Entrepreneur
Name
Margaret
Member since
February 2016
On-time repayments
261 installments • 63%
About Me
My names are Margaret Ngatia, I am married, a mother of two. I live in Subukia. I own a Milk outlet dealing with fresh milk and other milk products. I underwent the 8.4.4 education system in Kenya and upon completion of my KCSE I went to College and undertook a course in Dairy Management. I am a member of Visions Women group and also actively participate in our Catholic church choir. I interact well with others and like helping the need in whatever way that I can. Besides being a business person, I like reading inspiration materials.
My Business
I have a milk shop called Subukia Dairies where I sell both fresh, fermented milk and other milk products in Subukia Town, Nakuru County.I buy milk from farmers in the neighbourhood who deliver the milk personally, I also have individuals whom I have contracted to deliver the milk to me from places that are far. The cost of buying the milk is much lower and most farmers prefer me because I pay them on weekly basis and others I pay the cash upon delivery. I also choose this business because I observed the market gap that was there because my main competitor is a nearby SACCO which was not efficient dealing with farmers. I am also strategically placed in a busy terminus with large inflow and outflow of people. I have bee in this business for the last two years and have acquired enough experience on the market trends. With this business, I have been able to put through my kids in school and also taken care of my family needs.
Loan Proposal
Thank you lenders for this third opportunity. I am now requesting funds that will go towards construction of furniture for my milk bar. I would wish to entice as many customers as possible to shop in my milk shop, this will be done by ensuring that enough space is available for them. July to October is a cold month and other than milk i will be providing tea and snacks to my clients. At home i have timber which i intend to use so as to save on cost of construction. To begin with i need about four tables that will be made of framed metals and top timber. This will have four chairs each so i need 16 chairs and 4 tables. i estimate total cost to be around USD200 and if it goes up then i will have additional from my personal savings. i look forward for your support.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$348.00
Date disbursed
May 31, 2017
Repayment status
Late
Projected term
45 months
Other loans
Lenders
United States
Luxembourg
United States
United States
Houston, United States
United States
United States
Summary
Amount repaid
$219.89
Amount remaining
$127.75
Expected completion
Mar 7, 2021
Status
Repaying late
Installment amount
$9.94
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 11, 2017 | $3.95 | Jun 14, 2017 | $3.95 |
| Jun 18, 2017 | $3.95 | Jun 20, 2017 | $3.95 |
| Jun 25, 2017 | $3.95 | Jul 10, 2017 | $3.95 |
| Jul 2, 2017 | $3.95 | Jul 10, 2017 | $3.95 |
| Jul 9, 2017 | $0.99 | Jul 10, 2017 | $0.99 |
| Jul 16, 2017 | $0.99 | Jul 20, 2017 | $0.99 |
| Jul 23, 2017 | $0.99 | Jul 20, 2017 | $0.99 |
