Drying lines for my tie and dye business

Charity Jil

Mepe - Volta Region, Ghana

100% repaid

Entrepreneur

Name

Charity Jil

Member since

October 2016

On-time repayments

198 installments  •  21%

About Me

My name is Charity Jil Owusu from Mepe. My father was a hunter and my mother, a petty trader.
We were poor to the extent that, we hardly eat 3 times daily. Below are the survival formulae we had adopted to survive; it's funny but it really helped us.
1. 1 0 0 (ie: we eat only in the morning )
2. 0 0 1 (ie: we eat only in the evening ) and
3. 0 1 0 (ie: we eat only in the afternoon ).
Moreover, there was this woman in our neighborhood who was making batik tie and dye so I had approached so I can learn the job from her.
She said she doesn't have any problem so I should go and inform my parents if only they would agree. My parents gave me the go ahead and encouraged me to excel in it.
Unfortunately, my father was attacked by a lion when he went hunting in the forest; and my mother also followed due to a short illness. I have passed out successfully as a Tie & Dye Maker and took the mantle as the breadwinner of the families till now.

My Business

I am into Batik Tie & Dye making for about two years now. The Batik Tie and Dye cloth is highly patronized by a lot of people in and out Africa. Despite the demands on my goods, I don't have the needed capital to buy the materials (input) in large quantity and most of the tools and equipment needed for the job. Nonetheless, the loans I took from Zidisha on two occasion had positively changed my story.

Loan Proposal

Dear Lenders,
I wish to once again appreciate you for the support given me during my first loan application. May the good Lord bless you and always be with you.
I write to humbly seek your assistance again to raise a second loan of GHS 119.00 to buy drying lines for my business. Usually, I dry the newly produced fabrics on the ground/floor and sometimes, animals(goats and sheep) walk on them thereby destroying them. Please lenders, help me to avert this challenge.
I hope my lenders would support me to enable me save moneys I lost anytime these materials are destroyed.
Thank you.

Feedback

1

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  • Margaret    Apr 4, 2017

    Charity paid her loan off promptly and was a pleasure to work with. I would gladly loan to her again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$29.00

Date disbursed

Jan 24, 2017

Repayment status

On Time

Projected term

5 months

Lenders

Angi

Germany

M

Margaret

United States

Ask Charity Jil a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Margaret    Feb 1, 2018

    I see you have missed payments to your lenders. You can change your payment schedule by logging into your account. It is very important to try to make small payments rather than none at all so you can work with Zidisha again.

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  • Margaret    Sep 22, 2017

    Hi Charity,
    Are you alright? I have not hear from you in awhile and am hoping you are well. Can you tell Tina "Hello" from Mary & I, we know you are friends. We wish you the best as always. With Regards, Margaret & Mary

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  • Charity Jil    Apr 22, 2017

    Awwww...
    Thank you very much, Margaret.
    I am grateful

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  • Margaret    Apr 22, 2017

    Hi Charity,
    You can contact [email protected] any time that you need to change your loan payments.
    I hope you are doing well and wish you all the best. Regards, Margaret

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  • Charity Jil    Apr 11, 2017

    I have just invested the money in the business by buying the relevant materials as cited in the proposal. Since I do not have enough money for the weekly payment, I want to reduce the weekly loan repayment amount so I do default payment.
    Thanks

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  • Charity Jil    Apr 4, 2017

    Thank you all my lenders(both old and new) for trusting in me and my business. Your contribution into my business is highly recognised.

    I want to humbly use this avenue to express my profound gratitude to those(lenders) who have lent to me during my first and second loans.
    Ms. Margaret, Mr. Paul Buchheit, The Zidisha Team and Mr. Paul Graham, I am very grateful and remain forever appreciative for always being there to support my business.
    To my new lenders, I want to assure you that, your investment into my business is not in vain at all...as I will repay this loan fully just as scheduled.

    Thank you all.....#More Blessings#

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  • Margaret    Apr 4, 2017

    Hi Charity,
    I am glad to see you paid off your last loan and am happy to help fund your next one. Best of luck to you in your tie dye business, I wish you more success. With Regards, Margaret

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  • Charity Jil    Apr 3, 2017

    I have used used my second loan to buy the drying lines for my business just as proposed. I am very thankful to you all...

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  • Charity Jil    Apr 1, 2017

    Business has been very good this week hence my humble intention to pay off the outstanding loan earlier than scheduled.
    Thanks for your support

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  • Charity Jil    Jan 26, 2017

    I went and bought the drying lines yesterday and also bought some raw materials for my next production. This has drained me financially so I want to reduce my weekly installment amount so as to maintain timely payment.
    Please accept my concern.

    Thank you


    Charity Owusu
    Ghanaian Borrower

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  • Margaret    Jan 22, 2017

    Hi Charity,
    I hope the loan from Zidisha helps you to grow your tie dye business. Best of luck to you. Regards, Margaret

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    • Charity Jil    Jan 26, 2017

      Hi Dearest Lender (Margaret),
      I hope so too.
      Thanks

      I heard a lot about you from Clementina and I am extremely humbled that you are my lender. Thanks for the good work.
      God bless you.

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  • Charity Jil    Jan 22, 2017

    My lenders, thank you very much for funding my loan.
    May the good Lord bless you

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  • Charity Jil    Jan 20, 2017

    I wish to unreservedly thank Mr. Paul Buchheit, my lender, for the interest he shown in my business and had lent to me.
    My business has greatly improved.
    God bless you for taking the risk to be my lender and a very big thanks to Zidisha for this great opportunity to be a member of this destiny changing family.
    Thank you all

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  • Charity Jil    Jan 19, 2017

    By the grace of God, market has responded profitably well this week and I wish to humbly increase my loan payment amount.
    Thank you

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  • Charity Jil    Oct 20, 2016

    After buying gloves, dye and drying lines and poles, the loan had finished thereby pushing me to buy fabrics on credit so that my business won't be dormant.
    At the moment, I am being forced to settle 2 debts weekly (i.e. Zidisha Loan and my Creditors). I humbly therefore wish to reschedule the loan so I can repay the two debts without default. I am sorry for any damage that I might have caused.
    Thank you.

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  • Charity Jil    Oct 6, 2016

    Wow!
    Thank you very much, Zidisha and Mr. Buchheit, my lender. I am very grateful and our heavenly father bless you abundantly for teaming together to support the poor like me.
    I can now my some fabrics and tools for my business with this loan.

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  • Charity Jil    Oct 5, 2016

    Displayed in the images below are some of my hand works. I need your financial support to do more, please.
    I am waiting on your humane consideration, please.
    Thanks

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