way especially when I expand my business and also when I am successfully through with collage.

Loan Proposal

i would use the loan to pay for my school fee,this will give me enough time to concentrate with my sutdies and also business sure of doing exams,i would also increase my stock much later with advance loans since its my only source of income a later source of school fee

Feedback

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1

  • Day Family    Feb 23, 2019

    2 partial payments made, then no updates or payments for 18 months. Loan appears abandoned. Poor experience.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$109.00

Date disbursed

Jun 21, 2017

Repayment status

On Time

Projected term

5 weeks

Other loans

Lenders

Paul Buchheit

Mountain View, United States

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  • Day Family    Feb 23, 2019

    Unfortunately due to ongoing late repayment and no updates or payments in 19 months, we've had to use Receive Advance Repayment to get the loan money back to assist other lenders.

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  • Ciciliah    Aug 29, 2017

    hello zidisha lenders,i would like to say thank you for fully funding and disbursing my loan, i used theloan to pay for my college fee and used the remaining amount to add stock on my mtumba business,am now aable to study with less stress and was able to increase my business profit by 10%

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  • Ciciliah    Aug 14, 2017

    thank you lenders for fully funding my loan ,am trusting God to receive it today as one week period ends today,looking forward to continue working closely with you

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  • Ciciliah    Aug 7, 2017

    hello my lenders, i want to thank you so much for funding my loan ,indeed am very focussed to achieve the best in life and with zidisha i shall conquor,i will use around 14000ksh to pay for my fee and invest the little remining in my mtumba business

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  • Gretchen Reibold    Aug 6, 2017

    You sound like a very focused, hard working and caring woman. May you be blessed in your studies to bring you a better way of life.

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  • Ciciliah    Jul 31, 2017

    hello zidisha ,thank you for the loan ,i have just applied my second loan and am looking forward to growing with you,i have however made mistakes in my second loan application,contacts for community mobiliser should be 0705807787,i also put the names for three community leaders i thought you needed three names for each category ,i was unable to edit since there was no edit option,please help

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  • Ciciliah    Jul 17, 2017

    hello zidisha lenders ,thank you for contributing towards my loan i was able to pay my exams fee and am looking forward for bigger loans to help me do bigger projects,am growing with zidisha am proud to be associated with you

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  • Ciciliah    Jun 15, 2017

    will be much appreciative for zidisha lenders especialy when you help me achieve my dreams,am just starting but am looking forward to greater things with zidisha i am very positive and excited to partner with you

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