Zidisha |

Titus

Nyakinyua-kiptagwanyi, Kenya

92% repaid

Follow Titus

How it Works

Entrepreneur

Name

Titus

Member since

August 2012

On-time repayments

24 installments • 46%

About Me

am married with 4 children who are all schooling in the school nearby.i live in yankinyua village where i have a home and my family live .nyakinyua is about 500mtr from kiptagwanyi centre. i live in shamba . plot no 827/ kiambongo.and in this shamba is where i rear a milk cattle and i milk about 30 litre of milk and i sold it to the company called brookside and thy pay me in monthly.this business is profitable in this area

My Business

my business entail in milk. i got two cow which i milk about 30 litre morning and evening.thius business help me alot and make my mind clearer when i am in this business, my children depend on this business to go to school like know i have 1 in secondary school the fist thing after receiving the money i pay the school the lest i bought cattle food and the lest i save for the future and because i have an account in a local bank i kept them there. the challenges I have is luck of enough finance to buy more cow so that the profit can came up but I try my best. high price of commodity and high price of cattle like when there is drought

Loan Proposal

dear lenders,thank you lenders and zidisha for this second opportunity to apply another loan. in this second loan, i want to build a shed for my cow to rest at knight at this time,the rain is very heavy in this area and i discover that production of milk have became low because of cold that is caused by rain.i will buy iron sheet and building post that will cost me 35,000, the lest i will buy feeds.thanks

Feedback

Positive

Neutral

None

Negative

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Dec 3, 2013

Repayment status

Late

Projected term

11 months

Other loans

Sep 2012: $500

Lenders

mikedufty

Perth, Australia

torelizer

Reggio Emilia, Italy

Philippe

Adliswil, Switzerland

Moon, United States

Bavaria, Germany

Rome, Italy

Falun, Sweden

Inden, Switzerland

Salisbury, United Kingdom

Ingela

Falun, Sweden

camilberlin

Berlin, Germany

Bobrm2k3

Charleston, United States

Edmonton, Canada

Italy

United States

Hayward, United States

dmirpuri

Bangkok, Thailand

cranejoad

cazenovia, United States

Ask Titus a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

Titus Nov 10, 2014

hi lenders,i have decided to complete my loan before the date as you understand, money cant stay in the pocket without other uses and also i have decided to quit employment and be self-employer,the question is i my qualified to get another loan? because many people here complete the loan and don't get another,like my Friend ,anthony kihika ? who is very confused not knowing what to do, please reply through my mobile phone for the quicker access.thanks all

Log in to reply • Share
Edwin Apr 11, 2014

Hi Lenders, I call Titus Njoroge and he is sorry that he is late with his payments. He says his employer has not paid him for 3 months. He promises to start repaying as soon as he is paid and asks lenders to be patient with him.

Log in to reply • Share
- camilberlin Apr 14, 2014
  
  No wages for three month, that is tough. I would be in trouble with paying my bills in that case, too.
  Mr. Mogere: thanks for letting us know how he does and I hope he gets paid for his work soon. Until then I fully understand that no payments come in, no problem. The bigger problem is on Mr. Njoroges side ... I hope you have enough money to take care of your family, that is the first priority!
  
  Log in to reply • Share
  - Edwin Apr 18, 2014
    
    On behalf of Mr Njoroge thanks Mr Camilberlin for understnding.
    
    Log in to reply • Share
camilberlin Mar 24, 2014

Hello Titus!

How are you doing? Have you been able to build a shed for your cows, and did this help them?

Best wishes for good health and everything to you and your family!

Log in to reply • Share
Titus Nov 30, 2013

thnk you lender for contributing toward my loan,i am very happy indeed,may GOD bless you all

Log in to reply • Share
Elinor Sep 16, 2013

Hello Titus!

How are things going for you with the cows? I hope all is well!

Log in to reply • Share
Titus Nov 20, 2012

dear zidisha this is. not my intesion to reschedule. my loan but. because. of circumstances. that force. me to for it.my. son was arrested. being. having misunderstandinding with a neighbour. and he was charged in a court. of law. and I was supposed. to pay for her freedom so the money which I was preparing. to start. to repay was used.

Log in to reply • Share
- Hope2012 Nov 21, 2012
  
  No problem ;)
  
  Log in to reply • Share
Titus Sep 13, 2012

thank you all lenders who paticipate in my loan bid. i accept the loan in good faith and wishing you all best in your work. it is know my part to use and repay . i will do my best so that the loan can upgrade my live to even better. i will make sure that i will update you in my progress. thank you all and GOD bless you.

Log in to reply • Share
Titus Sep 13, 2012

hello Elinor for your comment i i hope your doing well there in the dairy farming,here in kenya Ayrshire also do better because of having more milk and i want to add one and gersey. so best wish to you also ,thank you

Log in to reply • Share
Elinor Sep 12, 2012

Your cows look great, Titus! I am also a dairy farmer here in the US, with Ayrshries. I wish you the best of luck your new cow!

Log in to reply • Share
Titus Sep 7, 2012

hello lender i am thankful to all who has participated in my loan bid and i hope other will come forward for my bid. secondly i am going on with my work hoping and waiting the lenders to fully fund my loan so that i can look for a grade cow for more milk and i hope it will be as lenders wish

Log in to reply • Share