Name
Lilian
Member since
July 2013
On-time repayments
313 installments • 96%
My name is Lilian Kikuvi. I am in my mid 40s. My business is 7years old. Its not a big business but it provides for my basic needs. i have not managed to expand it greatly but i have managed to educate, build, farm, meet daily needs though my business. i like it so much.
i've come a long way from beginning with a single printer to buying several and going for reasonably good business with a reliable flow of customers.
My business started in 2011. I started with one computer, a printer, and a camera. I used to do computer services like typing, online services, computer trainings, taking & production of photos & photocopying.
The services offered are:
Typing, Printing, Photocopy, Scanning, Lamination, Binding, photography, making & printing of certificates , making of students cards online services like Ghris, KRA, emails, both opening of accounts and teaching, mobile phone charging, selling of stationery
Photographic: it’s my best business at the moment. It’s very quick service with low costs but a good profit.
Printing: Normally we print after typing or saved information in flash disks, or we download from the internet. This is also another profitable service. We charge 10 for every page printed, and sometimes we can print up to 50 pages in a day giving 500/-.
Internet services: We charge according to the time spent. The minimum amount being 10/-.
There are several online services required like production of payslips for civil servants, teachers, opening of e-mail accounts , production of pin & tax certificates, downloading needed information, etc
Scanning, Lamination & Binding.
This are one time jobs. They are not daily jobs, but they have good
profits. E.g scanning of 1 document is 30/-.
Lamination uses abit of electricity. We charge 50/- per copy, and the profit made is about 30/-.
Binding charges depend on the volumes and the profit is minimal.
On a normal day, I make a profit of about 800/-. This is not constant as in other days I can make a profit of over 2000/-. It varies between those ranges
Challenges
I mostly depend on electricity for 99% of my work. When there’s no electricity, or frequent power blackouts, I am out of business.
Prices change. Sometimes the prices of stock goes up & down. When up, we are not able to increase the prices as customers diminishes, so we are forced to stick to the normal prices to avoid losing customer and we therefore get lesser profits.
Current challenges & growth
normal business challenges but have managed to cope.
I would now like Zidisha to help me buy a water tank for my house.
The rainy season is almost here and i do not have enough water storage tanks, being in a semi-arid locality.
Kindly consider my request.
Thanks in advance.
Given the loan, i will buy 2 refurbish desktop computers at abt Ksh 26,000.
I will also buy an orange network wifi at about ksh.9,000.
A medium sized computer table, chairs, some stationery stock will take the remaining balance.
Jul 5, 2021: Application for funding
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$530.00
Date disbursed
Jan 6, 2017
Repayment status
On Time
Projected term
20 months
Other loans
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Amount repaid
$529.50
Amount remaining
$0.00
Date repaid
Sep 12, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 15, 2017 | $6.04 | Jan 14, 2017 | $6.04 |
Jan 22, 2017 | $6.04 | Jan 20, 2017 | $6.04 |
Jan 29, 2017 | $6.04 | Jan 24, 2017 | $6.04 |
Feb 5, 2017 | $6.04 | Jan 31, 2017 | $6.04 |
Feb 12, 2017 | $6.04 | Feb 8, 2017 | $6.04 |
Feb 19, 2017 | $6.04 | Feb 18, 2017 | $6.04 |
Feb 26, 2017 | $6.04 | Feb 25, 2017 | $6.04 |
Mar 5, 2017 | $6.04 | Feb 28, 2017 | $6.04 |
Mar 12, 2017 | $6.04 | Mar 9, 2017 | $6.04 |
Mar 19, 2017 | $6.04 | Mar 18, 2017 | $6.04 |
Mar 26, 2017 | $6.04 | Mar 25, 2017 | $6.04 |
