Name
Kwaku
Member since
June 2016
On-time repayments
153 installments • 46%
I am Kwaku Appiah, a J.H.S. graduate. After my J.H.S education when I got to know I am not good with formal education, I decided to go the informal way so I started with my training as a mechanic at Sofoline Fitting Shop. After my training, I realized that I am more interested in driving than being a mechanic, so I joined a truck driver who takes cargo from Tema port to the other parts of the country and nearby countries as well. After some time with him, my brother bought me a taxi which I use to ply from Akropong - Adum.
In my country Ghana, most of the people don't have respect for my profession so I decided to make a difference in the profession by driving executively.
The average person in Ghana hires a taxi two or three times daily in their daily activities. That makes my business very lucrative and demanding too. I sometimes even forget to eat, but I love my work so much that I don't even feel angry about that. I chose this business because I feel so passionate about it. Growing up, I enjoyed watching the drivers in my village driving and how they are cheered by the villages to the extent that they sometimes give free food and other things. My costs are mainly maintaining the car and fuel. I use the profit I realize from this business to sponsor my family, especially my children's education and my sick mum. It is my dream to increase my business by buying more of the taxis and a mini bus.
I need this loan to help me change my car's engine. The car emits a lot of smoke these days. It does not even pull and, on top of it all, it consumes a lot of fuel which has led to a reduction in daily profit. Sometimes I even run at a loss. When granted the loan, I will use GHS 1,800 in purchasing the engine and the rest for installing the engine and other petty stuff on the car. If am able to do all these, I believe I can increase my profit by about 15%. Thank you.
i am Kwaku Appiah a Junior High School (J.H.S) graduate after my J.H.S education i had wanted to continue to Senior High School (S.H.S) but when i got to know am not good with the formal education, i decided to go the informal way so i started with my training as a mechanic at sofoline fitting shop after my training i realised that i am more interested in driving than mechanic so i joined a truck driver who takes cargo from tema port to the other part of the country and near by countries as well, so after sometime with him my brother bought me a taxi which i use to ply Akropong - Adum.
in my country Ghana, most of the people don't have respect for my profession so i decide to make a difference the profession by driving executively
the average person in Ghana bore taxi two or three times daily in their daily activities that makes my business very lucrative and demanding too i sometimes even forget to eat but i love my work so much that i sometimes don't even feel angry. i chose this business because i feel so passionate about it growing up, i enjoy watching the drivers in my village driving and how they are cheered by the villages to the extent that they sometimes giving free food and other things. my cost are mainly maintaining the car and fuel. i use the profit i realize from this business to sponsor my family especially my children education and my sick mum is my dream to increase my business by buying more of the taxi and a mini bus.
i need this loan to help me change my car's engine the car emits a lot of smoke these days it does not even pull and on top of it all it consumes a lot of fuel which has led to a reduction in daily profit sometimes i even run at a lost when granted the loan i will use GHS 1, 800 ($387) in purchasing the engine and the remaining GHS 400.00 ($86.00) as workmanship to the mechanic to instal the engine and other petty stuffs on the car if am able to do all these i believe i can increase my profit by about 15% , thank you
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$543.00
Date disbursed
Mar 1, 2017
Repayment status
On Time
Projected term
10 months
Other loans
Amount repaid
$543.01
Amount remaining
$0.00
Date repaid
Dec 30, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 11, 2017 | $12.04 | Mar 11, 2017 | $12.04 |
Mar 18, 2017 | $12.04 | Mar 18, 2017 | $12.04 |
Mar 25, 2017 | $12.04 | Mar 25, 2017 | $12.04 |
Apr 1, 2017 | $12.04 | Apr 1, 2017 | $12.04 |
Apr 8, 2017 | $12.04 | Apr 8, 2017 | $12.04 |
Apr 15, 2017 | $12.04 | Apr 15, 2017 | $12.04 |
Apr 22, 2017 | $12.04 | Apr 22, 2017 | $12.04 |
Apr 29, 2017 | $12.04 | Apr 29, 2017 | $12.04 |
May 6, 2017 | $12.04 | May 6, 2017 | $12.04 |
May 13, 2017 | $12.04 | May 13, 2017 | $12.04 |
May 20, 2017 | $12.04 | May 20, 2017 | $12.04 |
May 27, 2017 | $12.04 | May 27, 2017 | $12.04 |
Jun 3, 2017 | $12.04 | Jun 3, 2017 | $12.04 |
Jun 10, 2017 | $12.04 | Jun 10, 2017 | $12.04 |
Jun 17, 2017 | $12.04 | Jun 17, 2017 | $12.04 |
Jun 24, 2017 | $12.04 | Jun 24, 2017 | $12.04 |
Jul 1, 2017 | $12.04 | Jul 1, 2017 | $12.04 |
Jul 8, 2017 | $12.04 | Jul 8, 2017 | $12.04 |
Jul 15, 2017 | $0.00 | ||
Jul 22, 2017 | $24.08 | Jul 22, 2017 | $12.04 |
Jul 29, 2017 | $12.04 | ||
Jul 29, 2017 | $12.04 | Jul 29, 2017 | $12.04 |
Aug 5, 2017 | $0.00 | ||
Aug 12, 2017 | $12.04 | Aug 12, 2017 | $12.04 |
Aug 19, 2017 | $12.04 | Aug 19, 2017 | $12.04 |
Aug 26, 2017 | $12.04 | Aug 26, 2017 | $12.04 |
Sep 2, 2017 | $12.04 | Sep 2, 2017 | $12.04 |
Sep 9, 2017 | $12.04 | Sep 9, 2017 | $12.04 |
Sep 16, 2017 | $12.04 | Sep 16, 2017 | $12.04 |
Sep 23, 2017 | $12.04 | Sep 23, 2017 | $12.04 |
Sep 30, 2017 | $12.04 | Sep 30, 2017 | $12.04 |
Oct 7, 2017 | $12.04 | Oct 8, 2017 | $12.04 |
Oct 14, 2017 | $12.04 | Oct 21, 2017 | $12.04 |
Oct 21, 2017 | $12.04 | Oct 21, 2017 | $12.04 |
Oct 28, 2017 | $12.04 | Oct 28, 2017 | $12.04 |
Nov 4, 2017 | $12.04 | Nov 4, 2017 | $12.04 |
Nov 11, 2017 | $12.04 | Nov 11, 2017 | $12.04 |
Nov 18, 2017 | $12.04 | Nov 18, 2017 | $12.04 |
Nov 25, 2017 | $12.04 | Nov 25, 2017 | $12.04 |
Dec 2, 2017 | $12.04 | Dec 2, 2017 | $12.04 |
Dec 9, 2017 | $24.08 | Dec 9, 2017 | $24.08 |
Dec 16, 2017 | $24.08 | Dec 16, 2017 | $24.08 |
Dec 23, 2017 | $24.08 | Dec 23, 2017 | $24.08 |
Dec 30, 2017 | $13.24 | Dec 30, 2017 | $13.24 |
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