Mercy

Meru, Kenya

100% repaid

Entrepreneur

Name

Mercy

Member since

June 2013

On-time repayments

141 installments  •  60%

About Me

My name is Mercy Makena Mwebia and a resident of meru town that is located in Meru county of the Eastern Kenya.l learnt about Zidisha from my sister Lydia Mwebia who has benefitted from you. I am a medical lab technician by profession and graduated way back in the year 1999.l am a mothet of three beautiful kids. My first born is 10 years old while my daughter is, 6 years old and my lastborn is 3years old and joining school come january.Generally my family is doing good and looking forward to xmas season. I do lot of Dairy farming as well as farming tea crop.After graduating from college l was employed for three years in a private sector but the income was unsustainable hence l decided to venture into business so as to provide for my family.the business is good as lam able to develop myself economically.

My Business

Tea farming and dairy farming are very profitable businesses here in Meru.l have three dairy cows that produce an average of twenty liters of milk dairy that l sell to a dairy co-operative society here in Meru at ks 28 per liter.From this business l earn an income of ks 15,000 after deducting the expenses such as wages for my employees and cost for the feeds.Tea farming is also very profitable though its affected by lot of frost in the area due to the changes of daily temperatures here in Meru.However l sprinkle water during the dry season to avoid losses and do make l use enough fertilizer on the crop so as to increase the produce.From this business l able to earn an income of ks 30,000 monthly depending on the output of the tea leaves.if my application is successful l will use the money to buy tea seedlings that l will plant on my farm so that in the near future l can increase my tea produce hence increasing my income.

Loan Proposal

Dear all,l hope all is well with you and am very grateful for having come this far.Indeed your effort of uplifting people's life can never go unnoticed and may the work of your hands be rewarded.am a tea farmer as well as l do dairy farming and l will use the loan advanced to me to buy more tea seedlings that l will plant on farm so as to increase the produce of tea leaves hence more income.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 14, 2013

Repayment status

On Time

Projected term

12 months

Lenders

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

Judith

London, United Kingdom

sarasofia

Stockholm, Sweden

H

hugh1

Co Kerry, Ireland

L

Lemon

Switzerland, Switzerland

E

Edijac

Strombeek-Bever, Belgium

Ask Mercy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Bronson S    Jun 20, 2017

    Hello Mercy ,make adjustments to your loan as you are at late repayment.If any problem do not hesitate to inform me.

    Log in to reply • Share
  • Bronson S    Jun 17, 2017

    Mercy will start paying again to clear the arrears ,and moreso to gain trust again from lenders.I wished her a good business growth so as to repay in time

    Log in to reply • Share
  • Mercy    Jan 8, 2017

    To Zidisha team, Happy new year to you all and indeed its by the grace of God we are here in 2017. l am just concerned about my on time repayment because for a long time l have been following and it seems not to increase. Also with the last loan mh on time repayment was ad high as 80% bt after two weeks it reduced to 76% drastically and not that the loan was paid in arrears. When l look at my loan progression l am not sure whether my credit limit will increase in the near future or is it the reason why my on time repayment is stagnat. Kindly advise.

    Log in to reply • Share
  • Mercy    Dec 6, 2016

    Thank you lenders for your generous cotribution, you didnot only give out your money but you started a project that will make a big difference in my family. I received kshs 7993 and all will be used for funding the project. I am grateful.

    Log in to reply • Share
  • Mercy    Nov 30, 2016

    Thank you my lenders for trusting me with the loan. I am humbled and looking forward to this new project.

    Log in to reply • Share
  • Mercy    Nov 30, 2016

    Iam excited to raise another loan that will help me atleast do buy atleast two sheep since am in farming business. For the loan l have just completed l was paying the member loan fund but am grateful for everything and that,"s why l dont want to loose my account.

    Log in to reply • Share
  • Matt B    May 6, 2016

    Mercy - I hope you manage to raise the full amount for your loan. Best wishes, Matt in England.

    Log in to reply • Share
  • Mercy    Apr 29, 2016

    dear lenders, l take the opportunity to commend the zidisha platform and the lenders for trusting me with their money and for giving me another chance to raise a loan with them.lam grateful for enabling me to pay the school fees for my son and wish you all the best as you continue empowering the us

    Log in to reply • Share
  • Isabella    Feb 29, 2016

    Hi Mercy, it's lovely for you to enjoy the midterm break with your children, and I am sure your son is doing well at school. Best wishes to you all, Isabella.

    Log in to reply • Share
  • Mercy    Feb 27, 2016

    Hi, l am doing quite okay and it is my sincere prayer that you are, too. My children are home for midterm and it is such a joy to have them around. l am about to clear the loan and l am grateful to my lenders and the entire Zidisha team. GOD bless you for enabling me to pay school fees for my son.

    Log in to reply • Share
  • Isabella    Dec 13, 2015

    Thank you very much for the repayments so far, and very best wishes to you and your family for the festive season!

    Log in to reply • Share
  • Mercy    Dec 12, 2015

    my family and l take this opportunity to salute you all hoping that all is well with you during this x-mas holiday. l am pretty good and do thank all my lendersfor supporting me this far.

    Log in to reply • Share
  • Mercy    Oct 24, 2015

    Hello, it is my sincere hope that all is well with you. l am grateful for the far l have come with you and for the support that you have given me. l received KSHS 8360 that has enabled me to pay school fees for my son and God bless all my lenders as well as the entire ZIDISHA TEAM.

    Log in to reply • Share
  • Isabella    Oct 5, 2015

    Hello Mercy, I do hope that you are well now, and that your son will do well at school, and enjoy his time there. Good wishes to all your family, including the new baby.

    Log in to reply • Share
  • Mercy    Oct 5, 2015

    Hello, l write with deep gratitude and thank all my lenders and the the entire zidisha team for believing in me and giving me another chance to grow myself financially.l will use the money in paying school fees for my son and God bless you for making this possible.

    Log in to reply • Share
  • Joseph    Sep 5, 2015

    Wishing you a happy weekend

    Log in to reply • Share
  • David    Aug 15, 2015

    Hi lenders,
    I called mercy mwebia today and during communication she admitted to have paid in some Kshs. 1400 (14 dollars) today which is yet reflected. Will still contact you once the amount reflects on her profile.
    Thanks.
    David Odindo.

    Log in to reply • Share
  • David    Jun 1, 2015

    Dear lenders,
    I called Mercy and she explained why she had gone into arrears. She was down with sickness but fortunately promised to pay in something in the course of next week.
    She was co-operative and sorry for the inconvenience.
    Thanks.
    David Odindo.
    Vm kenya.

    Log in to reply • Share
  • Mercy    Jan 28, 2015

    dear all. l wish to thank all my lenders and the entire zidisha platform for giving me a second loan. l wish to reschedule my weekly installment because of unavoidable circumstances that has affected me financiallykind regards to all.

    Log in to reply • Share


Loading...

Loading...

Loading...