Restocking cybercafe business

John Macharia

Gilgil, Kenya

2% repaid

Entrepreneur

Name

John Macharia

Location

Gilgil, Kenya

On-time repayments

340 weekly installments  •  26%

About Me

Am a young man principled and always eager to succeed in life.I reside in Gilgil town. My business involve computer services (cybercafe) I started this business after my college education in order to cater for my expenses and to utilize my education fully in real life situation.the other reason as to why I started this business is after tarmacking for so looking for a job but unfortunately or fortunately I did not manage to get one long time am able to many things using the money i get from this business including paying my bills.I have also managed to buy myself a plot of land which I tend to start building soon.

My Business

My business comprise of cyber cafe.the services that I do offer to my client involve internet services,typesetting, photocopy,programming filing returns and many other computer and internet related services.The demand for this service is very high due to change in technology of modern days so the circumstance force people to use the service.My client prefer my business because of the availability and reliable services hat I do offer to them.Customer Satisfaction is my motto.The business is very profitable to me as it does everything I need .The only risk that my business encounter is power.you may find at times power goes off and later flash and destroy the computers.But regardless and despite all those challenges I love my business and I do it passionately.

Loan Proposal

I want to use this loan to finance and restock my business by adding all computer accessories printing materials laptops ,desktops and also I want to start distributing internet to all parts of Gilgil town as I have a reliable service provider. I am quite sure that will boast my business Even further as the popularity of the Internet continues to grow at an exponential rate, easy and affordable access is quickly becoming a necessity of life. Internet provides communities with the ability to access the Internet, enjoy all online stuff, and share Internet experiences in a comfortable environment. People of all ages and backgrounds will come to enjoy the unique, upscale, educational, and innovative environment that I provide.I have ready stared distributing it to hotels,major shops in town ,institution and am very sure with your support I will be able to meet my set goals and objectives.
Lenders I request you fund my proposal .
Thank you .

Feedback

24

None

1

  • yoyo    May 1, 2017

    No payments. No explanations.

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  • Mike and Jacqui    Sep 12, 2015

    Paid off ahead of schedule. Well done.

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  • camilberlin    Sep 6, 2015

    Paid back steadily and finished repaying the loan early (but not unreasonably early), aside from his duties as a volunteer member. Highly recommended! I am happy to get the opportunity to lend again, and just did so now.

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  • MindMuse    Sep 1, 2015

    Almost done paying off a large loan very early. Hope to hear how this one worked for you, John. Always a pleasure funding your efforts.

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  • RochelleSpencer    Jul 2, 2015

    He is repaying the loan early. I support John and will loan to him again.

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  • Hope2012    Mar 3, 2015

    All good, an honest man who repaid in full and kept good communications. Deserves to succeed.

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  • camilberlin    Mar 1, 2015

    Repaid steadily and was always able to catch up when falling a bit behind - much better than the "73% on time repayments" suggest.
    I would lend again. (In fact I just did.)

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  • McDermotts    Feb 25, 2015

    Outstanding! A true gem on Zidisha. Thank you John.

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  • MichaelOsburg    Sep 12, 2014

    Full repayment, with a steady flow of smaller repayments and information when needed.

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  • guenter    Jun 8, 2014

    Finally payed back 100%. Not always on schedule, but he kept us always informed. If he is in need of another loan, I'll support him

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    • John Macharia    Jun 23, 2014

      HI guenter .I always appreciate your generous support towards me.thank you very very much .i will never fail you

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  • NedRyerson    Jun 7, 2014

    John is a very impressive young man. I would definitely lend to him again.

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    • John Macharia    Jun 23, 2014

      Thank you very much Nedryerson for your continued support. MAY YOU BE BLESSED

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  • Mårten    Jun 6, 2014

    John always comes through AOK - 3rd loan for me, and here's hoping for his continued success (or maybe ours, if he needs another loan?)

    Thank you !

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    • John Macharia    Jun 23, 2014

      Morten ,i Don't know how exactly i should thank you ,you have been with me since the start to date and days comes i know you will continue supporting me .thank you very much .i will never fail you .that's a promise

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  • Hedwich    Jun 6, 2014

    Loan was repaid in full. Final repayment was made on schedule. During the repayment period, not always on schedule, but kept us updated and kept make small repayments.

