Joyce
Nakuru, Kenya
100% repaid
Name
Joyce
Member since
May 2014
On-time repayments
156 installments • 63%
Halo, am Joyce Wangui Boro aged 41years single Kenyan woman living and working in Nakuru County. I run a small bureau (typesetting, photocopying, binding, lamination scanning and design) in Nakuru Town (along Kenyatta Avenue off Kenyatta Lane- opposite Highway Towers) Samdan Complex.
I ventured into the business after losing my job during the 2008 clashes. Interest got the best of me and I joined my cousin who was then running a cyber café; funny enough at the same Samdan Complex where I have my business. It was a challenge using the computer, but due to eagerness and interest I conquered and landed myself an intern with her (my cousin). Two years later I opened a shop opposite hers with only a desktop computer. I would get typing jobs, but my cousin would do the printing. I got jealous in a good way and borrowed my Brother Obadiah some cash that helped me acquire my first printer.
The business has growth gradually with ups and down and this far I would say that God has been faithful because i have been able to acquire almost all the machines required to run a bureau. Due to the high competition of business here in Nakuru town, it’s becoming quite challenging to sustain a job better as one would desire, and so it calls for one to think outside the box; hence my hope and trust that ZIDISHA FRATERNITY loan will help me to go an extra mile through buying of more computers that will help change my business into a CYBER CAFÉ since I only have one computer and of course am sure I will be able to create more job opportunity because i will then need an assistant.
With Regards,
Once again am grateful to you my lenders for your continued support as far as my financial achievements are concerned. I appreciate that you have given me enough time to repay my loan and now that am almost through, i wish to request for a new loan. I have refurbished my new shop as you can see from the pictures located just a meter away from the old shop and this building is called HIGHWAY TOWERS along nakuru Eldoret highway from the previous shop Samdan Complex and now i do sell stationeries, no longer a cyber though i have maintained all the rest products like selling mineral water and sweets. I have also introduced selling of air time credit for safaricom, airtel and orange subscribers. Otherwise business wise am doing supa and i hold you credit for that because if you did not help me in the first place, believe you me i would not have achieved this much, so thank you all and may God/ Allah continually bless you. If accorded another chance please i would appreciate offered another loan of may Kshs.50,000/=. I wish to buy an Epson Printer (an A3 Printer) that is going at the moment for exactly the said amount because for now that's what i need the most. By the way i have gained a lot of mileage and i now have a big shop, and guess what, i have also moved to a new building a better one and big in nice, but a fairly high monthly rent but all the same i am managing and i know buying the new epson printer i will be well placed. Dear lenders what do you think? Thank you, i wait patiently to hear from you soon. So long. Thanking you in advance. Joyce
Best wishes!
Am going to continou with publishing more exams and take advantage of the fact schools are on holiday. I will still stock more goddies ( sodas, sweets, mineral water etv) to keep my customers satisfied in that when they get into my cyber cafe, everything else is available without leaving for supermarket for example to but water.
Positive
None
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$285.00
