Evah

Nakuru, Kenya

Funds disbursed

$0 to go

100% funded of $446 goal

0

days left

Entrepreneur

Name

Evah

Member since

April 2013

On-time repayments

40 installments  •  3%

About Me

my name is Evah Nyanguthii Karinga and am a resident of Nakuru county.am single with two daughters who are successful in business. After completing my O level education and with no available jobs in the market l opted for the self employment so as to earn a living. my friend introduced me to selling of second hand clothes but after the many challenges due to changes in taxation of imported clothes l opted to open a boutique shop here in town and sell the ready made clothes.The business is good here in town and do use the earnings to support my daughters and develop myself economically.am also an active member of my local church and have participated in various social economical activities in the community.

My Business

selling of clothes here in Nakuru is very viable due to the high population of Nakuru town.This is due to Sudanese refugees who are in town and have created the demand for clothes.l buy the stock from wholesalers in Nairobi and Uganda and sell at a profit margin of 40%. This enables me to make a gross profit of ks 25,000 per month.Though there is lot of competition due to second hand clothes l always make sure that my prices are very competitive and the clothes are of good quality.If advanced with the loan l will be able to add more stock in my business hence increasing the sales.

Loan Proposal

dear all lenders, am very grateful to zidisha platform for giving me another wonderful chance for my second loan. with this second loan, i hope to add more stock in my business,this is my high time to sell and supply the commodities in big quantity.i hope i will add a certain amount of money to poultry business. this project is very new to me since i started practising this business recently. i hope most of the customers is coming from the surrounding villages and they buys cloths and shoes in our town.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$446.00

Date disbursed

Aug 12, 2013

Repayment status

Late

Projected term

37 months

Other loans

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EricDWalters

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E

Emerald

Pompano Beach, United States

R

Richard

West Sunbury, United States

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leicester, United Kingdom

Sundstroms

Falun, Sweden

Ingela

Falun, Sweden

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  • Evah    Apr 10, 2014

    its my sincere hope that all my lenders and the entire zidisha team is okey. am also fine, only to let you know that i had not been in a position to make my past due repayments. this is because my whole business had turned down on february this year this was because of lack of enough workers in my business and also the business its self turned down once. am now proposing to start a my loan repayments on or before the end of march. thank so much for your patience.

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  • Evah    Dec 3, 2013

    dear my lenders, i hope you are fine doing.i have decided to reschedule my loan, because my business is turning down this season. i hope to repay the loan without any problem. i hope things might turn positive soon.am well and health, but in dificult during this time when my business has turned down.i hope to continue with my business as usual once settled.

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  • Evah    Sep 20, 2013

    dear my lenders, am so greatful to zidisha and all lenders in the world. it is great to me to see the progresss you have with me. as i had promised ealier, i have decided to reschedule my repayments date because the money you lended me has helped me enough. this means i have several projects which is doing so well. in this case i have decided to make my loan repayments on or before 20th nov wishing you all the best

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  • Evah    Sep 7, 2013

    The loan has slowly expanded my business in general and enabled me to renovate my premises to attract the potential customers it has enabled me offer good services to my potential customers in the area once my business is expanded i will be able to create employment to the youths.I thank the zidisha team,this is my steppingstone to my destination.

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  • Evah    Sep 7, 2013

    dear lenders , i am happy to say that my business is really flourishing.today i had the best day at my shop because i just got a new supply of wonderful baby shoes which are more like doll shoes .they have these little teddy pictures with roses all around, i really can imagine little kids walking around with those little shoes. i just love children with one heart and i just want to make sure that my shop has everything.i really would like to have a wonderful expounded shop where i will be able to also create employment. i just want to say that you people are just amazing to my life.

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  • Evah    Sep 7, 2013

    dear lenders , i am so glad that you accepted my loan request and granted me the money, so far i have added more to my stock to my boutique. i was also able to introduce new products like some cosmetics into my shop. i am glad to say that you have motivated me and i am very grateful for your consideration. i am sure that i will be able to repay my loan in due time in order to get the next amount. thank you so much and may God bless you all the time.

