Entrepreneur
Name
Damaris
Member since
July 2017
On-time repayments
111 installments • 58%
About Me
My n.ame is Damaris. populary known as Dama by my friends, I'm a single mother of two boys that I have raised through all my ups and downs. I was raised in Mukurweini constituency in Nyeri county. I went to high school in Tumutumu girls in Nyeri I passed my O levels exams later I joined Temple college where I did secretarial studies. I was then fortunate enough to get employment at Jomo Kenyatta foundation, a publishing firm in Kenya. I worked as a secretary and clerk. My rank in the company rose through the years, as i was a dedicated, hard working and competent in my job. Unfortunately I was prematurely retrenched as the company was getting to grips with the digital era that forced it to downsize. On top of the company through bureaucracy and corruption refused to pay our dues. We filled a court case my friends and I. In the process we lost a lot of money and time of the litigation process. I thus decided to go my own way and use my skills to make money on my own without depending on employment. partly this was because of necessity. And God has been good to me thus far. With my skills I opened a small office that has grown through the years to become a small cyber cafe. With my skills I bridge the gap of computer illiterate people, e.g. boda boda riders in filling out forms and helping them achieve their goals. The people in my area have the utmost trust in me because of my competence, friendliness and resourcefulness. therefore they have entrusted me to many of their Sacco as treasurer, secretary and chair lady.. I am also was an evagelism team treasurer at P.C.E.A Ngundu church. I am an active member in many self help groups and i donate my expertise to help the needy access to government help at no fee. especially the marginalized in the community. Am a community Health Voulonteer. I love traveling and prayer.
My Business
I had a Cybre cafe where i offered various services like typing, scanning, printing and lamination. These services have gone down due to school having bought computers and many people are in the same business i have thought it wise to start another business of selling cereals to our community. I would love to buy cereals.Now there is more need than ever for me to expand the business because i have a market nice that Those who entrusted my services have bought computers and a government IT schooI has been opened in our area adjacent to my business. Parts of my profits i actively engage them in Gods service to the marginalized.other times I work as a CHV dealing with affected& infected mothers and children with HIV. If I get this loan will start, with selling of Vegetables, potatoes cereals, etc. Due some problems I went down financially but I believe God is opening another chance. God bless all my mentors I enjoyed the time we had together.
Loan Proposal
With the loan, I will buy four new complete computers(cpu. mouse, keyboard, windows os). The computers I need generaly cost about 250 dollars each, thus 1000 dollars for computers. but planing on introducing them in two phases. 1st phace to see the pick. I will also increase my office space to be able to accomodate the increase in service delivery. my current rent is about 75 dollars a month. I have found a larger office of about 120 dollars a month. Also get a better internet service provider of which will be an upgrade from my current of 40 dollars per month to one namely 'zuku' of 100 dollars per month. an increase per month of 85 dollars rent and 60 dollars for internet. total 145 dollars per month. Thus for inventory, computers equals 1000 dollars for computers. This will enable me expand my business for which demand is rising by the day. I will be able to increase my service delivery to more, plus be able to employ a full time employee since my services are in high demand at various self help groups I am involved in.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$109.00
Date disbursed
Jul 30, 2017
Repayment status
On Time
Projected term
9 months
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Lenders
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David Jan 16, 2020
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