Apr 2, 2017 | $6.04 | Mar 31, 2017 | $6.04 |
Apr 9, 2017 | $6.04 | Apr 8, 2017 | $6.04 |
Apr 16, 2017 | $6.04 | Apr 13, 2017 | $6.04 |
Apr 23, 2017 | $6.04 | Apr 21, 2017 | $6.04 |
Apr 30, 2017 | $6.04 | Apr 28, 2017 | $6.04 |
May 7, 2017 | $6.04 | May 7, 2017 | $6.04 |
May 14, 2017 | $6.04 | May 12, 2017 | $6.04 |
May 21, 2017 | $6.04 | May 19, 2017 | $6.04 |
May 28, 2017 | $6.04 | May 27, 2017 | $6.04 |
Jun 4, 2017 | $6.04 | May 29, 2017 | $6.04 |
Jun 11, 2017 | $6.04 | Jun 10, 2017 | $6.04 |
Jun 18, 2017 | $6.04 | Jun 16, 2017 | $6.04 |
Jun 25, 2017 | $6.04 | Jun 23, 2017 | $6.04 |
Jul 2, 2017 | $6.04 | Jun 29, 2017 | $6.04 |
Jul 9, 2017 | $6.04 | Jul 6, 2017 | $6.04 |
Jul 16, 2017 | $6.04 | Jul 14, 2017 | $6.04 |
Jul 23, 2017 | $6.04 | Jul 22, 2017 | $6.04 |
Jul 30, 2017 | $6.04 | Jul 30, 2017 | $6.04 |
Aug 6, 2017 | $6.04 | Aug 6, 2017 | $6.04 |
Aug 13, 2017 | $6.04 | Aug 8, 2017 | $6.04 |
Aug 20, 2017 | $6.04 | Aug 8, 2017 | $6.04 |
Aug 27, 2017 | $6.04 | Aug 18, 2017 | $6.04 |
Sep 3, 2017 | $6.04 | Sep 1, 2017 | $6.04 |
Sep 10, 2017 | $6.04 | Sep 8, 2017 | $6.04 |
Sep 17, 2017 | $6.04 | Sep 16, 2017 | $6.04 |
Sep 24, 2017 | $6.04 | Sep 24, 2017 | $6.04 |
Oct 1, 2017 | $6.04 | Sep 29, 2017 | $6.04 |
Oct 8, 2017 | $6.04 | Oct 5, 2017 | $6.04 |
Oct 15, 2017 | $6.04 | Oct 5, 2017 | $6.04 |
Oct 22, 2017 | $6.04 | Oct 11, 2017 | $6.04 |
Oct 29, 2017 | $6.04 | Oct 11, 2017 | $6.04 |
Nov 5, 2017 | $6.04 | Oct 18, 2017 | $6.04 |
Nov 12, 2017 | $6.04 | Oct 18, 2017 | $6.04 |
Nov 19, 2017 | $6.04 | Oct 23, 2017 | $6.04 |
Nov 26, 2017 | $6.04 | Oct 23, 2017 | $6.04 |
Dec 3, 2017 | $6.04 | Oct 23, 2017 | $6.04 |
Dec 10, 2017 | $6.04 | Oct 23, 2017 | $6.04 |
Dec 17, 2017 | $6.04 | Nov 4, 2017 | $6.04 |
Dec 24, 2017 | $6.04 | Nov 4, 2017 | $6.04 |
Dec 31, 2017 | $6.04 | Nov 4, 2017 | $6.04 |
Jan 7, 2018 | $6.04 | Nov 11, 2017 | $6.04 |
Jan 14, 2018 | $6.04 | Nov 11, 2017 | $6.04 |
Jan 21, 2018 | $6.04 | Nov 16, 2017 | $6.04 |
Jan 28, 2018 | $6.04 | Nov 16, 2017 | $6.04 |
Feb 4, 2018 | $6.04 | Nov 22, 2017 | $6.04 |
Feb 11, 2018 | $6.04 | Nov 22, 2017 | $6.04 |
Feb 18, 2018 | $6.04 | Dec 1, 2017 | $6.04 |
Feb 25, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Mar 4, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Mar 11, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Mar 18, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Mar 25, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Apr 1, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Apr 8, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Apr 15, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Apr 22, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
Apr 29, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
May 6, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
May 13, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
May 20, 2018 | $6.04 | Jan 12, 2018 | $6.04 |
May 27, 2018 | $6.04 | Jan 12, 2018 | $2.01 |
Feb 4, 2018 | $4.03 | ||
Jun 3, 2018 | $6.04 | Feb 4, 2018 | $2.01 |
Feb 21, 2018 | $4.03 | ||
Jun 10, 2018 | $6.04 | Feb 21, 2018 | $2.01 |
Mar 21, 2018 | $4.03 | ||
Jun 17, 2018 | $6.04 | Mar 21, 2018 | $6.04 |
Jun 24, 2018 | $6.04 | Mar 21, 2018 | $6.04 |
Jul 1, 2018 | $6.04 | Mar 21, 2018 | $4.03 |
Mar 29, 2018 | $2.01 | ||
Jul 8, 2018 | $6.04 | Mar 29, 2018 | $4.03 |
Apr 9, 2018 | $2.01 | ||
Jul 15, 2018 | $6.04 | Apr 9, 2018 | $6.04 |
Jul 22, 2018 | $6.04 | Apr 9, 2018 | $4.03 |
May 7, 2018 | $2.01 | ||
Jul 29, 2018 | $6.04 | May 7, 2018 | $6.04 |
Aug 5, 2018 | $6.04 | May 7, 2018 | $6.04 |
Aug 12, 2018 | $6.04 | May 7, 2018 | $6.04 |
Aug 19, 2018 | $6.04 | Aug 19, 2018 | $6.04 |
Aug 26, 2018 | $6.04 | Aug 26, 2018 | $6.04 |
Sep 2, 2018 | $6.04 | Aug 29, 2018 | $6.04 |
Sep 9, 2018 | $6.04 | Sep 8, 2018 | $6.04 |
Sep 16, 2018 | $3.69 | Sep 12, 2018 | $3.69 |
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