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  • Evah    Sep 7, 2013

    with the help of the zidisha family,my business is progressing each and every day because now i can be able to get my products from the whole sale traders in Nairobi,i was usually buying locally.i know when time goes by,i will be able to even buy from other countries .women from Nakuru love new clothes.therefore.they will really love it when i bring in fashionable clothes,and also beautiful shoes and handbags

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  • Evah    Aug 30, 2013

    i told you that i have a farm,i was also thinking of rearing some chicken so that i will benefit by selling eggs and even selling the chicken for meat.here in nakuru we have different tribes and most of the tribes here love chicken meat,so my business will not be a failure.with the money that i got i have been able to add some new stock in my shop and i know that i will be able to start paying my loan very soon

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  • Evah    Aug 30, 2013

    how are you my family,the zidisha family is my family because.i have reached where i am because of you guys.there is a grate change in my life,some friends are also noticing that the mode of my dressing has changed because i have been wearing second hand clothes but now i wear new clothes,therefore i am very proud to be part of the zidisha group

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  • Evah    Aug 20, 2013

    Hi lenders and the entire Zidisha team.l am so grateful for the loan you gave me.l have been able to add more stock to my shop and l am starting to get the profits.l have been able to expand my business and l am receiving more customers each day.Thanks again and God bless you all.

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  • Evah    Aug 10, 2013

    Thank you very much to my lenders for accepting to fill my bids i will now add more stock of unisex clothing to my shop. this means an increased profit for better livelihood and improved business dealings. i promise you that you have made a difference into this part of the world. i wish you all,Gods speed and do well in all your endevours.

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  • Evah    Aug 9, 2013

    my lenders, one of the biggest challenges am currentry facing in my business, is that am lacking enough machinery for my projects. its my sincere hope that if GOD wishes, i will buy a pick up truck for the transportation of my goods and also for the basic needs in my farm. i hope i have alot of projects which needs one to be very active and very much caring. but all in all i thank GOD BECAUSE of the products comes from my farm.this is gret to me.

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  • Evah    Aug 9, 2013

    hi lenders my business is so good doing. i hope this is fantastic. my businessis very much attractive to most of the customers. i hope to start selling shoes at the end of sep. this is because most of the people in this region, is harvesting their maize and beans. i hope this is going to be my high time, since i will have alot of stock in my shop.i hope to stock ladies wear and mens shoes since those commodities are in high demand

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  • Evah    Aug 9, 2013

    Dear lenders and the entire Zidisha team,l hope you are all doing well in this time and period of the year.As for me l am doing fantastic with my family.l am updating you on the progress of my cows.One of them is 2months pregnant therefore meaning my business is growing each day.The number now will increase from 3cows to 4.l thank God for this.Have yourselves a nice time.

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  • Evah    Aug 9, 2013

    The advantage of these goats is that they don't require much in order for them to produce milk.They only require grass and some processed food.If they are kept in a good condition they can be very production.The only thing that affects them much is the change in weather.When its raining and the weather becomes chilly,they reduce the amount of milk therefore the prices go down.if given a loan l will be able to build for them a more reliable pen.Nice times to all of you

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  • Evah    Aug 9, 2013

    Jambo lenders and the entire Zidisha team.l am doing well with my family.l would like to inform you that one of my Daugherty has bought for me 2 milking goats in order for me to start the goat keeping business.The goats are doing well and the milk production is good.I have been able to supply the milk to the HIV affected persons in my area and it has been very helpful.

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  • Evah    Aug 9, 2013

    Hi dear lenders.l hope you are all doing well.as for me and my family we are at our best thanks to God.l would like to inform you that one of my rabbits gave birth to 6 children.l was very happy because l knew that my business will now grow even bigger and better.It only requires 4weeks for them to develop into adult rabbits and l know l ill be able to get market for them.Right now they have already been booked meaning l have a bigger chance of getting more and more customers.

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  • Evah    Aug 9, 2013

    The profits l have been earning from my boutique business and my dairy business,l have been able to venture into the rabbit keeping business.My neighbor took me to where he bought hes and l was able to buy 5 rabbits,that is 2males and 3females.l build for them a small house using timber.The advantage of the rabbits is that they don't require much food,only weed and grass from the garden.The cost of keeping them is not high at all.

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  • Evah    Aug 9, 2013

    Hi lenders,about my cyber cafe business,l have been able to find a business shop for starting the business.l was successful enough to locate one around the central business district in Nakuru town.l have been able to locate it in a busy area and also l am not experiencing any competition because l am the only one who has such a business.It has been doing well through the days and l thank God very much.l wish you all nice times.

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  • Evah    Aug 9, 2013

    hi zidisha team.God has been very grateful to me and the plans l had are falling into place day by day.Recently one of my daughter went to the Dubai for a business trip and because l had been told that buying computers and photocopier over there is cheap.l decided to send her in order to open a cyber cafe.She back home a few days ago and she brought with her the computers and the photocopier l had send her.l am now going to open a cyber cafe.

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