Donating sunscreen lotion to albinos in my area

Joseph

Nairobi, Kenya

Funds disbursed

$0 to go

100% funded of $49 goal

0

days left

Entrepreneur

Name

Joseph

Member since

March 2014

On-time repayments

33 installments  •  15%

About Me

i was baptized Joseph ndugu by my parents whom i love very much,i come from a christian family.my family lives in upcountry Nyeri while i reside in the capital city Nairobi where i conduct my businesses as well as pursuing my education.i chose to pursue business since i believe i am a creative person hence innovation is part of me when i heard of zidisha, in saw this as a great opportunity for me and other aspiring business persons to grow their business even further and make immense profits hence i thought of becoming a member

My Business

my business is in the cosmetics industry i purchase cosmetics at a wholesale price from industries and later sell them to kiosk owners small supermarkets and individuals at a profit.i saw thios industry had been hitherto untaaped in our home area.the products i choose to sell are on high demand especially from salons in my area,the cheapest cosmetic goes for 5dollars while the most expensive could retail;l at 100dollars depending on the quality and brand.on a good week i could sell well above 200pices and in a good month i may earn500 dollars in profits.i currently do not own a shop but take my products directly to my customers and this is a bigger challenge in its own right since most customers dont have an idea where to locate me and choose which products they are willing to buy

Loan Proposal

I would wish to use the loan to donate sunscreen lotion to albinos in my community.people in my area have been very supportive of my business and i hence want to reciprocate and give back to them.i noticed three albinos who were in need of sunscreen but they can not afford them.People with albinism require regular application of sunscreen or else they risk getting skin cancer .since i deal in cosmetics I plan to donate neutrogena lotion to them so that they can lead a normal life.this initiative shall also have a great impact on my business since my community will see that i am out to make a difference hence they will purchase from my shop.Albinos
are also part of our community and they deserve to lead a normal life just like all of us.I urge dear lenders to support this initiative and help make this world a better place through supporting the needy.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$49.00

Date disbursed

Jul 28, 2014

Repayment status

Late

Projected term

3 months

Other loans

Lenders

C

CarrotTop

Bangor, United States

H

howard

Vence, France

T

thebonseung

Republic of Korea

CMK71

San Francisco, United States

P

Prometheus

Duisburg, Germany

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  • John    Jan 7, 2015

    JOSEPH IS STILL OFFLINE BUT I WILL KEEP TRYING TO REACH HIM AND LET YOU ALL KNOW
    JOHN

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  • CMK71    Sep 28, 2014

    Joseph, why have you made no repayments on this loan? Seven weeks with no payment and no explanation is very disappointing.
    Christy

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  • Joseph    Aug 12, 2014

    i would wish to make a reschedule to my loan since i had a slight delay on payments from my clients,thus i have not been able to raise funds to pay bills for the last month.however my clients have reassured me that they shall;l make repayments this coming week hence i shall be in a position to start repaying the loan in the beginning of this week.my business has see tremendous growth since i got the loan from zidisha and i would like to extend my gratitude to all lenders who donated towards my business

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  • Joseph    Jul 26, 2014

    thank you dear lenders for you support.albinos deserve a chance,lets make a difference and improve quality of life

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  • Joseph    Jul 25, 2014

    thank you CMK71,thebonseung ,.CarrotTop,your support is highly appreciated.i believe business is not only aimed at personal growth but also to make a change in the society

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  • Joseph    Jul 23, 2014

    i just ordered for new consignments and i am hopeful it will come very soon

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  • Joseph    Jul 23, 2014

    dear lenders,my business has been doing really great.i have expanded greatly and my community has been really supportive,i would wish to give back to the community as a way of appreciating their support

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  • Joseph    Jul 22, 2014

    hallo dear lenders,i have made final payments of my loan today.it should reflect on my loan page soon.thank you all for your support.

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  • Joseph    Jul 15, 2014

    i would wish to thank all lenders for their patience during this period i was in hospital.i promise to work hard and build my business

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  • Joseph    Jul 15, 2014

    hallo dear lenders i was able to make good sales today and i would wish to confirm that i am now fully back in business.i should complete the loan in two weeks time

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  • Joseph    Jul 15, 2014

    i wish to reschedule my loan.I had an accident that got me hospitalized for three months.however i am now back on shape and my business has started realizing profits i would hence wish to clear the loan as soon as possible.i wish to apologize for the inconveniences this has caused to all lenders and the entire zidisha community

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  • Joseph    Jul 15, 2014

    hallo dear lenders today i made my first payment.i am now back in good health and opened my business.thank you for understanding

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  • Joseph    Jul 12, 2014

    i wish to apologise to all lenders for the delay. i have been admitted in hospital for two months for surgery to remove bullets in my thigh and head.we were attacked and my wife was raped and killed.i am however back on my feet and promise to complete payment on the 23rd of this month.thank you

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  • John    Jul 7, 2014

    am unable to reach Joseph Ndugu as he is offline will try again and get back for updates later

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  • Joseph    May 22, 2014

    i wish to apologies for the delay in payment,i have resumed my business after being away for that long.i promise to commence payment as soon as next week.thanks for understanding

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  • Joseph    May 12, 2014

    hallo dear lenders,we finally buried my brother.and cleared all the medical bills,i promise to resume payment next week thanks for your understanding

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  • Joseph    May 4, 2014

    hallo dear lenders i have made a payment of 280 but it has not reflected on my page

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  • Joseph    Apr 25, 2014

    my apologies to my volunteer mentor john macharia for being offline.my family and i are currently making burial prepariations for my brother as we are yet to clear some medical bills

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  • Joseph    Apr 25, 2014

    i wish to reschedule my loan due to an abrupt loss of my brother to colon cancer,i promise to clear the loan on due time.i wish to apologize for any inconvenience caused by this predicament.i wish to extend my apologies to all zidisha lenders and the entire zidisha community.otherwise my business is in stable condition however i have not been available to attend to it since i have been engaged with burial preparations.thank you for your patience and understanding

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  • Joseph    Apr 25, 2014

    hallo am sorry dear lenders and all zidisha members.i lost my brother two days ago after a battle with colon cancer.my community leader is currently in Australia for a business trip i promise to resume paying in a weeks time

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