Drip lines for irrigation on my farm

Miriam

Eldoret, Kenya

100% repaid

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Entrepreneur

Name

Miriam

Member since

February 2016

On-time repayments

225 installments  •  18%

About Me

I am the first born in a family of four. Both my parents were primary school teachers. They did their best to provide for me and my siblings with basic needs and education to college level.

Having a Diploma as my highest level of education i got a clerical job on contract terms in an NGO that was not well paying. Having been raised at the rural i had grown up in the farms and had a passion for farming. So i started Agribusiness to help me look for extra income to sustain my family and give them their best. And also for contracted staff your job can end any time which is risky.

I have 2 children who are still young and just started schooling.

My Business

I do majorly horticulture. I farm tomatoes, Onions, capsicums, passion fruits, water melons and arrow roots.

The crops i plant are marketable and on demand in all seasons so i believe i can not go wrong with them. The main challenge is pests and viruses that attack the crops and bring losses. Another challenge is unfavorable weather conditions.

The proceeds i get from the sale of the crops help me pay for my children's school fees, their medical bills and the basic needs. It has also helped me build a permanent shelter for my family. Am looking forward to better things in future.

Loan Proposal

I will use the money to buy drip lines for an acre to help me plant my crops all seasons through the year even when the rains are not available.

This will help me sell my produce when they are less on the market leading to good price and better profits. This will help me expand my farm plants and better my family.

Feedback

2

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Mar 1, 2016

Repayment status

On Time

Projected term

2 months

Other loans

May 2016:  $151

Jul 2016:  $464

Nov 2016:  $766

Lenders

Hope2012

United Kingdom

P

pmyadlowsky

Charlottesville, United States

M

Mårten

Inden, Switzerland

A

AniaC

Melbourne, Australia

Michel Bavin

Antwerp Area, Belgium

Christin

Germany

B

Barry

United States

MW

Mark Walmsley

Canberra, Australia

MC

Mark Cowburn

United States

Brooke Cain

Madrid, Spain, Spain

BL

Birte Loewe

Germany

Ask Miriam a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Miriam    Sep 20, 2018

    My bussiness is not doing well at the moment since there is drought and less water available for my crops. Am planning yo install more water tank to have sufficient water for urrigation

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  • Miriam    Apr 27, 2017

    Thanks alot for Zidisha family for your help in running my farming projects by funding me. Its unfortunate that am unable to repay my loan due to the drought that I have experienced on my farm since October 2016. Am working hard to put things in order..The well of water I depended on for irrigation dried up. The climatic conditions or rather pattern has changed drastically. We expected rain in the month of April 2017 but up to now no rains yet. Am trying my best and will pay my loan. Sorry for the inconviniences caused.

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  • Miriam    Mar 1, 2017

    Am having alot of financial issues at the moment. My project dint do well as expected because of drought in our country. The well I depended on as a source of water dried up. And I have been taking care of a sick close relative that needed treatment that was expensive.

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  • Atheist4good    Mar 1, 2017

    Hi Miriam, I see that you are falling behind on your payments. What is happening? Hope all is well.

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  • Miriam    Jan 24, 2017

    Currently am selling my capscicums and vegetable and therefore making some good money from it.

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  • Miriam    Jan 12, 2017

    My greenhouse is ready now, thanx alot to Zidisha Funders for helping me realise my dreams

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    • Miriam    Jan 12, 2017

      I will be planting my tomato seedlings this week.

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      • Miriam    Jan 12, 2017

        My tomato seedlings in the nursery ready to transplant in the greenhouse.

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  • M

    Mary    Jan 3, 2017

    Hi Miriam, I live in a dry place and use cardboard between my garden rows to help conserve moisture. I cover the cardboard with woodchips. This helps to keep weeds down and feeds the earthworms. Do you use mulch? Have a blessed New Year, Mary

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  • Miriam    Jan 2, 2017

    Happy new year to all the lenders and the entire Zidisha family!

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  • Miriam    Dec 24, 2016

    Merry Christmas and blessed 2017 to all my lenders and Zidisha family as a whole.

