Name
Joseph
Member since
March 2013
On-time repayments
133 installments • 99%
am a graduate and completed my degree course in bachelor of agriculture in the year 2009 and after long search for a white collar job without success l opted to start an agro-vet business in my home area.this is because the area is agriculture based and most of the residents are farmers. l do re invest most of the earnings to the business and do support my siblings in paying for their school fees.the business has grown very fast and am hoping to open a branch in molo market since its also agriculture based.
The business is very viable and mostly because of the high demand of the products.Njoro is agricultural based area and the residents do farm fresh produce,wheat, maize and beans and do livestock keeping hence the reason for the demand.l normally make ks 45,000 as net profit this is due to high turnover of the sales and to the fact that my prices for the products are very competitive.although there is a lot of competition l have loyal customers whom l not only do business with them but take time to advice them on the farming and products since l have the knowledge on agricultural. l also participate on field day organized by the ministry of the agriculture to educate the farmers on modern farming methods and this is how l give back to the community.if advanced with the loan l will be able to add more stock hence meeting the demands of the customers and empowering more farmers with the agricultural knowledge.
dear my lenders, am so thankful to give me this chance to apply for my second loan. with this second loan, am going to add more stock in my business, since the first loan helped me in boosting my business. i hope to continue in buying new commodities which is lacking in my business. the demand of goods are in a very high rate than supply.in this case the money will help me in stocking my business.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$386.00
Date disbursed
Oct 2, 2013
Repayment status
On Time
Projected term
22 months
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Amount repaid
$485.04
Amount remaining
$0.00
Date repaid
Nov 6, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 19, 2013 | $22.05 | Nov 16, 2013 | $22.05 |
Dec 19, 2013 | $22.05 | Nov 16, 2013 | $0.31 |
Nov 27, 2013 | $21.74 | ||
Jan 19, 2014 | $22.05 | Nov 27, 2013 | $13.55 |
Jan 17, 2014 | $8.49 | ||
Feb 19, 2014 | $22.05 | Jan 17, 2014 | $15.04 |
Feb 16, 2014 | $7.01 | ||
Mar 20, 2014 | $22.05 | Feb 16, 2014 | $4.75 |
Feb 18, 2014 | $11.76 | ||
Feb 28, 2014 | $5.53 | ||
Apr 20, 2014 | $22.05 | Mar 15, 2014 | $22.05 |
May 20, 2014 | $22.05 | Mar 15, 2014 | $22.04 |
May 11, 2014 | $0.01 | ||
Jun 20, 2014 | $22.05 | May 11, 2014 | $22.04 |
Jun 1, 2014 | $0.01 | ||
Jul 20, 2014 | $22.05 | Jun 1, 2014 | $22.04 |
Jul 5, 2014 | $0.01 | ||
Aug 20, 2014 | $22.05 | Jul 5, 2014 | $22.05 |
Sep 20, 2014 | $22.05 | Jul 5, 2014 | $22.04 |
Sep 4, 2014 | $0.01 | ||
Oct 20, 2014 | $22.05 | Sep 4, 2014 | $22.04 |
Sep 13, 2014 | $0.01 | ||
Nov 19, 2014 | $22.05 | Sep 13, 2014 | $22.02 |
Sep 21, 2014 | $0.02 | ||
Dec 19, 2014 | $22.05 | Sep 21, 2014 | $22.02 |
Sep 25, 2014 | $0.02 | ||
Jan 19, 2015 | $22.05 | Sep 25, 2014 | $22.02 |
Sep 29, 2014 | $0.02 | ||
Feb 19, 2015 | $22.05 | Sep 29, 2014 | $22.02 |
Oct 5, 2014 | $0.02 | ||
Mar 20, 2015 | $22.05 | Oct 5, 2014 | $22.02 |
Oct 7, 2014 | $0.02 | ||
Apr 20, 2015 | $22.05 | Oct 7, 2014 | $22.05 |
May 20, 2015 | $22.05 | Oct 7, 2014 | $22.02 |
Oct 19, 2014 | $0.02 | ||
Jun 20, 2015 | $22.05 | Oct 19, 2014 | $22.02 |
Nov 6, 2014 | $0.02 | ||
Jul 20, 2015 | $22.05 | Nov 6, 2014 | $22.02 |
Nov 7, 2014 | $0.02 | ||
Aug 20, 2015 | $22.05 | Nov 7, 2014 | $22.02 |
JimVandegriff Jan 27, 2018
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