Dairy products

Francis Wanyonyi

Kitale, Kenya

100% repaid



Francis Wanyonyi

Member since

April 2018

On-time repayments

31 installments  •  39%

About Me

I was born in early 1980s, being number nine in family of 15 siblings. My father was a peasant farmer on one acre farm. We didn't get enough from the farm to sustain us for a year. We worked on peoples farm to meet our family needs. My mother was a house wife.
I went to village school, both primary and secondary. My parents could not raise my fee for a boarding school. Secondary school fees was paid through manual services rendered to the school by my father. I also used to bake bricks together with my brothers during holidays and evening after school to raise our fees.
With all the challenges we managed as a family by working hard in every activity i was involved in. My objective was to change the state of our family and the community. I am sure am on the right path of salvaging my people from poverty.
I entered into farming (commercial crop production), producing maize after selling some bricks i baked on my fathers land. I later bought a poshomill for milling maize i get from farming before i sell it as flour.
The land i stay is very viable in business line. High population, good security, easily accessible and market gaps not fully exploited.
I have two children, my first borne daughter in grade one dreams of being a pilot.
My free time is more spent on research about business world and social development. My uniqueness is persistent and hard work.

My Business

I have a double business. I produce maize and I also mill maize I produce.
Maize (ugali) is a staple food to my community and that's why it's on high demand.
I chose it as it is simple to start and easy to manage. Returns are also guaranteed.
Costs include leasing of land, tilling, labour on services required, transportation, electricity bill.
Revenues include selling of maize cereals, maize flour and profit on maize mill.
Profit is ploughed back into the business and some paying for fees and food.

Loan Proposal

I have a dairy that I milk daily. I have realized that it's production increases when I give it food supplements from agrovet. So I will like to buy 20kgs of dairy meal which costs 800/_

Income Source

Milk is basic product to all families. I have customers who buy milk daily and they pay at end month so I will use the proceeds to repay the loan






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 24, 2020

Repayment status

On Time

Projected term

2 weeks

Cost to entrepreneur

Service fee: $0.72

Credit risk payment: $0.65


Paul Buchheit

Mountain View, United States

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  • Madesto Waswa    Mar 3, 2021

    francia wanyonyi agreed to repay his loan by this month

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  • Patrick Macharia    Jan 5, 2021

    He explained to me the circumstances that made him to be late with the loan,which he promised to settle the arrears soon.

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  • Francis Wanyonyi    Dec 22, 2020

    I had a sick person (wife) who developed on giving birth was admitted in hospital. The kid was placed in nursary under my watch. I have working up and down to meet hospital bills which I managed to clear. We were discharged on 19/12/2020 and am working to ensure I repay my loan. Thank you for understanding me.

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  • Patrick Macharia    Dec 2, 2020

    Francis had agreed to settle his payments that is behind schedule soon.

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  • Francis Wanyonyi    Nov 1, 2020

    Thank you all for accepting my proposal. Am going to add some more cash so as to pay for 0.1acre of land

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  • Ole Hirschbrich    Oct 31, 2020

    Hi Francis, hope this helps soon for your next steps! All the best, sincerely, Ole

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  • Francis Wanyonyi    Oct 25, 2020

    The last loan was a great deal to my business. I used it to fence 0.2 acre of land that I bought. My animal fodder is now safe

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  • Francis Wanyonyi    Oct 1, 2020

    I am going to buy fencing material to secure a piece of land I bought. This will help secure animal feeds. I thank everyone who financed my loan.

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  • Francis Wanyonyi    Sep 28, 2020

    I planted animal feeds which are doing good. In the next few months I will not have wory about feeding the animal.

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  • Francis Wanyonyi    Aug 31, 2020

    Am going to buy seedlings to grow my own fodder for my Cow. This will reduce the cost of milk production. Thank you Lenders for financing my loan

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  • Francis Wanyonyi    Aug 25, 2020

    I highly appreciate those who allowed me to use their money in building my dairy business. life is nolonger the same. I was able to feed my cow with ease. Thank you very much lenders.

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  • Francis Wanyonyi    Aug 6, 2020

    Am going to buy dairy feeds for my Cow. This help increase milk production. Am so grateful to all lenders who funded my loan. Thank you very much.

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  • Francis Wanyonyi    Aug 5, 2020

    I received a loan a week ago when I was in dire need of money to buy dairy feeds for my cow. I bought 20kgs of economy dairy meal. I actually had a very smooth week as I had enough food supplements. I really appreciate Lenders who made my week a success.

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