    Thank you!

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    • John Macharia    Jun 23, 2014

      Hedwich i take this moment to say a word of thanks or your continued support .i will always be a honest borrower to you.
      cheers!

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  • Krtecek    Feb 8, 2014

    A pleasure! :)

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    • John Macharia    Jun 23, 2014

      hi Krtecek i appreciate your support and patient .will never fail you .thank you very much for your help
      regards
      john

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  • Withnail    Jan 11, 2014

    I enjoyed reading your updates, John. It was a pleasure to be able to lend to you.

    Best of luck for the future of your business.

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  • MillerClark    Dec 19, 2013

    Repaid early, thanks. Many updates on progress. Mr Macharia is a hard working Volunteer Mentor as well as a very reliable borrower - an outstanding Zidisha member. Best wishes for the continued success of your business.

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  • Brian    Dec 19, 2013

    A great performance on this loan - paid back in full, 6 months early! John, I really appreciate your frequent comments on how your business is doing, and the hard work that you do as a volunteer mentor. I hope your business continues to prosper. And Merry Christmas!

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  • Austrian    Jul 9, 2013

    The best of my investments!

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  • Sundstroms    Jun 23, 2013

    We love his updates! Very fast repayment. We really want to lend him again if he needs!

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  • korben    Jun 20, 2013

    With many news about him and his business John made the experience human and cheerfull!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,872.73

