Herman

Karunga Nakuru, Kenya

38% repaid

Entrepreneur

Name

Herman

Member since

July 2013

On-time repayments

7 installments  •  0%

About Me

I changed my job am now operating Three in one business

My Business

I am a photographer, I take photographs in occasions like weddings, funeral and other local functions held in our area and also far from our home provided I am invited. I do enjoy my business very much. I get about 20,000 per month from this business which I use some to pay school fees for my siblings and use the remaining for my upkeep and the business continuity. I would like to upgrade my business by having a premises where I could be able to station myself even if I would be going outside the job.

Loan Proposal

thanks to All Zidisha staffs 4 de good work you are doing and building our word and improving our life and Bussiness... May our All Mighty God Bless you in either way of your lifes

Show original English  

About Me

My name is Herman Muraya Gicheru, born in the year 1993 I went to St. John Primary School then to St. John Secondary School. After secondary I joined my parents in their farming business then after sometime I started a small business of taking photographs.
I come from Karunga shopping centre from Nakuru/Nyahururu road as you reach a Centre called Maili Saba you branch to your right take a rough road go past St. John Secondary School then from there to Karunga Center. From the centre ask for the chief’s camp just around there is our home Muraya’s home.

My Business

I am a photographer, I take photographs in occasions like weddings, funeral and other local functions held in our area and also far from our home provided I am invited. I do enjoy my business very much. I get about 20,000 per month from this business which I use some to pay school fees for my siblings and use the remaining for my upkeep and the business continuity. I would like to upgrade my business by having a premises where I could be able to station myself even if I would be going outside the job.

Loan Proposal

dear zidisha lenders and zidisha team am am very grateful to you for your good work you are doing with the organization. depending on my savings and the loan i will be give i will open my own studio where i will be printing photos and give to customers instant passport n photos. I will also buy another camera which i will leave it at the studio and go to field with the one i have now.

Feedback

None

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Nov 15, 2013

Repayment status

Late

Projected term

8 months

Lenders

W

Walter

Victoria BC, Canada

Kysera

Crawfordsville, United States

P

Pengetilafrika

Mårslet, Denmark

S

Southern

Oberursel, Germany, Germany

T

tracilee

Wellington, New Zealand

Sarasota

Sarasota, Fl, United States

J

JulCam

Montreal, Canada

Ask Herman a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Herman    Aug 23, 2018

    Hello Zidisha. I miss you people. It have been wrong time my Business is not working well. Am working heard to grow up My Business. As well I make it I will let you know. I relocate from Nakuru now am at Eldoret. Thank You all

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  • Herman    Aug 15, 2018

    Heloo ... I apologise for the delay for the loan And i still remember and i will pay.. Sorry for the time av take to pay . Thank You.

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  • JulCam    Feb 15, 2016

    Welcome back Herman, I'm glad your decoration work is going well!

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    • Herman    Feb 15, 2016

      Thank you JulCam. Am also gland to be in Bussiness again.

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    • Herman    Aug 23, 2018

      Hi JulCam. I miss you more, keep praying for me. Am not doing well Financially. Am now in Eldoret. Am still working on my dream until it come true. thank You.

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  • Herman    Feb 15, 2016

    Hello Zidisha lenders and The Organization. Am much Happy for you people because you have a Kidness heart. May you prospere to your Goals.
    Ejoy your time.

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  • Herman    Feb 13, 2016

    I can Now make any kind of Decoration and I would like to have Your Business Number to pay loan and i would like to rechedule.

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  • Herman    Feb 13, 2016

    Hello Zidisha. am Happy for you people for That time you have been Patience for my Loan. Am gland am now back in Business. I was not in Business for long time after Facing more difficulties in Business due to Technology where peope use smart phone taking photos do my Camera become useless. I decide to go to College and change corse.
    I went to Rift Vally Institute and i did my Corse am now proffetion in Decorating. I will use My first Sarally to pay loan. Thank you in Advance for you Patience.

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  • Herman    Aug 22, 2014

    Hello Zidisha leaders , Am Experiencing some difficulties in my life my Bussiness is almost to be zero am working to rais it in evry way I hope for the best. thank you for your patience

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  • Herman    Jul 21, 2014

    As my account had a bug for last Seven months. I used the mony to to start another Business. . I will start paying next month. Sorry lenders for that

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  • Herman    Jul 15, 2014

    Bconrad Thank you so much. I have been wordering what Happens to my account. Thank once again I will now pay repay my loan. which I will start next month this is because I used alot starting another Business of which I'll have to complete next week.

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  • Herman    Jun 11, 2014

    Zidisha Team. .what happens to my Account? I bow have no communication from you. my Email are not replied after sending them wrong time..

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    • bconrad    Jul 14, 2014

      Dear Herman,

      I apologize for missing your comment until now! Your account is now fixed, and your payments should appear correctly.

      Thank you,
      Bayle, Country Liaison Manager

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  • Herman    May 16, 2014

    Am fine david am good and my Businessis well doing thank you

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  • David    May 16, 2014

    Hello herman How is your loan doing?

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  • Herman    Jan 3, 2014

    Hae Zidisha Staffs and lenders Due to my Profit of December i have managed to pay the School fees of my Sisters this Term. As it will end April i want to take dis 2 months to pay my loan because am not paying Fees. So that next term when i will be paying school fees i will do it with no problem if i pay my loan in next two months... thanx alot

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  • Herman    Nov 22, 2013

    Hello Zidisha staffs. I am gland to thank you for your loan that you. I reciveved my loan and i combine with my savings and I bought a digital camera which I have been using where I have exprience a big change in my income which have raise my profit. Especially in this seasons of month December and January there will be many occasion which will raise our jobs as photographers. With that I will be able to repay my loan quickly. Thnx.

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  • Herman    Nov 8, 2013

    thank you zidisha team for the loan but it seems that it has taken a bite long
    before it has been delivered in my phone. thank you.

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    • bconrad    Nov 12, 2013

      Dear Herman, thank you for the message. Were you able to make the profile changes we had asked you for? Please email us at [email protected] if you are having difficulties doing so, or have questions regarding this. Thank you!

      Bayle, Zidisha Team

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  • Herman    Nov 5, 2013

    Its Somthing strange to Me My loan is 100% paid and yet so far i have paid only ksh 3000 can you tell me what is going on.. thank you.

    Translated by     Show original

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