Agnes

Kiptagwanyi Kenya, Kenya

100% repaid

Entrepreneur

Name

Agnes

Member since

September 2012

On-time repayments

34 installments  •  29%

About Me

am married with 2 children ,one is aged 2 year and the second 5 year and in school .i live in kiptagwanyi center plot no 88i.i am educated to college i got a diploma in phamacys.i started this business after not been employed by government so i decide the best thing is to have a chemist shop to help people in this area.as you know kiptagwanyi has a health center but luck drugs so the doctor send them to buy medicine in my chemist shop.kiptagwanyi is about 43 kilometer from nakuru town which is the major town in the area

My Business

my business entail in pharmacy, i have a chemist in the area i help people to get access to the medicine because at kiptagwanyi health center there are no drugs for some illness,doctor after examining a patient he or she prescribe the medication require and send the patient to me to sell him or her the required drugs. the business is profitable in this area because there is no much competition like nakuru town . this center being the village center there is no more than two chemist in this area and population is going up every day and in that case i got many customers who need my service. the business is profitable and the demand of my service is very high in this center compare to my competitor my chemist have more needed drugs and also i consider the poverty level in this area concerning people around here so i don't sell drug in a high price so to make drugs available and accessible to the people. the main challenge is poor road in this area like the rainy season's, road are impassible ,and also high cost of my product from wholesaler in the town where i get them

Loan Proposal

dear lenders i want to add some kind of drugs that is not available in this area.like hypertension drugs,diabetes drugs and also ant retrovirus drug because of the people who don't want to go the hospital for the one that government give to every public, cos some are rich people thy prefer to buy without any body knowing.also i want to employ a dentist because there is more people with this problem. in that way i will be making service available to every one.

Feedback

7

None

2



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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Sep 30, 2012

Repayment status

On Time

Projected term

12 months

Lenders

Dianne

Maryville, United States

YB Song

Seoul, Republic of Korea

José Antonio

Carapicuíba, Brazil

C

ColinPlatt

Montgomery Village, United States

Walsung1of9

Damp, Germany

T

traderjohn

Baltimore, United States

H

hugh1

Co Kerry, Ireland

G

guenter

Bremen, Germany

S

scrabblelives

Nashville, United States

A

Alex1987

Ludwigsburg, Germany

B

BluckeyeFan

Columbus, United States

TheWhiteCat

Surrey, United Kingdom

B

Becmo

Brisbane, Australia

Ask Agnes a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • James    Jul 1, 2014

    Nice to see you do a pharmacy business. Many people will now have access to basic medicine in your community. I am in handicrafts business.

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  • bconrad    Mar 12, 2014

    Dear Lenders,

    Agnes has updated us on her situation since Analin's last update. She found a buyer for her clinic, and is expecting payments from this person soon. She plans to venture into a poultry business as well as re-establishing a pharmacy, which does not need the license her clinic required.

    Agnes, we wish you the best in this new venture, please keep us updated on how it goes!

    Bayle, Zidisha Team

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  • analinjsaturria    Feb 27, 2014

    Dear lenders,
    My name is Analin Saturria McGregor and I'm a Country Liaison Manager at Zidisha.
    Agnes has informed us that due to being unable to secure a license for her clinic, she had to close down. She managed to get every other necessary document necessary for her to operate, yet a license was not granted. Agnes has been seriously restricted on her income for the past 3 months.
    She is planning to sell the clinic and resume repayments once the sale is complete. She has a potential buyer interested and will meet with him soon. We wish her the best and when we have some news, will be sure to share them with you.
    Thank you for your patience!

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    • evinpa    Mar 4, 2014

      Analin,


      Thank you so much for giving us an update.


      Agnes,


      I am sorry you did not get your license. I wish you good luck with the sale of the clinic.


      Evinpa

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  • evinpa    Feb 4, 2014

    Hello Agnes,

    Thank you for your update. I appreciate knowing what is happening.
    I wish you the best of luck in getting the documents you need.

    Evelyn

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  • Agnes    Feb 4, 2014

    Hi Jill V.i have not yet started operating because of some restrictions but am trying all i can to get the necessary documents. Sorry for being so silent.

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  • Agnes    Feb 4, 2014

    Hi Jill V.i have not yet started operating because of some restrictions but am trying all i can to get the necessary documents. Sorry for being so silent.

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  • Agnes    Feb 4, 2014

    Hi Jill V.i have not yet started operating because of some restrictions but am trying all i can to get the necessary documents. Sorry for being so silent.