Date disbursed

Jul 3, 2019

Repayment status

Late

Projected term

30 months

Cost to entrepreneur

Service fee: 5% of $1,872.73 = $84.19

Credit risk payment: $336.75

Lenders

T

Tmann

Los Angeles, United States

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

E

Errol

Bradenton, FL, United States

M

marvin24

Giessen, Germany

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

EricDWalters

Rochester, Mn, Usa, United States

B

BRWorthington

San Francisco, United States

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

M

MiguelGago

Guimarães, Portugal

M

MarkAndMary

Seattle, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

O

okane

Espoo, Finland

D

Davieboy

Melbourne, Australia

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

lorrymac

Killough, United Kingdom

Charmonica

London, United Kingdom

J

JeanSmith

Mercer County, United States

P

ploeger

Perkasie, United States

S

soren

Göteborg, Sweden

J

jonase

Boise, United States

ErikN

Stockholm, Sweden

traciyoshiyama

Honolulu, United States

F

Fiodal

Helsinki, Finland

T

Tszach

Tucson, United States

T

traderjohn

Baltimore, United States

F

FHult

Stockholm, Sweden

L

ldron7

Utah, United States

Martin

Manama, Bahrain

W

Walekkelson

Brisbane, Australia

A

anonymus

Moon, United States

Pere

Barcelona, Spain

AF

a f

washington, United States

johnandmoliehi

Canton, New York, United States

E

evanglend

Arlington, United States

dsmart978

Bondurant, United States

J

JakeA

Wellington, New Zealand

rodcul

Altea, Spain

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

andreas

St. Georgen / Gusen, Austria

L

Lemon

Switzerland, Switzerland

kuebel

Vienna, Austria

A

AlexCheng

Seattle, United States

T

Timotte

WOLLONGONG, Australia

D

Darish

Clarksville, United States

A

Alicee

Munich, Germany

L

lujabe

Melbourne, Australia

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

P

paixful

Coalhurst, Canada

G D Export

Kolkata, India

C

cflint

Springville, United States

S

Skaynopoyos

Post Falls, United States

B

Bavarian

Bavaria, Germany

HE

help each other

Glasgow, United Kingdom

F

fisaire

Ithaca, United States

T

tonilends

catalonia is not:, Spain

Laurie

Sry, Canada

Sundstroms

Falun, Sweden

M

mrmrsw

Bournemouth, United Kingdom

rasmus

Bern, Switzerland

J

JandC

Watsonville, United States

SeeMeeFi

Ontario, Canada

K

kaf121

Lynnfield, United States

R

RichardH

Manchester, United Kingdom

J

Jeb33red

Bourne end, United Kingdom

D

duckdork

De Forest, United States

T

tomdeneire

Eke, Belgium

Erica

Caledon, Canada

B

blue0green717

St-Lucien, Canada

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

J

jzidi

Los Angeles, United States

C

cfaul

Seattle, United States

C

Colesmiths

Sevenoaks, United Kingdom

B

bugsheep

Houston, United States

lorello

Vicopisano, Italy

AdvancingCompassion

San Diego, United States

S

SvenWaage

Stavanger, Norway

G

Goodwill

Oakland, United States

peanut

Halifax, Canada

mtnsailor

Harrisonburg, United States

MichelD

Bangkok, Thailand

ads68

Melbourne, Australia

N

NicolaG

Mantova, Italy

S

Scodeb123

Huntsville, United States

Christopher

Copenhagen, Denmark

MillerClark

London, United Kingdom

Bhayl

Stavanger, Norway

C

ctran

KY, United States

Student

Oulu, Finland

Y

Yevrahs

Dallas, Texas, United States

O

Oscart

Edmonton, Canada

P

Peksa

Espoo, Finland

Bruno

São Paulo, Brazil

J

jerryq

Redding, United States

Eduard

Dnepr, Ukraine

V

Valis

Singapore, Singapore

L

leeirel

Edmonton, Canada

basicus

Cairo, Egypt

L

laurashearin

Greensboro, United States

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

8

8chrono8

London, United Kingdom

JC

Jordi Cohen

New York, NY, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

K

kikusin

Shanghai, China

bycyt

Whitefish, United States

D

d3witt

Cheyenne, United States

Muslim

Riyadh, Saudi Arabia

C

cardiff

Falls Church, United States

M

Morgue

Brighton, United Kingdom

Cricketca

San Jose, United States

joaoferraz

RINCHOA, Portugal

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

M

miriamg

Toronto, Canada

indrayudha

Jakarta, Indonesia

C

Colmena

Chicago, United States

paulclinton

malaga, Spain

greensheep

Jakarta, Indonesia

Hedwich

Gorssel, Netherlands

W

WinWinNL

The Hague, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

B

Bokolo

Leeds, United Kingdom

Generaal

Antwerp, Belgium

F

Frenchie

Johannesburg, United Arab Emirates

U

urtica

Moscow, United States

gseletko

South Perth, Australia

JFais

Atlanta, United States

L

Leonora

TÄBY, Sweden

mojobob

Hayward, United States

R

run426

DeBary, United States

JOKer

Weisendorf, Germany

