Computer accessories to stock my ICT shop

Michael

Kumasi, Ghana

100% repaid

Entrepreneur

Name

Michael

Member since

June 2017

On-time repayments

17 installments  •  94%

About Me

My name is Michael Owusu Afriyie, also proudly called Mike-1. This name came up through my splendid performance within my school and local sports activities where most of my colleagues were also bearing the name Michael.

Since my childhood days till now, I have been carrying a calm, purpose driven and results oriented syndrome. That is to say, I am a quiet guy but perform any set task with all seriousness/activeness and rest only after predetermined target is reached
.
With knowledge of prevailing socio-economic hardships in my community resulting from low education and low entrepreneurial skills deployment, it has been my dream to build-up business development and training skills by reaching-up to higher heights in education and entrepreneurial skills training. This is to enable me to effectively contribute my quota to this crucial need of the community. This motivated me to strive for educational excellence and quick-start of this my own business.A contributing factor to this my business in ICT-industry is my interest in graphic designing, reading and researching.

Considering my diligence, honesty, intellectual purpose, statesmanship desire among other laudable sense of vision, I stand to work creditably to make impart among populations by providing products and services to solve social needs, whiles creating jobs.

I am a family-man, but I am yet to raise family of my own after stabilizing my own business/source of income.

My Business

Sir Mike’s Multi-dimensional Capacity Building Services is the name that coins my business.

It comprises of several business portfolios.

The Services I provide are as follows;
Computer Training and Publications
Computer and Computer accessories
Food Supplements
Educational Materials(Books, Pens, Motivational Books)

These products/services meets the crucial needs of my community which cut across health, education, information and recreational needs and as such of good demand.

Typical cost of providing these products/services is around GHC 700. That is with 3 capital assets; One desktop computer set, mini photocopy machine and a printer, the production costs includes A4-sheets, Printing/Photocopy tonners, Electricity Bill, Security and Transportation costs among other.,

This is how I allocate my profit gain;

2/5th for re-stocking and daily petty production expenses, 1/5th for bank savings/investment, 1/5th for equipment maintenance, 1/5th for personal expenditure(daily upkeep).

Loan Proposal

This loan is to be invested in my Computer and Computer Accessories Shop. This Shop is one of my five business portfolios. It is located at Abuakwa; a highly populated town with most of its inhabitants engaged in modern socio-economic lifestyle.
This business portfolio of mine provides sales of the following products: Desktop computers, Laptop Computers, Keyboards, computer mouse, Smart phones, Recording Devices, Mobile Stereo Speakers, MP3 Players, USB cables, Power cables, Power Adapters, Computer Storage Devices(Pen drives, Compact Disks, External Hard drives), MODEMS, Projectors, Scanner and Printing Machines and many more.
An estimate of about GHS 10000 has been made to boost the stock of this project of mine. As I stand now, my loan limit is GHS 260. I will therefore use it to buy some of the low-cost items ( Pen drives and Mobile Stereo Speakers,).
Although small, this loan will boost the quantity of my stock thereby enhancing my ability to meet some of my customers’ demands. This will in turn, boost expansion of my overall business, increase my earnings and more importantly enrich my social life.
These Information and Communication Technology products/services meets the lifestyle/socio-economic needs of my community and hence my market share and security is secured. I the light of these all, this loan will be very beneficial to me and my business turn-up for repayment is also assured.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$62.00

Date disbursed

Aug 25, 2017

Repayment status

On Time

Projected term

2 months

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  • Michael    Nov 18, 2017

    Dearies, I am now done with payment of my second loan. This loan have boost my business very much. It raised my profit and as such my standard of life as a whole.

    Please I count on you all to help me raise this my next loan too. With these assistance, i hope I will be able expand my business in the near future and make great impact in the lives of my family, my country and the world as whole.

    Counting on you. Wish more blessings for you all.

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  • Michael    Nov 15, 2017

    Dearies, Once again accept my profound thanks.

    I wish to inform you that my business have been boosted by your help. By this friday 17th November 2017, i will complete repayment of my loan.

    I will kindly solicit for your further assistance regarding my next loan which may be a little bit bigger to help me achieve my pre-proposed business plan.

    Thank you very much. Business in progress. All is well

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  • Michael    Nov 15, 2017

    I want to complete this repayment sharply to enable me get more credit bonus and raise a bigger amount relatively befitting for my proposal.

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  • Michael    Oct 10, 2017

    Dearies, Thanks to you all, I have been able to purchase some Computer Accessories for my ICT Shop as I indicated in my proposal.

    My problem now is undue delay as to how my repayment amounts are credited to my accounts. I do pay but notifications keeps on and on that I am not done. As such at times I have to forfeit payment on time as to wait for previous payment to be effected/credit to my accounts. This keeps my repayment time late and not my intention.

    Please as at now, I am done upto 6th October repayment schedule, my next repayment date is this coming Friday (13th oct 2017) but still as at now, it has not been credited. By Friday if it is still not credited to my accounts then it means I have to overlook the actual repayment date and do that later after already done payments are credited to my accounts.

    Hope all these will be sorted out completely as Zidisha ages. Thank you very much, I promise to be honest and do with all repayment duties as I look forward to enjoy and also help others benefit from such good services

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  • Francis    Oct 3, 2017

    I have called Michael but I couldn't reach him. He might be busy. I will still try reaching him.

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  • Michael    Aug 19, 2017

    Dearies, I am very grateful for this your assistance. A big thank you all I will use the loan exactly as indicated in my proposal. Will also be very honest in its repayment as I have always be. Wish u all the best of life. Thank you once again.

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  • Michael    Aug 8, 2017

    I have completed repayment of my first loan which was largely in the form of my contribution to the Membership Loan Fund.

    Thanks to you all.

    I have now submitted a new loan proposal.
    I will like to raise this more quickly to help progress my ICT business portfolio project.

    I still count on you all to help fund this loan for me. I am very grateful.

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  • Michael    Jul 28, 2017

    I see Zidisha to be of great help in redeeming socio-economic burdens across populations and generations all over the world.

    I will complete payment of my contribution to the members loan fund and my first loan which sums up to 173 GHS today.

    I will like to get another loan more quickly to help progress my business projects. I still count on you all to help fund my next loan for me. I am very grateful.

    Will forever be honest and faithful for success of Zidisha. Thank you all.

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  • Michael    Jul 15, 2017

    I want to hold the current loan for a more advantageous extent; benefiting from it largely whiles meeting credit increase condition too.

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  • Michael    Jun 30, 2017

    With respect to the amount that I contributed to the optional members loan fund, the actual amount I received was not enough for my project so i want to hold the loan for a shorter time to enable me raise another loan more quickly.

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  • Michael    Jun 28, 2017

    I have used the amount received to top-up A4-sheets which i need in numbers for my photocopy services.

    Thank you.

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  • Michael    Jun 28, 2017

    Thank you very much Sir. After all authorised deductions, the disbursed loan in the amount of GHC 65 reflected in my MTN Mobile money account around 22nd June, 2017.

    I am very grateful.I promise to keep to repayments schedules strictly and more importantly use it wisely to help my business.

    Thank you once again

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