| Jul 30, 2017 | $0.99 | Jul 20, 2017 | $0.99 |
| Aug 6, 2017 | $0.99 | Jul 20, 2017 | $0.99 |
| Aug 13, 2017 | $0.99 | Jul 24, 2017 | $0.99 |
| Aug 20, 2017 | $0.99 | Sep 8, 2017 | $0.99 |
| Aug 27, 2017 | $0.99 | Sep 8, 2017 | $0.99 |
| Sep 3, 2017 | $0.99 | Sep 8, 2017 | $0.99 |
| Sep 10, 2017 | $0.99 | Sep 18, 2017 | $0.99 |
| Sep 17, 2017 | $0.99 | Sep 18, 2017 | $0.99 |
| Sep 24, 2017 | $0.99 | Sep 18, 2017 | $0.99 |
| Oct 1, 2017 | $0.99 | Sep 18, 2017 | $0.99 |
| Oct 8, 2017 | $0.99 | Sep 18, 2017 | $0.99 |
| Oct 15, 2017 | $0.99 | Oct 30, 2017 | $0.99 |
| Oct 22, 2017 | $0.99 | Oct 30, 2017 | $0.99 |
| Oct 29, 2017 | $0.99 | Oct 30, 2017 | $0.99 |
| Nov 5, 2017 | $0.99 | Oct 30, 2017 | $0.99 |
| Nov 12, 2017 | $0.99 | Nov 30, 2017 | $0.99 |
| Nov 19, 2017 | $0.99 | Nov 30, 2017 | $0.99 |
| Nov 26, 2017 | $0.99 | Nov 30, 2017 | $0.99 |
| Dec 3, 2017 | $0.99 | Nov 30, 2017 | $0.99 |
| Dec 10, 2017 | $0.99 | Dec 15, 2017 | $0.99 |
| Dec 17, 2017 | $0.99 | Dec 15, 2017 | $0.99 |
| Dec 24, 2017 | $0.99 | Dec 15, 2017 | $0.99 |
| Dec 31, 2017 | $0.99 | Dec 15, 2017 | $0.99 |
| Jan 7, 2018 | $0.99 | Dec 15, 2017 | $0.99 |
| Jan 14, 2018 | $0.99 | Dec 15, 2017 | $0.99 |
| Jan 21, 2018 | $0.99 | Dec 15, 2017 | $0.99 |
| Jan 28, 2018 | $0.99 | Jan 29, 2018 | $0.99 |
| Feb 4, 2018 | $0.99 | Feb 5, 2018 | $0.99 |
| Feb 11, 2018 | $0.99 | Mar 6, 2018 | $0.99 |
| Feb 18, 2018 | $0.99 | Mar 6, 2018 | $0.99 |
| Feb 25, 2018 | $0.99 | Mar 6, 2018 | $0.99 |
| Mar 4, 2018 | $0.99 | Mar 6, 2018 | $0.99 |
| Mar 11, 2018 | $0.99 | Mar 15, 2018 | $0.99 |
| Mar 18, 2018 | $0.99 | Mar 15, 2018 | $0.99 |
| Mar 25, 2018 | $0.99 | Oct 6, 2018 | $0.99 |
| Apr 1, 2018 | $0.99 | Nov 24, 2018 | $0.99 |
| Apr 8, 2018 | $0.99 | Nov 24, 2018 | $0.99 |
| Apr 15, 2018 | $0.99 | Nov 24, 2018 | $0.99 |
| Apr 22, 2018 | $0.99 | Nov 24, 2018 | $0.99 |
| Apr 29, 2018 | $0.99 | Nov 24, 2018 | $0.99 |
| May 6, 2018 | $0.99 | Nov 24, 2018 | $0.99 |
| May 13, 2018 | $0.99 | Nov 24, 2018 | $0.99 |
| May 20, 2018 | $0.99 | Nov 24, 2018 | $0.49 |
| Jan 19, 2019 | $0.49 | ||
| May 27, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jun 3, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jun 10, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jun 17, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jun 24, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jul 1, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jul 8, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jul 15, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jul 22, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Jul 29, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Aug 5, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Aug 12, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Aug 19, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Aug 26, 2018 | $0.99 | Jan 19, 2019 | $0.99 |
| Sep 2, 2018 | $0.99 | Jan 19, 2019 | $0.49 |
| Jan 30, 2019 | $0.49 | ||