Date disbursed
May 2, 2015
Repayment status
On Time
Projected term
12 months
Other loans
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Amount repaid
$299.62
Amount remaining
$0.00
Date repaid
May 21, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 10, 2015 | $5.44 | May 9, 2015 | $5.44 |
May 17, 2015 | $5.44 | May 9, 2015 | $0.11 |
May 16, 2015 | $5.33 | ||
May 24, 2015 | $5.44 | May 16, 2015 | $0.22 |
May 23, 2015 | $5.22 | ||
May 31, 2015 | $5.44 | May 23, 2015 | $0.33 |
May 30, 2015 | $5.11 | ||
Jun 7, 2015 | $5.44 | May 30, 2015 | $0.44 |
Jun 7, 2015 | $5.00 | ||
Jun 14, 2015 | $5.44 | Jun 7, 2015 | $0.56 |
Jun 13, 2015 | $4.89 | ||
Jun 21, 2015 | $5.44 | Jun 13, 2015 | $0.67 |
Jun 20, 2015 | $4.78 | ||
Jun 28, 2015 | $5.44 | Jun 20, 2015 | $1.89 |
Jun 27, 2015 | $3.56 | ||
Jul 5, 2015 | $5.44 | Jun 27, 2015 | $2.00 |
Jul 4, 2015 | $3.44 | ||
Jul 12, 2015 | $5.44 | Jul 4, 2015 | $2.67 |
Jul 11, 2015 | $2.78 | ||
Jul 19, 2015 | $5.44 | Jul 11, 2015 | $3.89 |
Jul 25, 2015 | $1.56 | ||
Jul 26, 2015 | $5.44 | Jul 25, 2015 | $5.44 |
Aug 2, 2015 | $5.44 | Jul 25, 2015 | $4.11 |
Aug 1, 2015 | $1.33 | ||
Aug 9, 2015 | $5.44 | Aug 1, 2015 | $4.22 |
Aug 8, 2015 | $1.22 | ||
Aug 16, 2015 | $5.44 | Aug 8, 2015 | $4.33 |
Aug 15, 2015 | $1.11 | ||
Aug 23, 2015 | $5.44 | Aug 15, 2015 | $4.44 |
Sep 5, 2015 | $1.00 | ||
Aug 30, 2015 | $5.44 | Sep 5, 2015 | $5.44 |
Sep 6, 2015 | $5.44 | Sep 5, 2015 | $5.44 |
Sep 13, 2015 | $5.44 | Sep 5, 2015 | $2.56 |
Sep 19, 2015 | $2.89 | ||
Sep 20, 2015 | $5.44 | Sep 19, 2015 | $5.44 |
Sep 27, 2015 | $5.44 | Sep 19, 2015 | $0.56 |
Sep 26, 2015 | $4.89 | ||
Oct 4, 2015 | $5.44 | Sep 26, 2015 | $0.67 |
Oct 3, 2015 | $4.78 | ||
Oct 11, 2015 | $5.44 | Oct 3, 2015 | $0.78 |
Oct 17, 2015 | $4.67 | ||
Oct 18, 2015 | $5.44 | Oct 17, 2015 | $0.89 |
Oct 31, 2015 | $4.56 | ||
Oct 25, 2015 | $5.44 | Oct 31, 2015 | $5.44 |
Nov 1, 2015 | $5.44 | Oct 31, 2015 | $1.11 |
Nov 7, 2015 | $4.33 | ||
Nov 8, 2015 | $5.44 | Nov 7, 2015 | $5.44 |
Nov 15, 2015 | $5.44 | Nov 7, 2015 | $1.33 |
Nov 16, 2015 | $4.11 | ||
Nov 22, 2015 | $5.44 | Nov 16, 2015 | $5.44 |
Nov 29, 2015 | $5.44 | Nov 16, 2015 | $1.56 |
Nov 21, 2015 | $3.89 | ||
Dec 6, 2015 | $5.44 | Nov 21, 2015 | $5.44 |
Dec 13, 2015 | $5.44 | Nov 21, 2015 | $1.78 |
Dec 5, 2015 | $3.67 | ||
Dec 20, 2015 | $5.44 | Dec 5, 2015 | $5.44 |
Dec 27, 2015 | $5.44 | Dec 5, 2015 | $2.00 |
Dec 13, 2015 | $3.44 | ||
Jan 3, 2016 | $5.44 | Dec 13, 2015 | $5.44 |
Jan 10, 2016 | $5.44 | Dec 13, 2015 | $2.22 |
Jan 9, 2016 | $3.22 | ||
Jan 17, 2016 | $5.44 | Jan 9, 2016 | $5.44 |
Jan 24, 2016 | $5.44 | Jan 9, 2016 | $2.44 |
Jan 30, 2016 | $3.00 | ||
Jan 31, 2016 | $5.44 | Jan 30, 2016 | $2.56 |
Feb 13, 2016 | $2.89 | ||
Feb 7, 2016 | $5.44 | Feb 13, 2016 | $2.67 |
Feb 27, 2016 | $2.78 | ||
Feb 14, 2016 | $5.44 | Feb 27, 2016 | $5.44 |
Feb 21, 2016 | $5.44 | Feb 27, 2016 | $2.89 |
Mar 5, 2016 | $2.56 | ||
Feb 28, 2016 | $5.44 | Mar 5, 2016 | $5.44 |
Mar 6, 2016 | $5.44 | Mar 5, 2016 | $2.00 |
Mar 19, 2016 | $3.44 | ||
Mar 13, 2016 | $5.44 | Mar 19, 2016 | $5.44 |
Mar 20, 2016 | $5.44 | Apr 2, 2016 | $5.44 |
Mar 27, 2016 | $5.44 | Apr 2, 2016 | $5.44 |
Apr 3, 2016 | $5.44 | Apr 2, 2016 | $5.44 |
Apr 10, 2016 | $5.44 | Apr 2, 2016 | $4.22 |
Apr 18, 2016 | $1.22 | ||
Apr 17, 2016 | $5.44 | Apr 18, 2016 | $5.44 |
Apr 24, 2016 | $5.44 | Apr 18, 2016 | $2.78 |
May 7, 2016 | $2.67 | ||
May 1, 2016 | $5.44 | May 7, 2016 | $5.44 |
May 8, 2016 | $5.44 | May 7, 2016 | $5.44 |
May 15, 2016 | $5.44 | May 7, 2016 | $3.11 |
May 21, 2016 | $2.33 | ||
May 22, 2016 | $5.62 | May 21, 2016 | $5.62 |
Romesh Fernndo Mar 3, 2023
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