A

Alaska

Roscommon, United States

O

Ohio

Ohio, United States

Lambie

Perth, Australia

stever

Cape Coral, United States

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

tonnyschonewille

Maastricht, Netherlands

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

ShaneHeneghan

Galway, Ireland, Belgium

M

Mountainmanduy

San Jose, United States

M

mallika

Laguna Niguel, United States

lizandsteve

guelph, Canada

J

jinx83

Brisbane, Australia

DJBic

Clinton, United States

E

E

Marin county, United States

MrMichigander

Marquette, United States

L

Lennert

Alphen aan den Rijn, Netherlands

B

bwitt

Berkeley, United States

mikeice

Kohler, United States

R

ricka736

Wellington, New Zealand

P

Purplejeep

Moravia, United States

Evan Lamos

Brussels, Belgium

Scotts5320

New York, United States

I

Iamzwolf

Middletown, United States

L

lobotommy

OSLO, Norway

A

akshu71

Ottawa, Canada

G

GanSatya

United States

Walterlo

West Hollywood, United States

D

dcb1987

Chicago, United States

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

A

andrewpbrett

United States

O

oonbug

United States

G

GoughGirl

Washington, Dc, United States

Z

zvrk2014

Brookline, MA, United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

G

gbelote

United States

B

BlackMoss

United States

D

drorm

United States

cc5alive

Los Angeles, United States

L

lenders

United States

Bivouac

Hillsboro, United States

X

xavier

Toronto, Canada

T

tengbao

United States

S

spivurno

United States

M

meric

Australia

M

meiyiz

United States

BuckeyeBob

Ohio, United States

D

DandS

United States

M

Michi

Switzerland

J

jenda

Czech Republic

L

Lender59

United States

A

ATMiller

United States

Landerson

Edinburgh, United Kingdom

B

bugdaniel

Switzerland

bb4dogs

United States

joshuacollinson

Vienna, Austria

Insomnus

Cheltenham, United Kingdom

S

sarah4d2

Saint Louis, United States

smastermind

Jerusalem, Israel

J

jbhernan

United States

M

mjgoldsmith

United States

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

A

angelapeat01

United States

R

RonEddy

United States

TyWee

Manila, Philippines

T

tmarkus

Netherlands

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

V

vrothba1

United States

V

vbud

United States

D

DStateDDB

United States

W

wesbh89

United States

Laparo

Dusseldorf, Germany

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

A

Akowal

United States

J

jdelaporte

United States

Suman

Gold Coast, Australia

ThomasJosef

Berlin, Germany

Loungin

United States

K

Keith

Luxembourg

Mimobo

Schwäbisch Gmünd, Germany, Germany

Pascal Coyles

Ghent, Belgium

Bryan

Houston, United States

S

satheajay

United States

C

ColoradoSkier

Denver, United States

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

adrianz

United States

Y

Yanque

Madrid, Spain

E

Estebanito

United States

Andrew267

Birmingham, United Kingdom

J

JeremyR

United States

M

mbarbier

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

DF

Dennis Furr

United Kingdom

S

Sven

Netherlands

Matthias

Frankfurt Am Main, Germany

Tanya

Nelson, New Zealand

Joerg

Velen, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

S

Steve

United States

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

Paul

Crandon, United States

Regina

Charlotte, North Carolina, United States

PC

Patrick Clavette

Hartford, Wisconsin, United States

jtreyes

United States

H

Hakon

Drammen, Norway

PR

peter reibold

United States

SK

Stefan Kruell

Muenster, Germany

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

T

thedan33

Czech Republic

RM

Roxane Milot

Gatineau, Québec, Canada

Kevin

San Francisco, United States

GT

Gillian Tee

United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

Jennifer Weber

Canandaigua, Ny, United States

KL

Ket Lin

United States

MH

Matt Harris

United States

C

cota

United States

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

RM

Robert Mulley

United States

TH

tom hd

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

B

Brent

United States

Pedro R-C

Cambridge, United States

M

Margaret

United States

SG

Sharon G

Portland, United States

Brad Schilling

Bunbury, Australia

N

Nick

Greater London, United Kingdom

N

Nick

United States

E

eriklonnroth

United Kingdom

J

Jason

United States

wissam

Jeddah, Saudi Arabia

Rosario von Li

San Jose, Ca, United States

M

Mark

United States

Eugen Stamm

Zurich, Switzerland

Christopher Hey

Sudbury, Canada

T

Tucker

United States

Taylor

Memphis, United States

Cliff

United States

R

Ryan

United States

Elise E

United States

IH

Isaac Hileman

United States

OH

Orion H.

