Name
Anthony
Member since
December 2015
On-time repayments
255 installments • 85%
I grew up in a humble background in a family of five. I went to school at my nearest village primary school, where I did exceptionally well and joined a provincial level high school (Meru school), which currently has been converted to a national school. After my high school education, I began CPA (certified public accountant) classes before joining Kenyatta University to pursue a bachelor's degree in economics and finance. I am now awaiting graduation in the field of economics and finance from Kenyatta University.
Entrepreneurship as always been my driver to overcome hardships throughout my college life. I could buy clothes in large quantities and sell them to students, making a significant profit to facilitate my upkeep at the university. I started my daily farming business during my last long vacation at the university. My motivation was the financial hardships. My finance source was working in a milk production company for those few months.
In my culture people are less innovative because of plenty of food. Due to increased food insecurity in the entire country, alternative sources of income will soon become a necessity in the region, and with this forecast I decided to practice my entrepreneurial skills and start my own business. Currently I have no children, but I believe that I will grow to have a promising future come that time.
My hobby is research: I always spend my leisure time raising problem statements and business ideas to ascertain my next most viable venture to undertake besides dairy farming.
My business is dairy farming: I have two dairy cows. From my business I am able to sell milk, a commodity which has a very high demand in the market because many households have migrated to the town ("rural urban migration") and milk consumption by these households have increased, calling for more milk production by dairy farmers to sustain this overwhelming demand for milk. I choose this kind of business because I noticed there was a high shortage of milk in the market.
During my industrial university attachment, I worked in a milk processing industry in the field of internal audit. I discovered that every morning the CEO urges the employees to help the industry acquire higher milk intake from farmers due to idle machinery that could not get enough milk to process 24 hours a day. I decided therefore I could start daily production and advance it in the future to large-scale farming in order to enjoy the advantages of economies of scale and also supply raw milk to the industry.
My typical costs are costs of artificial insemination, concentrates, fodder, labour, and veterinary services of treatment. My greatest source of revenue is milk selling. I also sell accumulated manure that remains after I have used some on my fodder. I use the profits to increase my business by reinvesting it back in business and registering for my Certified Public Accountant examinations.
If granted the loan i will construct two fodder silage tanks for my 4 dairy cows. This will enable me to store my feeds during rainy or harvest season and use them during dry season. The cost of each tank construction (material and labour cost ) 50 dollars each giving a total of 100dollars.
I grew up in a humble background family of five i went to school in my nearest village primary school where i did exceptionally well and joined a provincial level high school.
(Meru school) which currently as been converted to a national school. After my high school education i began CPA (certified public accountant) classes before joining Kenyatta University to pursue bachelor of economics and finance. Am now a first class honours graduate in the field of economics and finance from Kenyatta University and i have also completed my CPA (Certified Public Accountant) examination . Entrepreneurship as always been by driver to overcome hardships throughout my college life. I could buy clothes in large quantities and sell to students making a significant profit to facilitate my upkeep in the university. I started my daily farming business during my last long vacation in the university my motivation was the financial hardships. My finance source was working in a milk production company for those few months. In my culture people are less innovative because of plenty of food. Due to increased food insecurity in the entire country alternative source of income will soon become a necessity.in the region and with this forecast i decided to practice by entrepreneurial skills and start my own business. Currently i have no children but i believe that will grow to have a promising future come that time. My hobby is research i always spend my leisure time raising problem statement and business ideas to ascertain my next most viable venture to undertake besides dairy farming.
My business is dairy farming i have seven dairy cows. from my business i am able to sell milk a commodity which as a very high demand in the market because many households have migrated to the town "rural urban migration" and milk consumption by these households have increased calling for more milk production by dairy farmers to sustain this overwhelming demand for milk. I choose this kind of business because I noticed there was a high shortage of milk in the market. During my industrial university attachment I worked in a milk processing industry in the field of internal audit. I discovered that every morning the CEO urges the employees to help the industry acquire higher milk intake from farmers due to idle machinery that could not get enough milk to process 24hrs a day. I decided therefore I could start daily production and advance it in future to large-scale farming in order to enjoy the advantages of economies of scale and also supply raw milk to the industry. My typical costs are costs of artificial insemination. Concentrates, fodder, Lab our, and veterinary services of treatment. Greatest source of revenue is milk selling. I also sell accumulated manure that remains after I have used some on my fodder. i use the profits from business to increase my business by reinvesting it back in business.
