Construction of a new shed for my cows

Catherine Kusimba

Nakuru, Kenya

8% repaid

Entrepreneur

Name

Catherine Kusimba

Member since

July 2017

On-time repayments

83 installments  •  54%

About Me

Hallo Zidisha Team,

I'm an entrepreneur working on dairy and poultry farming. I started of with poultry farming specifically to raise my living standard and care for my ailing mother who is now disabled after a road accident.

I worked hard in the poultry farmer and through Zidisha, I was able to rear over 300 chicken for sale of meat and eggs.

This venture really improved my standard of living and was also care for my mother.

My ultimate goal was to venture into dairy farming of which I now have 4 milkers with a production of 65 litres a day. This was possible after I sold a parcel of land I had acquired years ago. I practice zero grazing so I have to buy fodder and water for the cows. They are now all incalf and start calving down late July consecutively.

I thank zidisha Team for enabling me get this far especially when I needed funds for purchasing feeds, poultry equipment and even buying the chicks.

I look forward to your help whenever I need it.

Thank you.

My Business

My business currently is mainly dairy farming. I have 4 milkers (Holstein Fresian cows) with an average production of 65 ltrs currently. They are almost calving down (due) starting end July this year.

The milk sales are at us$. 50 wholesale and. 60 per ltr retail . The milk is sold to households, hotel at the highway of Nairobi/Nakuru and a local shop.

The sales are used to purchase feeds (hay), supplements and minerals and pay my farm help. Any surplus goes to my house expenses and mums meds.

I sold all my chicken and will embark on it in August. I have had good experience with rearing chicken and I'm now able to manage a poultry farm better than when I started. I expect to make better profits in the next season.

Loan Proposal

The loan will be used to construct a new cowshed that can support 6 cows and 4 calves. The current one is coming now in a bad state especially the floor which is very uncomfortable for the cows and difficult to come clean.
Funds will go towards buying new poles at a cost of US $ 103, cement, hard core, ballast at a cost of US$ 350, off cuts for the wall US$ 50, iron sheets for roofing US$ 100, wood for partitions and support US$ 80 and labor US$ 80.

Income Source

My business involves daily consumption of milk which is a basic requirement in every household.

I also sell chicken and eggs which give an additional income.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$778.49

Date disbursed

Aug 21, 2020

Repayment status

Late

Projected term

10 months

Cost to entrepreneur

Service fee: $68.97

Credit risk payment: $34.48

Lenders

PaulE

Cockeysville, MD, United States

MM

Mollie Milesi

Jeruslem, Israel

JessieD

Alexandria, Va, United States

Jason

Auckland, New Zealand

Wouter Schoonveld

Amsterdam, Netherlands

Fox Family

Costa Rica

V

Vivek

Arlington, VA, United States

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic

Megan Strickland

Los Angeles, United States

JZ

Julia Zaks

United States

JH

Joseph Hwang

Houston, United States

Malibu River

Tokyo, Japan

Jan V

Port Dalhousie, Canada

Thereze Ovid

Brooklyn, New York, United States

Bruno

Vancouver, Canada, Canada

sbdoc

Reno, United States

HL

Harris Lin

New Zealand

Joost

Noord Brabant, Netherlands

Joshi

United States

MW

Mark Weir

United Kingdom

DK

Daniel Kalla

Saint Paul, United States

S

Sarah

New York, United States

GA

Glam amour

United States

GA

Grace Arthur

United States

J

June

United States

E

Emmanuel

United States

Ask Catherine a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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