Computer and laptop sales

Thomas

Kiembeni, Kenya

100% repaid

Entrepreneur

Name

Thomas

Member since

February 2015

On-time repayments

205 installments  •  60%

About Me

I am humble businessman having been brought up from a humble background. I never lacked basic food,but clothing and education was a challenge. am the first born in a family of four.I have college Diploma education in Computer Engineering .This actually forms the backbone of my business because I can maintain most of my computers and photocopy machines therefore lowering business operational costs. my younger siblings have had the privilege of securing secondary education through me.Recently after securing business loan from Zidisha I was able to enrol my wife in fashion design course where she has graduated and having bought her a sewing machine ,she is ready to start her business and help in boosting family income.

My Business

My main business is simply technology, computer sales and repair,internet distribution small scale, cyber business, photocopying, phone sales and stationery. I bought a piece of land from extra income and this is where I intend to build my residence and family shop. This move is a bit costly but worthy in the long run.

Loan Proposal

Dear lenders,this my humble appeal to you for funding.I usually encounter clients who come to my cyber cafe business and are in need of acquiring a computer or laptop.since i have enough space and can afford to stock about 3-5 computers and about 2 laptops I saw this as an excellent opportunity to expand my business and take it a mile further.what started as a cyber cafe is now transforming into an IT hub within the region.
A 2nd hand computer but in good condition especially Ex-uk ones are going for about $100 and ex-uk laptops goes for about $125.with this loan I can buy about 5 computer sets and two laptops.for a computer set I can get profit of between 17$& 20$ and laptops 25$ this is a viable business and i can guarantee to repay the loan within or less than five months.I hope you will consider my loan request.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$705.00

Date disbursed

Sep 28, 2016

Repayment status

On Time

Projected term

5 months

Lenders

T

Tmann

Los Angeles, United States

ErikN

Stockholm, Sweden

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

JK

Hamburg, Germany

MR

Michiel Rauws

San Francisco, Netherlands

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

B

Brian

Rancho Cordova, United States

Paul Buchheit

Mountain View, United States

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  • Thomas    May 5, 2019

    sorry guys for falling back on my remittances,in the next three months and that is a promise.with Annabel let her be informed that threats backfires and don't work well with some people.

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  • Annbel    Nov 6, 2018

    Thomas Omare said he doesn't want me as his mentor. He is usually rude whenever I call. CRB will do for him

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  • Annbel    Aug 15, 2018

    Omare said he doesn't want a mentor who tells him to adjust installments for easy payment.

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  • Thomas    May 27, 2018

    my debtor paid money he owes me,i think business is opening up ,i expect more payment this week from schools i supply so expect more payments.

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  • Thomas    May 27, 2018

    I have paid Kshs. 10,000.00 ,I think the mentor assigned to me is violent and i don't want to deal with her anymore,i cannot stand abuse from her.

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    • J    May 27, 2018

      Dear Thomas,

      This is a place to communicate with lenders. Please create a support ticket using the help menu (www.zidisha.org/borrower/help) to get help from a staff member.

      Kind regards,
      Joost
      Team Zidisha

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    • Annbel    Jul 2, 2018

      Kindly don't blame mentors for your mistakes. Every mentor is meant to advise you appropriately when you delay payment. We;mentors also have mentors and when they advise us to adjust installments, we don't argue with them but rather appreciate and do it. Adjusting installments to your current capacity maintains consistency.
      I recorded one of the call I made, it's shocking that you are the one who is violent. Maybe it's because I am a woman and you are a man. It's time we embraced women in leadership as Africans

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  • Thomas    May 26, 2018

    telling me to reason or adjust to Kshs.100 per week is an insult to me,i choose this media because i don't want it to look personal.

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  • Thomas    May 26, 2018

    i know that my premiums are not up to date and i am not re-adjusting the weekly amount to deceive my mind, i know what i owe you guys and thanks a lot for your patience and concern.However i think the language used by your so called mentor sometime back makes it hard for me to reason with her.I will start remitting but io want it to be noted that it was the work of( your mentor) so let her not take credit for that.

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    • Annbel    Jun 12, 2018

      Kindly be sincere, how can asking you to adjust your loan be an insult? Zidisha has provided the adjustment option for our good. If you are consistent in paying no one can offer you adjustment option.

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  • Annbel    May 26, 2018

    Thomas response was very rude especially when I tried advising him on loan adjustments for easier payment.

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  • Annbel    May 17, 2018

    Thomas promises to pay. He has had some challenges

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  • J    May 16, 2018

    Dear Thomas,

    Please post a photo of *yourself* as the profile picture, at the very top of the screen. This is a Zidisha requirement. Please take care of this, as soon as possible. Thank you!

    The other photo that’s currently there, you can move to a lower spot on the Discussion page, with a note to your lenders. Thanks. :)

    Kind regards,
    Joost
    Team Zidisha

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  • Thomas    May 16, 2018

    When you see that I have delayed remitting my premiums, it doesn't mean I have forfeited.

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  • Thomas    May 16, 2018

    Annabel please stop pestering me with unnecessary calls and SMS, I am a responsible person and I know that I took Zidisha loan and I will repay it to the cent

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  • Annbel    May 7, 2018

    Hello, Thomas's phone is off

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  • Annbel    Apr 4, 2018

    I called Thomas and he said he would pay

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  • Thomas    Mar 20, 2018

    seems that zidisha has no tracking mechanism of tracing money sent to wrong accounts,so far i have lost about ksh. 12,000.and this is a huge loss.

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  • Annbel    Mar 17, 2018

    In the process of reaching out to Thomas. He didn't answer my calls when I called. He might call back

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  • Annbel    Feb 16, 2018

    Hello lenders, I forwarded some messages from Thomas Omare to Zidisha staff. I am awaiting verification from them. Thanks

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  • Annbel    Feb 16, 2018

    I am yet to receive feedback from the Zidisha team where Mr. Omare challenge is concerned. They must be in the process of reviewing the challenge

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