United States

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

D

Dermo

Dublin, Ireland

Philip Schueler

Newbridge, Ireland, Ireland

KE

Karen Epolito

Syracuse, NY, United States

V

Vidar

Oslo, Norway

P

Phips

Switzerland

I

isaac

United Kingdom

RC

Rudi Chen

United States

roark22

Geneva, Switzerland

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

M

Michael

United States

SA

Steve A

Newbury, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

BW

Betty Waweru

United States

A

Adam

United Kingdom

KirstenAlana

Los Angeles, United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

United States

A

AJ

United States

RT

Rob Torti

United States

RG

Ravi Gadad

United States

V

Vasil

Belarus

JA

Jan Andresen

Hamburg, Germany

Dirk

Penang, Malaysia

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

johannes

Taipei, Taiwan

James

London, United Kingdom

Ryan Keller

Hong Kong, Hong Kong

Peggy Evans Wise

Memphis, TN, United States

Lulu

Germany

F

Frank

United States

Martin Kraus

Traiskirchen, Austria

S

Suzannah

New York City, United States

H

Hans

Czech Republic

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

MO

Mark Owens

United States

R

Robert

Chicago, United States

RS

Rich Stein

United States

MF

Mike Frawley

United States

KJ

Kevin J Baird

Cleveland, OH, United States

JA

Joshua Axtell

United States

SM

Sue MacFarlane

United Kingdom

Richard Benyon

United States

MC

Mike Collura

United States

NM

Nitya Marepally

San Ramon, CA, United States

CD

Cathy Droz

United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

Vratik Krocik

Prague, Czech Republic

Grégoire

Zurich, Switzerland

BE

Bob Ewing

United States

JD

JASON DORSETT

United States

R

Ryan

Albuquerque, NM, United States

Ellen

Michigan, United States

M

Mark

Toulouse, France, France

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

hervey liu

United States

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

E

ericb321

Republic of Korea

Jean Wren Chan

United States

MH

Meika Harris

United States

Paul Thompson

York, United Kingdom

JM

Joris Moen

Heibloem, Netherlands

PZ

Phillip Zink

United States

Doron Elinav

Ramat Gan, Israel

France

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

MM

Mike McGary

United States

Mike

Indianapolis, United States

WC

Walter Clarke

Phoenix, United States

W

Will

United States

CG

Curtis Glasgo

United Arab Emirates

Katja

Switzerland

Tyler Metcalf

Utah, United States

Jane

Ontario, Canada

A

Alex

United States

John Barnett

United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

EB

Emily Barnes

United States

Nethanel Kohen

NYC, United States

KJ

Karin Joy

Philadelphia, PA, USA, United States

daniel

maryborough, Australia

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

BA

Burf and Patsy

St. John's, Canada

Darren Jeppson

Denver, Colorado, United States

BG

Bruce Garretson

Portland, Oregon, United States

H

Haley

United States

JF

Jon Freach

United States

S

SmartDoDo

Utrecht, Netherlands

Raoul

Germany

RW

Ronald Waite

United States

A

Alex

United States

AD

Andrew DiMuro

United States

PB

Powered by me

European Union, Netherlands

CoBon

Stubbæk, Denmark

Daniel Toke Hansen

Copenhagen, Denmark

AM

Andy Marston

United Kingdom

K

Khoa

United States

AA

Andrew and Kim

Nashville, TN, United States

PA

Peter A

New York City, United States

J

JB

Germany

BP

Bob P

United States

Carsten Thurau

Hopsten, Germany

MH

Matt Hodges

United Kingdom

FN

frank nunn

United Kingdom

Remo

Switzerland

DO

Denis Ontiveros

Guildford, United Kingdom

BR

Brian Rickman

United States

I

Ivan

New York, United States

We Not Me

St. Paul, Minnesota, United States

T

Tom

United States

VD

Vince Darley

United Kingdom

Ryan

Germany

R

RM

Australia

MV

Michael Vereb

United States

Girolamo Marroccoli

Basel, Switzerland

H

hayeswmiller

United States

KC

Karen Case

United States

Francesca

Scotch Plains - New Jersey, United States

EA

Eric Ayers

Atlanta, United States

Adrian

Liverpool, United Kingdom

J

Jim

Canada

A

Anonymous

United States

SW

SL Wilson

United States

C

Chilli

United States

Dustin Lape

Lynchburg, United States

CE

Christopher Engleright

Stafford, United States

PK

Paul K

Los Angeles Area, United States

Tim

Utrecht, Netherlands

C

Camm

Australia

Andrew

United States

B

Bram

Germany

Nathan

Columbus, United States

R

Roman

Germany

RS

Ralph Smyth

United Kingdom

LD

Lisa Dresner

United States

CA

Chad Aboud

Toronto, Canada

Angela Chu

Toronto, Canada

E

eoghan

Switzerland

KS

Kevin Scott

United States

DG

David Gaudet

United States

RD

Regan Dishon

United States

CT

Chev T

Australia

DH

David Hopkins

United States

JP

Brazil

Tom Purser

Cambridge, United Kingdom

S

Sam

New Zealand

KL

Kerry Lane

United States

Christine E Graham

New York, NY, United States

Sayuri

United Kingdom

Ask John a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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