| Sep 9, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Sep 16, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Sep 23, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Sep 30, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Oct 7, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Oct 14, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Oct 21, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Oct 28, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Nov 4, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Nov 11, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Nov 18, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Nov 25, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Dec 2, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Dec 9, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Dec 16, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Dec 23, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Dec 30, 2018 | $0.99 | Jan 30, 2019 | $0.99 |
| Jan 6, 2019 | $0.99 | Jan 30, 2019 | $0.99 |
| Jan 13, 2019 | $0.99 | Jan 30, 2019 | $0.99 |
| Jan 20, 2019 | $0.99 | Jan 30, 2019 | $0.99 |
| Jan 27, 2019 | $0.99 | Jan 30, 2019 | $0.99 |
| Feb 3, 2019 | $0.00 | ||
| Feb 10, 2019 | $0.00 | ||
| Feb 17, 2019 | $0.00 | ||
| Feb 24, 2019 | $0.49 | Mar 2, 2019 | $0.49 |
| Mar 3, 2019 | $0.49 | Mar 2, 2019 | $0.49 |
| Mar 10, 2019 | $0.49 | Mar 2, 2019 | $0.49 |
| Mar 17, 2019 | $0.49 | Mar 2, 2019 | $0.49 |
| Mar 24, 2019 | $0.49 | Mar 28, 2019 | $0.49 |
| Mar 31, 2019 | $0.99 | Mar 28, 2019 | $0.49 |
| May 15, 2019 | $0.49 | ||
| Apr 7, 2019 | $0.99 | May 15, 2019 | $0.99 |
| Apr 14, 2019 | $0.99 | May 15, 2019 | $0.99 |
| Apr 21, 2019 | $0.99 | May 15, 2019 | $0.99 |
| Apr 28, 2019 | $0.99 | May 15, 2019 | $0.99 |
| May 5, 2019 | $0.99 | May 15, 2019 | $0.49 |
| May 16, 2019 | $0.49 | ||
| May 12, 2019 | $0.99 | May 16, 2019 | $0.49 |
| May 16, 2019 | $0.49 | ||
| May 19, 2019 | $0.99 | May 16, 2019 | $0.49 |
| May 30, 2019 | $0.49 | ||
| May 26, 2019 | $0.99 | May 30, 2019 | $0.49 |
| Jun 28, 2019 | $0.49 | ||
| Jun 2, 2019 | $0.99 | Jun 28, 2019 | $0.99 |
| Jun 9, 2019 | $0.99 | Jun 28, 2019 | $0.99 |
| Jun 16, 2019 | $0.99 | Jun 28, 2019 | $0.99 |
| Jun 23, 2019 | $0.99 | Jul 18, 2019 | $0.99 |
| Jun 30, 2019 | $0.99 | Jul 18, 2019 | $0.99 |
| Jul 7, 2019 | $0.99 | Jul 18, 2019 | $0.99 |
| Jul 14, 2019 | $0.99 | Aug 8, 2019 | $0.99 |
| Jul 21, 2019 | $0.99 | Aug 8, 2019 | $0.99 |
| Jul 28, 2019 | $0.99 | Aug 8, 2019 | $0.99 |
| Aug 4, 2019 | $0.99 | Aug 8, 2019 | $0.99 |
| Aug 11, 2019 | $0.99 | Aug 8, 2019 | $0.99 |
| Aug 18, 2019 | $0.99 | Sep 11, 2019 | $0.99 |
| Aug 25, 2019 | $0.99 | Sep 11, 2019 | $0.99 |
| Sep 1, 2019 | $0.99 | Sep 11, 2019 | $0.99 |
| Sep 8, 2019 | $0.99 | Sep 11, 2019 | $0.99 |
| Sep 15, 2019 | $0.99 | Sep 11, 2019 | $0.99 |
| Sep 22, 2019 | $0.99 | Sep 17, 2019 | $0.99 |
| Sep 29, 2019 | $0.99 | Sep 17, 2019 | $0.99 |
| Oct 6, 2019 | $0.99 | Sep 17, 2019 | $0.99 |
| Oct 13, 2019 | $0.99 | Sep 17, 2019 | $0.99 |
| Oct 20, 2019 | $0.99 | Sep 17, 2019 | $0.99 |
| Oct 27, 2019 | $0.99 | Sep 27, 2019 | $0.99 |
| Nov 3, 2019 | $0.99 | Oct 8, 2019 | $0.99 |
| Nov 10, 2019 | $0.99 | Oct 8, 2019 | $0.99 |
| Nov 17, 2019 | $0.99 | Oct 8, 2019 | $0.99 |
| Nov 24, 2019 | $0.99 | Oct 17, 2019 | $0.99 |