If granted the loan i will construct two fodder silage tanks for my 4 dairy cows. This will enable me to store my feeds during rainy or harvest season and use them during dry season. The cost of each tank construction (material and labour cost ) 50 dollars each giving a total of 100dollars.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,217.00
Date disbursed
Dec 17, 2017
Repayment status
On Time
Projected term
22 months
Other loans
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Amount repaid
$2,216.42
Amount remaining
$0.00
Date repaid
Jul 2, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 24, 2017 | $22.66 | Dec 24, 2017 | $22.66 |
Dec 31, 2017 | $22.66 | Dec 29, 2017 | $22.66 |
Jan 7, 2018 | $22.66 | Jan 5, 2018 | $22.66 |
Jan 14, 2018 | $22.66 | Jan 13, 2018 | $22.66 |
Jan 21, 2018 | $22.66 | Jan 13, 2018 | $22.66 |
Jan 28, 2018 | $22.66 | Jan 13, 2018 | $19.71 |
Jan 31, 2018 | $2.96 | ||
Feb 4, 2018 | $22.66 | Jan 31, 2018 | $22.66 |
Feb 11, 2018 | $22.66 | Jan 31, 2018 | $3.94 |
Feb 14, 2018 | $18.72 | ||
Feb 18, 2018 | $22.66 | Feb 14, 2018 | $0.99 |
Feb 17, 2018 | $21.68 | ||
Feb 25, 2018 | $22.66 | Feb 17, 2018 | $22.66 |
Mar 4, 2018 | $22.66 | Feb 17, 2018 | $22.66 |
Mar 11, 2018 | $22.66 | Feb 17, 2018 | $22.66 |
Mar 18, 2018 | $22.66 | Feb 17, 2018 | $0.99 |
Mar 11, 2018 | $21.68 | ||
Mar 25, 2018 | $22.66 | Mar 11, 2018 | $22.66 |
Apr 1, 2018 | $22.66 | Mar 11, 2018 | $22.66 |
Apr 8, 2018 | $22.66 | Mar 11, 2018 | $1.97 |
Apr 8, 2018 | $20.69 | ||
Apr 15, 2018 | $22.66 | Apr 8, 2018 | $1.97 |
Apr 15, 2018 | $20.69 | ||
Apr 22, 2018 | $22.66 | Apr 15, 2018 | $22.66 |
Apr 29, 2018 | $22.66 | Apr 15, 2018 | $1.97 |
May 1, 2018 | $20.69 | ||
May 6, 2018 | $22.66 | May 1, 2018 | $22.66 |
May 13, 2018 | $22.66 | May 1, 2018 | $22.66 |
May 20, 2018 | $22.66 | May 1, 2018 | $22.66 |
May 27, 2018 | $22.66 | May 1, 2018 | $1.97 |
May 29, 2018 | $20.69 | ||
Jun 3, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jun 10, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jun 17, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jun 24, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jul 1, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jul 8, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jul 15, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jul 22, 2018 | $22.66 | May 29, 2018 | $22.66 |
Jul 29, 2018 | $22.66 | May 29, 2018 | $22.66 |
Aug 5, 2018 | $22.66 | May 29, 2018 | $22.66 |
Aug 12, 2018 | $22.66 | May 29, 2018 | $22.66 |
Aug 19, 2018 | $22.66 | May 29, 2018 | $22.66 |
Aug 26, 2018 | $22.66 | May 29, 2018 | $22.66 |
Sep 2, 2018 | $22.66 | May 29, 2018 | $22.66 |
Sep 9, 2018 | $22.66 | May 29, 2018 | $22.66 |
Sep 16, 2018 | $22.66 | May 29, 2018 | $22.66 |
Sep 23, 2018 | $22.66 | May 29, 2018 | $22.66 |
Sep 30, 2018 | $22.66 | May 29, 2018 | $22.66 |
Oct 7, 2018 | $22.66 | May 29, 2018 | $22.66 |
Oct 14, 2018 | $22.66 | May 29, 2018 | $22.66 |
Oct 21, 2018 | $22.66 | May 29, 2018 | $18.72 |
May 31, 2018 | $3.94 | ||
Oct 28, 2018 | $22.66 | May 31, 2018 | $22.66 |
Nov 4, 2018 | $22.66 | May 31, 2018 | $22.66 |
Nov 11, 2018 | $22.66 | May 31, 2018 | $22.66 |
Nov 18, 2018 | $22.66 | May 31, 2018 | $22.66 |
Nov 25, 2018 | $22.66 | May 31, 2018 | $22.66 |
Dec 2, 2018 | $22.66 | May 31, 2018 | $22.66 |
Dec 9, 2018 | $22.66 | May 31, 2018 | $22.66 |
Dec 16, 2018 | $22.66 | May 31, 2018 | $22.66 |
Dec 23, 2018 | $22.66 | May 31, 2018 | $22.66 |
Dec 30, 2018 | $22.66 | May 31, 2018 | $22.66 |
Jan 6, 2019 | $22.66 | May 31, 2018 | $22.66 |
Jan 13, 2019 | $22.66 | May 31, 2018 | $22.66 |
Jan 20, 2019 | $22.66 | May 31, 2018 | $22.66 |
Jan 27, 2019 | $22.66 | May 31, 2018 | $22.66 |
Feb 3, 2019 | $22.66 | May 31, 2018 | $22.66 |
Feb 10, 2019 | $22.66 | May 31, 2018 | $22.66 |
Feb 17, 2019 | $22.66 | May 31, 2018 | $22.66 |
Feb 24, 2019 | $22.66 | May 31, 2018 | $4.93 |
Jun 15, 2018 | $17.74 | ||
Mar 3, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Mar 10, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Mar 17, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Mar 24, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Mar 31, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Apr 7, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Apr 14, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Apr 21, 2019 | $22.66 | Jun 15, 2018 | $22.66 |
Apr 28, 2019 | $22.66 | Jun 15, 2018 | $7.88 |
Jul 2, 2018 | $14.78 | ||
May 5, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
May 12, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
May 19, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
May 26, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jun 2, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jun 9, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jun 16, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jun 23, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jun 30, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jul 7, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jul 14, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jul 21, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Jul 28, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Aug 4, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Aug 11, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Aug 18, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Aug 25, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Sep 1, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Sep 8, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Sep 15, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Sep 22, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Sep 29, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Oct 6, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Oct 13, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Oct 20, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Oct 27, 2019 | $22.66 | Jul 2, 2018 | $22.66 |
Nov 3, 2019 | $17.93 | Jul 2, 2018 | $17.93 |
Vicki Stewart Jun 18, 2019
Maggie and M Dec 24, 2018
Mary Nov 28, 2017
Anthony Dec 6, 2017
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