Erick

Thika, Kenya

6% repaid

Follow Erick How it Works

Entrepreneur

Name

Erick

Member since

January 2014

On-time repayments

103 installments  •  4%

About Me

I live in Kahawa Wendani just behind Nakumatt Supermaket Wendani Branch.House number 8, plot number 7 which is just a few metres away from the Nairobi - Thika Superhighway.
I am the first born in a family of two.
I am a Mechanical Engineer (Automotive) based in Kahawa Wendani.
I started my business after clearing my studies in 2012 from Thika Technical Training Institute.
My garage, Shanky Auto garage, came to being in January 2013 as a specialist in Toyota but now, a year later, I also deal with Subaru and Nissan brands.

My Business

Shanky Auto garage, came to being in January 2013 as a specialist in Toyota but now, a year later, I also deal with Subaru and Nissan brands.
There is demand for my services since with the team of young energetic mechanics, we have come up with a specialized way to cater to our customers needs.
Despite the competition, we have managed to remain on top due to the fact we don't overcharge our customers and also make sure that we offer personalized services.
Also, we are experts in what we do.
The business however faces some risks, for instance hike in spare parts prices, and at times the unavailabity of the spare parts can really cost us but we try all we can to ensure our customers never leave our premises unsatisfied.
In a good month, after paying my two employees, I manage to get Ksh.15,000 on the lower side.

Loan Proposal

Dear Zidisha Lenders,
I will use the loan granted by you in the following criteria:
Ksh. 13,000 will be used to add stock, that is, in form of spare parts. This will be the minor spare parts like tail lights, bulbs and wires. This are the minor things that make my business do well even in God forbid, difficult times.
Ksh. 10,000, will be used to purchase the underpath vehicle ladder. This will go a long way to enable us service vehicles with ease as we will not have to lift the vehicles up with a jack, but instead a driver will just drive the vehicle over.
Please fund my proposal.
Thanks in advance.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Jan 16, 2014

Repayment status

Late

Projected term

24 months

Lenders

investor

Candiac, Canada

P

Philippe

Adliswil, Switzerland

Silver

Steiermark, Austria

A

anonymus

Moon, United States

T

ToddK

Indianapolis, IN, USA, United States

MakeSense

-, St. Kitts and Nevis

H

hwwijono

Jakarta, Indonesia

E

Elisa

Espoo, Finland

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

MicroFinancier

New York, United States

LadyPhi

Ontario, Canada

skullyjo

Winnipeg, Canada

Sverre

Bergen, Norway

joaoferraz

RINCHOA, Portugal

A

ask21900

Cedar Rapids, United States

Sarasota

Sarasota, Fl, United States

C

CZC

Lake Zurich, United States

Ask Erick a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • E

    Elisa    Jun 17, 2015

    Dear Erick,

    Could you please share what's happening with your business and let us know your repayment schedule!

    Log in to reply • Share

  • Paul    Dec 3, 2014

    Dear Lenders,
    Erick will post some repayment during the weekend. I will meet up with him on Saturday, and immediately he repays, I will let you know.

    Regards,
    Paul

    Log in to reply • Share
  • B

    Bavarian    Nov 11, 2014

    Dear Erick, have you been able to find an MPESA agent by now? Please resume your payments!

    Log in to reply • Share

  • Jean    Sep 21, 2014

    Please anyone talk with Eric Njoroge Waithaka to start repayments.


    WENDPANGA

    Log in to reply • Share

  • Paul    Aug 29, 2014

    Dear Lenders,
    I called Erick today who had gone out to Garissa for a contract and is scheduled to return back to Kahawa in mid September, which is two to three weeks from now. He says work is tight and Garissa being a remote area and more so rather insecure, it's hard to find an Mpesa anytime he is leaving to and from work.
    He said when he comes back, he will offset the outstanding balance and resume his normal repayment.
    I will keep you updated in the course of the stipulated time he has given.
    Thanks.

    Paul

    Log in to reply • Share

  • Sverre    Apr 13, 2014

    Why dont you repay on time?
    Repayments due as of Apr 13, 2014: USD 22

    Log in to reply • Share

  • Erick    Mar 28, 2014

    Dear Lenders,
    I have sent repayments.
    Thanks

    Log in to reply • Share

  • Paul    Mar 20, 2014

    Dear Lenders,
    Dear Lenders,
    Mr. Erick has just made another payment. Lets wait for Zidisha to update the profile.
    I have the transaction message and I can confirm indeed he has repaid, as I was with him as he sent the repayment.
    Thanks.

    Log in to reply • Share

  • Paul    Mar 20, 2014

    Dear Lenders,
    Dear Lenders,
    Mr. Erick has just made another payment. Lets wait for Zidisha to update the profile.
    I have the transaction message and I can confirm indeed he has repaid, as I was with him as he sent the repayment.
    Thanks.

    Log in to reply • Share
  • C

    CZC    Mar 15, 2014

    Mr. Waithaka,

    I am becoming very concerned because you have not made any repayments for 6 weeks (you are now $20 in arrears), you have not responded to a previous comment of mine, nor have you rescheduled your loan.

    Please update us ASAP.

    Cris

    Log in to reply • Share
  • C

    CZC    Feb 23, 2014

    Mr. Waithaka,


    How is everything? Could you give us an update on how your business is doing? I also noticed that you have fallen behind on your repayments. Would rescheduling your loan help you out?


    Thanks,
    Cris

    Log in to reply • Share

  • Erick    Jan 28, 2014

    Dear Lenders,
    I have commenced with my repayment waiting for Zidisha to update the website.
    I bought spares which include tail lights, bulbs, connecting wires and some rubbber bushes.
    Already I have began installing some on our customers vehicles which required them.
    Thank you for your valid assistance

    Log in to reply • Share

  • Erick    Jan 16, 2014

    Dear Lenders,
    I am really humbled by your assistance
    Thank you.
    I will keep you updated

    Erick

    Log in to reply • Share

  • Erick    Jan 16, 2014

    Dear Lenders,
    I really appreciate your assistance so far. I hope that I will soon be fully funded as already business is on the rise and today we have had to repair two vehicles by purchasing some spares from our neighboring shop.
    I have faith in my business and I trust that you will find favour to fund my request.
    I will by tomorrow have added my verification details to make my loan application more legit and serious.
    Thanks so far for the assistance.

    Log in to reply • Share

  • tash90    Jan 15, 2014

    Very promising. I will vouch for you to get fully funded

    Log in to reply • Share

  • Paul    Jan 10, 2014

    Dear Lenders,
    Mr . Erick Njoroge Waithaka is a hard working, young, energetic Kenyan citizen. He is my personal friend and neighbour at Kahawa Wendani.
    I invited him to Zidisha and explained to him well beyond doubt how it works since I wanted to see him grow in his business.
    Please accept his loan proposal with no fear. I will take personal responsibility for repayment of his loan ensuring he doesn't fail, and reminding him on the due date of repayment, just like I have done with my previous loan mentees.

    Thank you in advance.

    Log in to reply • Share

  • Erick    Jan 9, 2014

    Dear Lenders,
    I am humbled by being accepted in Zidisha courtesy of my friend and colleague Mr. Paul Kamande.
    I hope that you will find favour to fund my proposal.
    I will honour and keep my word.
    Thanks.

    Log in to reply • Share


Loading...

Loading...

Loading...

Explore

Act

Connect

Account

© 2009 - 2024 Zidisha, Inc.   •   Terms and Privacy   •   Contact