Education

Alex    Dec 12, 2019

A big thank you to everyone, God bless

Alex    Dec 8, 2019

A very big thank you to all my lenders, God bless you all richly...
Amen.

• Lotus Flower    Dec 8, 2019

  Alex, I notice you've made early payments on your account.
  
  Here's something you may not yet know:
  
  It's actually not a good idea to pay early at Zidisha
  because--(unless the policy has changed, but I
  haven't seen any announcement about any change
  to this policy)--only on-time and late payments
  go into the calculation of the on-time repayment score.
  
  So, that means that if you ever pay late, not only
  late payments would hurt your on-time repayment
  percentage, but also early payments would hurt
  that score, too.
  
  The on-time repayment score takes into account
  *all* installments ever made on *all* loans you ever
  take out through Zidisha, not just any current loan
  that happens to be in progress at any given time.
  
  "On time" at Zidisha is defined as paying exactly on the
  due date or within the ten-day grace-period *after*
  the due date. (Keep in mind, too, that for payments,
  all dates and times at Zidisha are according to the
  U.S.A. Eastern Time-Zone.)
  
  I hope this information will help you going forward.
  Best wishes. :)

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Alex    Nov 29, 2019

Thanks everyone...
God bless you all richly

Alex    Nov 27, 2019

Thanks