Craspedia

Jayne

Greenwood Apartments, Kenya

100% repaid

Entrepreneur

Name

Jayne

Member since

June 2016

On-time repayments

58 installments  •  28%

About Me

I am a Tours Consultant, running a company Safaris By Jayne.

I love and enjoy organizing safaris for families and groups that have a common interest. We design all programs to suit our clients interests, desires, budge and preferred style of travel.

On the side, I love farming; and currently engaging with groups of small scale farmers in Cherangany; just started growing summer flowers in conjunction with CLARESON International - hoping this can be an alternative means of generating more income in addition to the regular growing of Tea and Maize.

My Business

A safari is made of of many components like park fees, transportation, hotel rooms, meals....etc.
Our biggest challenge is on the higher costs of Transportation. At the moment we have to rely on sub-contracting vehicles from Independent Transporters. It is extremely expensive. One of our goals is to own or lease or own vehicles - 09 seater van, a 4WD Land-Cruiser and a 28 Seater coach. This way, we are able to have more control of the pricing.

For the farming part, we prepared an acre and a half for planting. However, we were only able to afford seedlings for an acre, which we planted about a week ago. Half an acre of the prepared land is lying idle.

So our immediate goal is to fill up the remaining part. Harvesting is expected to start in the month of September. The exporter/buyer will be picking up once a week directly at the farm and paying for the same directly to a KCB Account as per their company policy/Contract.

This loan will be used to pay for the seedlings, buy a hose pipe, pay the farm hand.

Loan Proposal

We will use part of this amount to add about 1/2 an acre of Craspedia seedlings at the Farm in Cherangany. This will cover the cost of labour, just the planting.

A small portion will buy a hose pipe to assist with ease of watering; as the rain is not regular now, and have to ensure all seedlings germinate. The farm has piped water from the CDF and a borehole.

This being a pilot project being used in training the other farmers in the locality, part of it will help on the commute.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$299.00

Date disbursed

Jan 23, 2017

Repayment status

Late

Projected term

6 months

Lenders

PG

Paul Graham

United States

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  • Jayne    Feb 12, 2017

    a grace period as we prepare to start selling the flowers early March, 2017

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  • Jayne    Jan 22, 2017

    Attending a flower show in Nairobi 2016

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  • Jayne    Jan 22, 2017

    Planting - phase1

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  • Jayne    Jan 22, 2017

    Craspedia Project

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  • Jayne    Jan 22, 2017

    Planted already

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  • Jayne    Jan 22, 2017

    Thank you very very muck Mr. Paul Graham and the Zidisha Team.

    We planted the Craspedia seedlings in 2 phases and expect to start selling in February. Growth has been slower due to the on-going unusually dry season.

    With the loan, we are going to use Ksh.4,000 for purchase of organic manure from a neighbouring farm. This will help improve quality of soil and water retention.

    In addition, Ksh.20,000 will be used as deposit towards hire purchase of a 10,000 litres water tank valued at Ksh.98,720 which includes delivery to the farm. The balance of about Ksh. 78,720 will be payable in 24 months @ Ksh.3,280 per month from the proceedings of flower sales.

    Having a water tank will help keep the flower plants fresh and allow for constant flowering so that we can harvest on a weekly basis. In addition, we can be able to diversify to other horticultural products which are in high demand in the local market; as well as provide a source of clean water for the families that assist at the farm.

    Once again, thank you to you Mr.Paul Graham and the Zidisha Team.

    PS: Having a challenge posting progression images...

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