Kisii County, Kenya
16 weekly installments • 44%
Am Ayiecha Hillary Nyagetiria from Kenya Kisii County.I finished my computer college 2017 and started my self employed work which am doing up to date.I have m pesa ,mali mali shop plus a small cyber that am getting my finance suport from.since my parents were not able to suport my education i went though hard times bt one day i found a friend who gave me some money ksh 2,500 and i started my mali mali shop from there i was able to raise his money and started a mpesa and now cyber and thank God coz last year online i found zidisha app when i misspelt a word i was searching for from there i followed some steps and registered from there i found another help.
my business i starteed first was mali mali shop where i was selling sandles ,gumboots and other items from there in 2018 i opened mpesa where customers can withdraw money and send to any place,in 2019 i opened small cyber where now i need to add some machine so that i can offer fully servvice to all my customers.Now my trust is Zidisha team to help me out to overcome my challenges and shine to become better person to the society and my family
i need to use the loan by increasing my mpesa with cash so that my community people can be able to send and receive money from their relatives and friends across all networks.Secondly,add some sanitizers and jericansof water for customers to clean their hands.Thirdly,i need to buy spiral machine to bind books and revision materials for students and parents,also to ask technician to come to service my printer and some laptops for me to continue working conviniently without fail to my customers.and am intending to make more profit which is approximately 75%.
although there are challenges i have already put some measures at my business the thing that make my customers to come in numbers because i strictly follow directives from ministry for health further more am lucky because am the only one one with the cyber around so many customers come for revision papers for their children others online applications,passports and i also load music and videos to their flashes and memory cards.Also with my mpesa people come to receive money that has been sent to them and send to their relatives and friends.this will help me earn more money this time.
Aug 13, 2020
Cost to entrepreneur
Service fee: 10% of $267.87 = $24.08
Credit risk payment: $19.26
Optional expediting fee: $24.08