Keziah

Kiptangwanyi, Kenya

32% repaid

Entrepreneur

Name

Keziah

Member since

December 2012

On-time repayments

11 installments  •  9%

About Me

My names are Keziah Wanjiku Kimani. I am a single lady with one kid and living in Kiptangwanyi shopping which is about 45kilometers from Nakuru town. My daughter is in the university pursuing medicine course. She is now in her first year. I have been in Kitangwanyi shopping center since the late 90s and this is where I have been operating my business for long. My business has been a clinic where I have been providing health services for residents of Kiptangwanyi and its environs. With the shortage of health facilities within the area, this has been a source of livelihood and at the same time I have been offering crucial services to the residents.
I live in plot number 340 at the shopping center. I have also been offering the services of a midwife. I have offered this service to many women around this area when giving birth and successfully assisted them. This has been a very important and necessary service to the residents of this area. I would like to offer even better services to the residents despite the new challenges that are often associated with this business.

My Business

I Keziah Wanjiku Kimani is a trained clinical officer operating my own private business at the shopping center. I have been in this place for long and have attended many people in this area and thus have quite a good experience in this field. Most of the people whom I offer the services come to my clinic and under rare circumstances I usually go to some other peoples premises to offer these services. The health facilities that are in this area are few and this therefore has increased the demand of these services in this area. I would therefore like to apply for a Zidisha loan and this will be very important in boosting my clinic. This business is profitable and I rely much on it to meet my basic needs. this is because the demand is usually high while on the other hand the facilities that offer this services are few. I would also like to buy new and modern equipments of offering these services to the residents. The main challenges that this business encounter are lack of enough facilities to offer this service and also frequent electricity blackouts that affect the business especially at night and one has a patient.

Loan Proposal

Dear Lenders,
It is with great joy that Zidisha have granted me an opportunity to get a loan from Zidisha organization. I would like to use my Zidisha loan to buy more medicine for my clinic. Secondly, I would like to refurbish my clinic and make it more better in order to offer the best services to my customers.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Jan 4, 2013

Repayment status

Late

Projected term

12 months

Lenders

R

rcmssr

Woodbury, United States

L

lped759

Saint Paul, United States

Sundstroms

Falun, Sweden

Creole1

Mobile, Alabama, United States

T

Texas

Houston, United States

E

Elisabet

Stockholm, Sweden

J

JoeSolar

Virginia, United States

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  • analinjsaturria    May 23, 2013

    Dear lenders,
    This is Analin Saturria McGregor, Communications Associate at Zidisha.
    After a few months of missed repayments, Keziah resumed her loan repayments a few days ago. Often times we, on this side of things, ignore what our borrowers have to go through to make a repayment of what would be considered to many of us as "spare change".
    Keziah sent us a message yesterday to give us an update on her situation. Her daughter is still sick, so she's been unable to dedicate the time her business needs to get back in shape. This is her only child and no one else is available to take care of her.If you remember from my comment earlier this month, Keziah lost many of her goods to the heavy rains, as they were damaged. In addition, Keziah owned a dairy cow, which was helping generate some extra income in this difficult time. Keziah informed us on her message her cow died, which is depriving her of very necessary funds in this difficult time.
    I am sure after reading this report, you may see Keziah's recent payment in a different light, just like I have. Let's continue to support this very hard working woman and send our best wishes for her and her daughter her way!

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  • analinjsaturria    May 5, 2013

    Dear lenders,
    This is Analin Saturria McGregor from Zidisha's Communications team.
    One of Keziah's neighbors contacted us over the weekend to let us know that she has been having a rather difficult stretch in the past few months. Her only child was sick and had to be admitted to the hospital. When things seemed to be picking up, the heavy rains that are currently falling over a majority of the Kenyan territory flooded her place of work. Needless to say, she's had several unexpected expenses lately.
    In the developed world, both of these hurdles would've been easier through an insurance policy. Sadly, the lack of a safety net to help in case of disease or disaster, plus the lack of an adequate state of public welfare can make the consequences of an event of these characteristics much longer to overcome than they should ever be.
    We will keep you updated as we know more. We hope Keziah and her family are back on their feet soon.

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  • Elisabet    Jan 3, 2013

    I hope you will be fully funded. I would appriciate if you will keep us informed of your progress in business. Good luck!
    Elisabet

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