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  • Agnes    Feb 4, 2014

    Hi Jill V.i have not yet started operating because of some restrictions but am trying all i can to get the necessary documents. Sorry for being so silent.

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  • Agnes    Feb 4, 2014

    Hello zidisha team.am so grateful to be associated with you.i would like to reschedule my loan.this is due to the difficulties that i have been experiencing with registration of my paediatric clinic. These problems arose after devolution in our country. The process became long and expensive. So i had to look for finances from other sources and this has resulted to my failure in paying my loan.am kindly asking you to let me reschedule my loan.

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  • JillV    Jan 20, 2014

    Dear Agnes -- I see you made a payment in November but not in December. Is everything OK? Please provide an update when you can. I hope things are going well for you.

    Regards,

    - Jill V

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  • JillV    Oct 31, 2013

    Hello Agnes -- have you received your license to begin operations? I hope that you are well and that your business will be strong.

    Regards, Jill V

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  • Agnes    Sep 5, 2013

    Hi zidisha team and all lenders. I would like to reschedule my loan because i have not started operating my clinic this is because one of licenses is yet to be signed. Am hoping to start operating in three weeks time. I therefore propose to start my payment on November. Please bear with me.thank-you

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    • evinpa    Sep 6, 2013

      Hello Agnes,

      Thank you for posting an update about the problem you have encountered. I wish you good luck in obtaining your license soon.

      Evinpa

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  • Agnes    Aug 3, 2013

    Vote of thanks
    dear lenders and the entire zidisha fraternity, thank-you for a job well done. Am so grateful for your continuous support of funding my loan. I write to confirm that i have received my loan.i will start preparing the paediatric clinc soon. May you all be blessed

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  • Agnes    Jul 28, 2013

    Dear lenders
    Wow this is great thanks everyone for your bids.am so grateful. It's so encouraging to see the bid % grow.have a blessed day all

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  • Agnes    Jul 28, 2013

    Dear lenders
    Wow this is great thanks everyone for your bids.am so grateful. It's so encouraging to see the bid % grow.have a blessed day all

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  • Agnes    Jul 26, 2013

    Hello zidisha team and all lenders. Am so grateful for another chance to bring change in my community once again. Am glad for your contributions so far by funding my loan you are helping a parent who has to travel so far to seek medical attention for his/her children. This will save the parents time and money and also help children to be treated at first sign and symptoms. This will prevent major complacations and maybe fatal results. Am happy to be a zidisha borrower because you people trust me so much and you have confidence in me that I will pay back. I promise to be faithful in paying my loan.many blessings as you continue funding my loan

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  • Agnes    Jul 26, 2013

    Hello zidisha team and all lenders. Am so grateful for another chance to bring change in my community once again. Am glad for your contributions so far by funding my loan you are helping a parent who has to travel so far to seek medical attention for his/her children. This will save the parents time and money and also help children to be treated at first sign and symptoms. This will prevent major complacations and maybe fatal results. Am happy to be a zidisha borrower because you people trust me so much and you have confidence in me that I will pay back. I promise to be faithful in paying my loan.many blessings as you continue funding my loan

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  • Agnes    May 2, 2013

    Hi everyone involved in this platform.my sincere gratitude. ever since i joined zidisha my life has changed positively. paying house rent electricity bills. and even paying school has become abit easy as a result of improved swrvices .also am able to pay my zidisha loan without major problems. May our heavenly father bless zidisha

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  • Agnes    Apr 15, 2013

    Hello lenders. my business is doing well and my customers are very happy n satisfied with my services. they are happy because since i received money from zidisha i have been able to stock medicines that i was not able to afford. most of my hypertensive, diabetic and asthmatic patients are very pleased because they don't have to travel to Nakuru or Naivasha for their monthly supply, they get them at my pharmacy. This has reduced their expenses because no transport fee is needed.
    dental problems are no longer an issue to my community because the dentist i hired takes care if that.thank-you for making our lives bearable.May God bless you abundantly.

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  • Agnes    Mar 28, 2013

    hello zidisha team
    am grateful for the good job you are doing. you have improved your services in a great way.thanks for the new lending groups you have formed and the new page on Facebook where zidisha members can interact and ask questions.
    zidisha has improved many lives and helped eradicate poverty in a mighty way. you are so understanding to us that's why you don't require so much from the borrowers when you are lending. your interest is affordable.
    wishing you all a happy Easter holiday.

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