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  • Miriam    Dec 24, 2016

    It is dry season in our country at the moment and the well I depended on for irrigation of my cupscicums and tomatoes water levels went as low as 70% . So less water on my farm has led to low production of cupscicums at the moment.

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  • M

    Mary    Dec 23, 2016

    Thank you for the update Miriam, I do hope your family and business will prosper in the new year! Happy Holidays, Mary

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  • Miriam    Dec 22, 2016

    My lenders am very sorry for taking long to start repaying my loan. I have had challenges on my projects at the farm but currently picking up. Will be servicing my loan as soon as I can. Thanx alot my lenders for your support

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  • Miriam    Nov 13, 2016

    Am taking this humble opportunity to thank all my lenders for lending me money to construct my tomato greenhouse. I acknowledge that I received Kshs. 72,241 which is equivalent to $72.241. Am so happy for Zidisha making my dreams come true. I am forever greatful to Zidisha lenders. I am already in arrangement of procuring building materials for my greenhouse. Will be updating you of my progress time to time. Its my pleasure working with Zidisha fraternity. God bless you!

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  • Miriam    Nov 7, 2016

    Thanx a lot lenders for lending me money for my Agri-business. Am so happy, excited, thankful and humbled for this honor. I have no words to express this. I wish i could mention each one of you by names. May God bless you all.

    My intention of borrowing this money is to built 8 meters width by 30 meters length of a tomato greenhouse. Below is the breakdown.

    1. New Greenhouse polythene paper to cover 8 by 30 greenhouse costing $ 400

    2. Wooden polls worth $180 for the greenhouse.

    3. Nails for building worth $ 30

    4. Labor for Building the greenhouse $150

    With the tomatoe greenhouse, i will be able increase my sales, improve my family leaving standards. I will be able to pay school fees for my children, provide them with nutritious food, cloth and shelter. I also plan to use my proceeds to help young farmers in my area to come up with farming activities and make a living out of it.

    Thanx alot for your support lenders. Am so grateful

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  • Miriam    Nov 3, 2016

    I have been currently nominated by an Agricultural Extension officer in my area to help mentor other upcoming farmers on Capscicum farming. Its through Zidisha that I have acquired such an owner to serve my community and help upcoming farmers. Thanx alot Zidisha

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    • M

      Mary    Nov 6, 2016

      This is wonderful news Miriam! Your willingness to help others learn about raising vegetables is inspiring. I wish you much success in your second greenhouse venture. Regards, Mary

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      • Miriam    Nov 6, 2016

        Thanx alot Mary for your support and encouraging words. I will do my best.

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  • Miriam    Nov 2, 2016

    Am thanking Zidisha lenders so much for their great help in my Agri business venture. Through Zidisha I have been able to stand on my 2 feet and improve my family livelihood to some extent.

    From the last loan, I was able to repair my torn greenhouse and managed to plant capscicums that I will start harvesting end of November 2016.

    Am looking forward to borrowing another loan to built my second greenhouse to plant tomatoes which sell hand in hand with capscicums in my area. Thanx alot Zidisha for being a blessing to me & my family.

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  • Miriam    Oct 26, 2016

    I was able to repair my greenhouse and planted more capscicum and they are doing great. Thanx alot to Zidisha for making my dreams come true!

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    • KG

      Kate Goodwin    Oct 29, 2016

      Wow that is a lot of plants! Do you sell the peppers for food only or for medicine?

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      • Miriam    Oct 30, 2016

        @Kate I sell it for food only. In my country Kenya, people consume it as a spice.So it is cooked in stews to add flavour & others use it as vegetables.

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  • Miriam    Aug 8, 2016

    Am currently selling capsicums weekly and making some more money

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  • Miriam    Jul 25, 2016

    Thanx alot Zidisha lenders for the funds I requested and you funded me. Currently I have ordered for the polythene paper for my greenhouse and drip lines. Once the materials come, I will be able to start renovating my greenhouse. Once again thanx

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  • Atheist4good    Jul 18, 2016

    I hope you have delicious tomatoes and capsicums!

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