John

Utawala In Embakasi, Kenya

21% repaid

Entrepreneur

Name

John

Member since

July 2012

On-time repayments

105 installments  •  33%

About Me

i live in utawala in Nairobi.the residential and a commercial area that is developing at a high rate.in this area,i am a beauty therapist and a cosmetics seller. am a businessman who has invested all his time,money and experience to be self employed.my business is growing at steady fast,this has been contributed by proughing the earnings back to the business and giving back to the society by training at affordable fee.

My Business

.we offer all the services as far as beauty is concerned.we sell beauty products at affordable prices.the increased number of clients is due to quality services given by qualified staffs .the amount earned is used to replenish the stock, payment of staffs and house rent .the main challenge in this business is:
1.business space is small,hence clients complains of limited space.
2.lack of enough capital.
lients is due to quality services given by qualified staffs .the amount earned is used to replenish the stock, payment of staffs and house rent .the main challenge in this business is:

Loan Proposal

Dear lenders,am so happy to apply the third loan.the two loans boosted my business and my family financially.i also would want to share this because i feel it OK to express it to you my lenders.
therefore,i would want to put all the loan granted to the business.
first,i am planning to invest 70% of the loan in adding the stock(cosmetics) to the salon.20% of the money to renovate the room and 10% will be used to replace the worn out machines,and furniture for better yield.lenders,it is also in my minds that i do put the profits to repay the loan and also for my family upkeep.finally,a beautiful skin is a happy skin.
it is my wish that if given the loan i will fulfill these goals.

Feedback

15

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,999.00

Date disbursed

Jan 21, 2014

Repayment status

Late

Projected term

20 months

Lenders

J

jeffb

United States

joerg

Berlin, Germany

J

Jason

New Jersey, United States

nicole

Worcester, Ma, United States

D

Davieboy

Melbourne, Australia

LadyofHats

Hamburg, Germany

rickytherhino

Decatur, United States

Zidisha

Sterling, United States

A

awecz

Prague, Czech Republic

M

mogensh

København V, Denmark

BrianHibbs

South Bend, United States

C

codairem

Berkeley, United States

C

chrisherron

Chicago, United States

T

tonilends

catalonia is not:, Spain

Pierfausto

Rome, Italy

G

GoldenPete

Christchurch, New Zealand

J

Jeb33red

Bourne end, United Kingdom

Namaste250

Pittsford, United States

S

SabresFan

Oro Valley, United States

A

Aaron

Zurich, Switzerland

D

drexeldragon

Tucson, United States

D

diza2722

NSW, Australia

Zal0m0n

Atlantis!!!! x), Mauritania

Sarasota

Sarasota, Fl, United States

hriday

Mountain View, CA, United States

Kristrun Tinna

Reykjavik, Iceland

T

Travelover

Northville, United States

H

Haavard

Bergen, Norway

ProfWriter

Boone, United States

M

Markward63

United Kingdom

Garry Tan

San Francisco, California, United States

Ask John a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • John    May 24, 2015

    dear lenders,sorry for all time that i have missed repaying the loan. as i stated earlier that i transfered the business in southern sudan,i have not been able to access the providers' services.with due respect i therefore wish to adjust my repayment to pay quickly as possible.

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  • Esther    Jan 12, 2015

    Dear lenders, John is unreachable on phone. I enquired from the service provider and I was informed that the phone has not been working for the last 6 months.

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  • Kristrun Tinna    Dec 7, 2014

    Hi Esther thanks for following up on this. It's sad if this money is lost since it will limit other borrowers access to loans in the future. Best, Kristrun

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  • Esther    Nov 29, 2014

    Dear lenders, John is unreachable on phone. I have tried to reach his contacts but their phones numbers are invalid. I will keep trying to reach him.

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  • Shem    Aug 27, 2014

    Hi lenders just talked to John and he was away and he says his zidisha account and email were hacked and he cant be able to access both, if he tries to reset the password he receives a notification telling him that a new password has been sent to his email which he also cant access. he is asking for help which i don't know how to go about it. I am sending a mail regarding the same to service@zidisha so that i ask them to assist him.

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  • Shem    Jul 24, 2014

    Hi lenders. I hsve been trying to reach john but i haven't succeeded in reaching him. I am still trying though. Thank you

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  • Shem    Jul 24, 2014

    Hi john. Been trying to reach your number but was unable.

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  • Shirleen    Jul 9, 2014

    hello and good morning Kimani,thank you so much for always checking on me and your advises,i was able to repay my loan in due time and now i have been given another chance for applying my second of which i have already published as per now.i wan to let you know am so greatful for you being my volunteer mentor and may God bless for the good work you are doing.thank you so much.

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  • Edith    Jul 4, 2014

    hi kind help, I tried applying for a zidisha loan but it was declined.

    what was the main reason?

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  • richardbrewster    Jun 24, 2014

    Hi John, as you are listed as Veronica Nkirote's mentor, do you know what has happened to her? Unfortunately she has not paid any of her loan. thanks!

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  • Moses    Jun 23, 2014

    hallo lenders..8 dollars to go.please please fund me

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  • Moses    Jun 22, 2014

    Hallo lenders...my loan expires in 20hrs.pleasea please make my dream come true.please check out my work on my loan page.I was recomended to zidisha by reginah njiiri a young woman with so much passion on business.God bless and thank you

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  • Moses    Jun 17, 2014

    hallo john,am one of the mentors.my loan is funded 11percente and its almost expiring.please if you can advice on what i can do.am a student of 22 years i brand tshirts,caps and bags.like the photos below.i sincerely want to make my business a success so that by the time i finish campus it will be a success.regards moses

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  • Edwin    Jun 17, 2014

    Hi John.Kindly advise what to put as account number when repaying the loan via mpesa.

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  • Edwin    May 27, 2014

    Hi John.
    You were referred as my mentor.
    I applied for a loan and am waiting for the amount to be raised, but my concern is what happens if 15 days lapsed when my loan is not fully raised.
    Regards
    Edwin Waithaka

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    • John    May 27, 2014

      hi Edwin.am wishing you all the best.

      john kimani
      Zidisha V

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      • Edwin    Jun 4, 2014

        Hi John.I managed to get 100% before the expiry period and after acceptance I was told to wait the money will be disbursed to me.How long does it take before its disbursed to me.
        Regards
        Edwin Waithaka

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  • Pavane    May 16, 2014

    Hello John,
    I would like to have some news about Amos Njenga. What did you learn about him in your investigations? Thank you!

    Pavane

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  • Pavane    May 7, 2014

    Hello John,
    Could you please be a bit more specific about what you learned about your mentee Amos Njenga? Is he what he said he is?
    Regards, Pavane

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  • John    May 6, 2014

    @esther,i does not reflect immediately on the system.give it like two days and recheck

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  • Esther    May 3, 2014

    hi kimani how comes my repayment is not reflecting?

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  • Nelly    May 3, 2014

    Hi Kimani,

    I was refereed to you as my mentor.
    I realized i have 5 more days to go and my funds are only 10% raised.

    Please advice.

    Regards
    nELLY

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