| Dec 1, 2019 | $0.99 | Oct 24, 2019 | $0.99 |
| Dec 8, 2019 | $0.99 | Oct 31, 2019 | $0.99 |
| Dec 15, 2019 | $0.99 | Nov 7, 2019 | $0.99 |
| Dec 22, 2019 | $0.99 | Nov 14, 2019 | $0.99 |
| Dec 29, 2019 | $0.99 | Nov 21, 2019 | $0.99 |
| Jan 5, 2020 | $0.99 | Nov 28, 2019 | $0.99 |
| Jan 12, 2020 | $0.99 | Dec 5, 2019 | $0.99 |
| Jan 19, 2020 | $0.99 | Dec 14, 2019 | $0.99 |
| Jan 26, 2020 | $0.99 | Dec 24, 2019 | $0.99 |
| Feb 2, 2020 | $0.99 | Jan 16, 2020 | $0.99 |
| Feb 9, 2020 | $0.99 | Jan 16, 2020 | $0.99 |
| Feb 16, 2020 | $0.99 | Jan 16, 2020 | $0.99 |
| Feb 23, 2020 | $0.99 | Feb 11, 2020 | $0.99 |
| Mar 1, 2020 | $0.99 | Mar 3, 2020 | $0.99 |
| Mar 8, 2020 | $0.99 | Mar 14, 2020 | $0.99 |
| Mar 15, 2020 | $0.99 | Mar 14, 2020 | $0.99 |
| Mar 22, 2020 | $0.99 | Mar 24, 2020 | $0.99 |
| Mar 29, 2020 | $0.99 | Mar 31, 2020 | $0.99 |
| Apr 5, 2020 | $0.99 | Apr 8, 2020 | $0.99 |
| Apr 12, 2020 | $0.99 | Apr 8, 2020 | $0.99 |
| Apr 19, 2020 | $0.99 | May 5, 2020 | $0.99 |
| Apr 26, 2020 | $0.99 | May 5, 2020 | $0.99 |
| May 3, 2020 | $0.99 | May 5, 2020 | $0.99 |
| May 10, 2020 | $0.99 | May 18, 2020 | $0.99 |
| May 17, 2020 | $0.99 | Jun 11, 2020 | $0.99 |
| May 24, 2020 | $0.99 | Jun 11, 2020 | $0.99 |
| May 31, 2020 | $0.99 | Jun 11, 2020 | $0.99 |
| Jun 7, 2020 | $0.99 | Jun 11, 2020 | $0.99 |
| Jun 14, 2020 | $0.99 | Jun 11, 2020 | $0.99 |
| Jun 21, 2020 | $0.99 | Jun 23, 2020 | $0.99 |
| Jun 28, 2020 | $0.99 | Jul 15, 2020 | $0.99 |
| Jul 5, 2020 | $0.99 | Jul 15, 2020 | $0.99 |
| Jul 12, 2020 | $0.99 | Jul 16, 2020 | $0.99 |
| Jul 19, 2020 | $0.99 | Jul 23, 2020 | $0.99 |
| Jul 26, 2020 | $0.99 | Aug 6, 2020 | $0.99 |
| Aug 2, 2020 | $0.99 | Aug 6, 2020 | $0.99 |
| Aug 9, 2020 | $0.99 | Aug 6, 2020 | $0.99 |
| Aug 16, 2020 | $0.99 | Sep 27, 2020 | $0.99 |
| Aug 23, 2020 | $0.99 | Sep 27, 2020 | $0.99 |
| Aug 30, 2020 | $0.99 | Sep 27, 2020 | $0.99 |
| Sep 6, 2020 | $0.99 | Sep 27, 2020 | $0.99 |
| Sep 13, 2020 | $0.99 | Sep 27, 2020 | $0.99 |
| Sep 20, 2020 | $0.99 | Sep 27, 2020 | $0.99 |
| Sep 27, 2020 | $0.99 | Sep 27, 2020 | $0.99 |
| Oct 4, 2020 | $0.99 | Oct 10, 2020 | $0.99 |
| Oct 11, 2020 | $0.99 | Oct 27, 2020 | $0.99 |
| Oct 18, 2020 | $0.99 | Oct 27, 2020 | $0.99 |
| Oct 25, 2020 | $0.99 | Oct 27, 2020 | $0.99 |
| Nov 1, 2020 | $24.71 | Dec 2, 2020 | $9.88 |
| Dec 9, 2020 | $0.99 | ||
| Dec 23, 2020 | $4.94 | ||
| Jan 8, 2021 | $3.95 | ||
| Feb 9, 2021 | $0.99 | ||
| Feb 12, 2021 | $3.95 | ||
| Nov 8, 2020 | $0.00 | ||
| Nov 15, 2020 | $0.00 | ||
| Nov 22, 2020 | $0.00 | ||
| Nov 29, 2020 | $0.00 | ||
| Dec 6, 2020 | $0.00 | ||
| Dec 13, 2020 | $0.00 | ||
| Dec 20, 2020 | $0.00 | ||
| Dec 27, 2020 | $0.00 | ||
| Jan 3, 2021 | $0.00 | ||
| Jan 10, 2021 | $0.00 | ||
| Jan 17, 2021 | $9.94 | Mar 10, 2021 | $5.93 |
| Apr 1, 2021 | $1.98 | ||
| Apr 16, 2021 | $2.04 | ||
| Jan 24, 2021 | $9.94 | Apr 16, 2021 | $2.91 |
| Apr 23, 2021 | $0.99 | ||
| Jan 31, 2021 | $9.94 | ||
| Feb 7, 2021 | $9.94 | ||
| Feb 14, 2021 | $9.94 | ||
| Feb 21, 2021 | $38.63 | ||
| Feb 28, 2021 | $38.63 | ||
| Mar 7, 2021 | $14.61 | ||
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