Comestics

Francis

Berekum, Ghana

100% repaid

Entrepreneur

Name

Francis

Member since

August 2015

On-time repayments

126 installments  •  99%

About Me

I was born in Berekum in the brong ahafo region money to start school was a problem but my mother engaged in small trading and that is what she used to look after us in school sometimes we have to go and sell before we can get money to school.we manage with that situation untill completion of school.I intend getting a business so that I can support my siblings and when there is extral income then I extend it to the community.there is poverty in my community and I wish to make inpact by touching the lifes of the poor ones.my children want to be doctors.they also wish to work to assist the society.

My Business

The name of the bussiness is Daany's cometics shop.
It deal with various comestics including spray, pomade and others.
These goods and services are so important in my area because in my community we havee schools around and students work long distance before going to buy such items from the market so I decided to bring it close to them.
I did checks in my community and got to know that this is the type of bussiness that will move for me
I started with 250ghs and within two years the capital has grow up to 1500ghs . The profit we get out from the bussiness is uesd for reinvestment use some to look after my sibblings and look after some few adopted poor peoples in my community.if am able to secure your loan and expand my bussiness I intend using some my income to establish NGO to assist the needy needy ones

Loan Proposal

When granted the loan, I will use it to buy more cosmetics such as creams ,pomades, soaps of all kinds,perfumes of diffrent kinds,liquid soaps of diffrent types,shampoos of all kinds,hair relaxers and so on in my shop and part of the money will be used to make shelves to house the product when granted the loan and acquire these product for sale ,I will be able to increase my profit margin by 5%after paying all my utilities .my shop will be expanded if given the loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$94.00

Date disbursed

Aug 19, 2016

Repayment status

On Time

Projected term

5 weeks

Lenders

The Zinc Team

San Francisco, United States

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  • Francis    Jul 6, 2019

    Because I went on leave sales are not good nowadays. Will adjust it to normal when things gets better thank you

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  • Francis    Jun 27, 2019

    Thanks to all my lenders I received 1590 after deduction and am able to purchase all I needed in my loan proposal eg:hair creams, pomade, raster cool and many others
    May God bless you all

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  • Francis    Jun 23, 2019

    The loan will be used to purchase the following items as stated in my proposal, Body cream, powder,hair wigs, hair cream, raster cool and many others as in my proposal, this will me to make more sales and make more profit to make my demand, I will be able to increase my profit margin by 50% the profit will be used to pay utilities, rent, entertainment, children school fess and many others, thanks to all my lenders for your kind assistance, may God richly bless you

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  • Francis    Jun 11, 2019

    Thanks to my lenders,am now back from leave and business will start soon. God bless you all

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  • Francis    May 14, 2019

    Great thanks to my lenders, I have taken some month off as leave and will be back to business on July. Thanks to all my lenders

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  • Francis    Apr 6, 2019

    I am not feeling well and I am not able to work always

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  • Francis    Jan 28, 2019

    Because it is the beginning of the year my rent and utilities have been increase which has affected my profit margin

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  • Francis    Jan 28, 2019

    When I received the loan I was able to purchase the following items,pomade,powders,wigs,hair creams, and many other product for my shop, this has really increase my sales for the past days and thanks to the team for making life meaningful to me, family and love ones

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  • Francis    Jan 17, 2019

    God bless my lenders for putting smiles on the faces of my families
    When I received the loan I will use it to purchase the following items, pomade, powders, wigs,hair creams, diapers and many more as stated in my loan proposal.
    My target is to hit 60% profit of which I may use some of the money to pay rent, untilities,entertainment,pay my children school fess and many others. Once again I say thank you lenders

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  • Sean Sullivan    Jan 9, 2019

    Best wishes Francis.

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  • Francis    Dec 12, 2018

    Good evening my noble team, why is my loan not published,it is getting to Xmas and needed a loan to boost my business

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  • Francis    Nov 22, 2018

    Good afternoon the team please why is my loan cancel was my loan not published.

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  • Francis    Oct 16, 2018

    I was able to purchase bulk items in my shop, example soap, creams, body sprays, dodorents, wigs, hairs and many others. This helped me to make a lot of profit of which u used some to pay utilities, school fess, rent, assist some needys in my community. I also saved 600 Ghana cedis equal to 125.37 dollars of which I will add the next Loan to purchase motor bike to enable me serve my customer's in the remote area's

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  • J    Jul 1, 2018

    Dear Francis,

    Those mails are send automatically. Did you see this announcement from our director? www.zidisha.org/forum-threa...

    My advice is to continue to pay as scheduled. Normally it can take up to 3 business days, US Eastern Time, for a repayment to be credited to your account. This time you should wait a few more days.

    If the payment hasn’t been credited next week then please create a support ticket using the help menu (www.zidisha.org/borrower/help) with the following details:
    - Date you made the payment
    - Payment amount
    - Phone number or account number you used to send the payment
    - Transaction ID of your payment

    Kind regards,
    Joost
    Team Zidisha

    Ps. The payments will still be recorded on the day that you did the actual repayment.

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  • Francis    Jul 1, 2018

    plaese i have made a payment of 100 ghana cedis,with reference no.af.transaction id3748406951.but am still getting notification notice that i have not done payment.kindly check the system and update it for me

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  • Francis    Jul 1, 2018

    please my bussiness is going on well and thanks to my lenders

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  • Francis    Apr 29, 2018

    Thanks my lenders, am really making impact in my business. Business is normal and the profit made are use to pay utilities, children's school fees, rent and saving some as seed money to employ some needy ones in my community.

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  • Francis    Mar 11, 2018

    THANKS TO THE TEAM FOR FINANCING MY LOAN.INFACT AM MAKING GREAT PROGRESS IN BUSINESS AND ALL MY FAMILY ARE HAPPY ABOUT ZIDISHA.I HVAVE BEEN ABLE TO INCREASE MY PROFIT MARGIN BY 20% AND AM ABLE TO PAY MY UTILITIES ,CHILDREN SCHOOL FESS AND MANY OTHERS.HOPE THE PROFIT WILL INCEASE TO 40% SOON.THANKS TO THE TEAM

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  • Francis    Dec 2, 2017

    thanks to the team business is in progress

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  • Francis    Sep 1, 2017

    I recieved 1337 after deduction of 70ghana cedis,i am able to buy creams of different type,hair creams,pomade of different type and others as stated in my proposal.thank you the team for financing the loan.may God richly bless you.zidisha life changing organisation.

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