Name
Morris
Member since
April 2013
On-time repayments
204 installments • 95%
My name is Morris Gathomi Githinji I was born in 1963 at thaita location ndia, Kirinyaga County I joined kiamutugu primary school and later kirinyaga boys high school for my o levels. After school I joined kerugoya polytechnic for a course in agriculture. From there I worked with various government institutions until 2003. With my savings, I bought a piece of land at Marewa River in the outskirts of Gilgil town where I carry out commercial farming activities up to date. I am married and blessed with 4 children who are all out the nest. i look forward to be a zidisha member.
My daily business is farming. I own a piece of land at the banks of liver marewa which is in the outskirts of Gilgil town. I grow green vegetables, maize, beans, castor seeds, etc apart from growing crops I also keep dairy cattle’s which I currently have 10 heads that produces milk which i sell and for my own domestic consumption. I deal with this kind of farming when I realized there is great demand of these commodities in the nearby town of Gilgil and beyond. I sell my crops at farm gate price to retailers from Gilgil and Nairobi. For the milk I sell to Brookside dairies who normally correct it outside my farm every morning I receive the payments at the end of the month I usually get ksh 45000 after deducting my overheads I am left with ksh 25000. Buyers prefer my farm produce because they are of high quality since I have been doing this for the rest of my life; I have enough skills to produce the same. the only challenge I face is luck a modern spraying machine for crop spraying my produce when growing in the farm. Also luck of a deep freezer to preserve my milk before buyers arrive to collect it. With zidisha platform I will be able to overcome this challenge and hence improve my living standard
Dear lenders thanks to the zidisha team for according me this chance to join this platform. i will now buy a Honda water pump to help me in irrigating my farm, this will boost my produce such that i will be having constant supply through out the year. as this is happening my profits will increase and i will definitely prosper in life. thanks for giving a chance to change my life to the better.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 27, 2013
Repayment status
On Time
Projected term
12 months
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Amount repaid
$110.67
Amount remaining
$0.00
Date repaid
Mar 24, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 5, 2013 | $9.19 | May 26, 2013 | $9.19 |
Jul 5, 2013 | $9.19 | May 26, 2013 | $0.33 |
Jun 26, 2013 | $8.86 | ||
Aug 5, 2013 | $9.19 | Jun 26, 2013 | $1.86 |
Jul 27, 2013 | $7.33 | ||
Sep 5, 2013 | $9.19 | Jul 27, 2013 | $3.02 |
Aug 22, 2013 | $6.17 | ||
Oct 5, 2013 | $9.19 | Aug 22, 2013 | $3.36 |
Sep 24, 2013 | $5.83 | ||
Nov 4, 2013 | $9.19 | Sep 24, 2013 | $4.29 |
Oct 5, 2013 | $2.62 | ||
Oct 28, 2013 | $2.29 | ||
Dec 4, 2013 | $9.19 | Oct 28, 2013 | $8.43 |
Nov 26, 2013 | $0.76 | ||
Jan 4, 2014 | $9.19 | Nov 26, 2013 | $8.17 |
Dec 29, 2013 | $1.02 | ||
Feb 4, 2014 | $9.19 | Dec 29, 2013 | $7.79 |
Jan 29, 2014 | $1.40 | ||
Mar 4, 2014 | $9.19 | Jan 29, 2014 | $8.12 |
Feb 26, 2014 | $1.07 | ||
Apr 5, 2014 | $9.19 | Feb 26, 2014 | $9.19 |
May 5, 2014 | $9.19 | Feb 26, 2014 | $3.43 |
Mar 24, 2014 | $5.76 |
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