Jackline Muthoni

Kiptangwanyi, Kenya

6% repaid

Entrepreneur

Name

Jackline Muthoni

Member since

October 2011

On-time repayments

24 installments  •  38%

About Me

I live in Kiptangwanyi shopping centre which is about 41km from Nakuru town. I live in my own plot where my business is, plot number 36. I am married with two children. all of them are in school. my husband is not formally employed, and this resulted in so much financial constraints to sustain the family. It is to this end that I and my husband decided to start a business where we could rely on to earn our daily needs. we decided to start a bread depot and this we did in the year 2006. the business entails selling of bread and other wheat products. the business picked up very well and we became bread distributors in this zone. I supply loaves of bread to several shopping centres such as Mitimingi, munanda, kiambogo, Tangitano and Mugaa. Currently I am saving my earnings in order that I will be able to purchase a motorcycle that I will be using in distributing the loaves of bread.

My Business

My business entails the services of distributing loaves of bread in this zone. bread and wheat products is a very common product that is consumed within this region of Kiptangwanyi. this became a very important opportunity for me to supply the commodity. the main challenges that I face in this business is poor roads especially during the rainy season. high transport costs as a result of high costs of crude oil.

Loan Proposal

Dear Lenders,
I would like to use my second loan from Zidisha organization to expand my business and stock more products in my business.Currently, I have been selling bread alone and I now would like to introduce other products of wheat in my business. These includes buns, cakes,scones. These are very marketable and they will increase my profits in my business. I am also grateful that the first loan I got from Zidisha did help me in making a positive progress in my business.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,269.00

Date disbursed

Oct 6, 2012

Repayment status

Late

Projected term

16 months

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