Inventory of school texts for bookshop
Caroline
Nairobi, Ngara House Number 53b, Kenya
33% repaid
Entrepreneur
Name
Caroline
Member since
March 2014
On-time repayments
234 installments • 21%
About Me
Am a proud mother of two ;a boy aged 5 and a girl aged2.5. We are one happy family, we love, appreciate and pray for one another, our home is a small heaven. One of my childhood best memories was when my dad told us that we were relocating to the Kenyan Coast. I was so excited like the rest of the family because it was the end of my weird imagination of how Indian Ocean looked or how coconuts looked like. A few days later we moved and it was one great experience meeting new people of different tribes and learning their culture.One interesting thing is the greetings, they vary depending with the time of the day.
The culture shock was too much and as they say if you cant beat them, join them, so we had to learn the local dialect within 2 months and life was easier for us.Since then they have accepted us as part of their community.
I have tried few businesses before but they failed because I did not have the major skills of managing the profits and mostly I could find myself stranded when I finished my stock. I decided to get a job before venturing into another business, my dad has inspired me to start my own business 'side hustle' even if employed. He has been my mentor and consultant. I hope to pass the same to my two children.
My greatest desire is to have a sustainable commercial farming business, animals and crops. I have started small and I love the impact it has made in my life and family, I dont have to wait for my salary every end of the month.
My Business
My first loan from Zidisha, I used the funds to start rearing rabbits for meat, which started very well but midway the weather conditions drastically changed and I decided to switch to another business which was growing vegetables and bananas.
My parents have been very instrumental in my life and business and they are the reason why am applying for the second loan.
My parents are in business that majors in education for all classes and stages,from pre-primary to college. They sell examination papers, revision materials and teachers work plans. They have been in this business for the last 12 years and since they want to expand I will use the funds to eject more stock to their business. The reason for expanding is because of the soaring numbers of pupils and parents who are starting to appreciate the value of education and demanding fro more school revision materials.
The expansion will enable them to cater for more students and teachers from far and wide as well as provide quality learning materials.
This business is profitable because returns are 100% or more . The profits from the business are used to pay tuition fees for the less fortunate but hardworking students in different schools. The profits will be used to repay the loan.
Thanks in advance Zidisha because through your efforts to fund small business, people like my parents are in a position to help the less fortunate in the society.
Loan Proposal
I will use this loan to help expand and add stock to my parents bookshop. Revision books mostly for student preparing to sit for their final exams both in primary and secondary schools, and reference materials for teachers. The prices vary depending with the publisher, the price ranges between 3 to 5 US dollars while the profits are between 6 to 7 US dollars. The examination papers are sold in a set comprising of all subjects where each costs between 0.2 and 0.5 US dollars for these the profits are 100% or more.
The expansion will help cater for education needs for all students as well as ease their revision time as they prepare for their final exams. They will also be able to provide a wide variety of books and revision materials. It will also create employment for one or two people who will be helping in distributing the exam papers to different schools in the region.
The profits will be used in repaying the loan as well as pay tuition fees for the less fortunate, hardworking students in different schools within the region.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$269.00
Date disbursed
Jan 28, 2015
Repayment status
Late
Projected term
72 months
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Taiwan
Summary
Amount repaid
$158.26
Amount remaining
$262.51
Expected completion
Mar 24, 2019
Status
Repaying late
Installment amount
$46.75
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 8, 2015 | $5.07 | Feb 8, 2015 | $5.07 |
| Feb 15, 2015 | $5.07 | Feb 8, 2015 | $0.04 |
| Feb 14, 2015 | $5.02 | ||
| Feb 22, 2015 | $5.07 | Feb 14, 2015 | $0.04 |
| Feb 21, 2015 | $5.02 | ||
| Mar 1, 2015 | $5.07 | Mar 1, 2015 | $5.07 |
| Mar 8, 2015 | $5.07 | Mar 8, 2015 | $5.07 |
| Mar 15, 2015 | $5.07 | Mar 15, 2015 | $5.07 |
| Mar 22, 2015 | $5.07 | Mar 15, 2015 | $0.55 |
| Mar 28, 2015 | $4.52 | ||
| Mar 29, 2015 | $5.07 | Mar 28, 2015 | $4.98 |
| Apr 8, 2015 | $0.09 | ||
| Apr 5, 2015 | $5.07 | Apr 8, 2015 | $5.07 |
| Apr 12, 2015 | $5.07 | Apr 8, 2015 | $0.46 |
| Apr 12, 2015 | $4.61 | ||
| Apr 19, 2015 | $0.45 | Apr 12, 2015 | $0.45 |
| Apr 26, 2015 | $0.00 | ||
| May 3, 2015 | $0.00 | ||
| May 10, 2015 | $0.00 | ||
| May 17, 2015 | $0.00 | ||
| May 24, 2015 | $0.00 | ||
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $0.00 | ||
| Jun 14, 2015 | $0.00 | ||
| Jun 21, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Jun 28, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Jul 5, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Jul 12, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Jul 19, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Jul 26, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Aug 2, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Aug 9, 2015 | $3.37 | Jun 21, 2015 | $3.37 |
| Aug 16, 2015 | $3.37 | Jul 2, 2015 | $3.37 |
| Aug 23, 2015 | $2.81 | Jul 2, 2015 | $0.56 |
| Jul 23, 2015 | $2.25 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $0.00 | ||
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $0.00 | ||
| Oct 11, 2015 | $0.00 | ||
| Oct 18, 2015 | $0.00 | ||
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $1.12 | Nov 15, 2015 | $1.12 |
| Nov 8, 2015 | $1.12 | Nov 15, 2015 | $0.22 |
| Nov 23, 2015 | $0.90 | ||
| Nov 15, 2015 | $1.12 | Nov 23, 2015 | $0.06 |
| Nov 28, 2015 | $1.07 | ||
| Nov 22, 2015 | $1.12 | Nov 28, 2015 | $0.06 |
| Dec 21, 2015 | $1.07 | ||
| Nov 29, 2015 | $1.12 | Dec 21, 2015 | $1.12 |
| Dec 6, 2015 | $1.12 | Dec 21, 2015 | $1.12 |
| Dec 13, 2015 | $1.12 | Dec 21, 2015 | $0.06 |
| Jan 5, 2016 | $1.07 | ||
| Dec 20, 2015 | $1.12 | Jan 5, 2016 | $1.12 |
| Dec 27, 2015 | $1.12 | Jan 5, 2016 | $1.12 |
| Jan 3, 2016 | $1.12 | Jan 5, 2016 | $0.06 |
| Feb 2, 2016 | $1.07 | ||
| Jan 10, 2016 | $1.12 | Feb 2, 2016 | $0.28 |
| Feb 14, 2016 | $0.84 | ||
| Jan 17, 2016 | $1.12 | Feb 14, 2016 | $1.12 |
| Jan 24, 2016 | $1.12 | Feb 14, 2016 | $0.28 |
| Mar 8, 2016 | $0.84 | ||
| Jan 31, 2016 | $1.12 | Mar 8, 2016 | $0.84 |
| Mar 22, 2016 | $0.28 | ||
| Feb 7, 2016 | $1.12 | Mar 22, 2016 | $0.73 |
| Apr 5, 2016 | $0.39 | ||
| Feb 14, 2016 | $1.12 | Apr 5, 2016 | $1.12 |
| Feb 21, 2016 | $1.12 | Apr 5, 2016 | $0.17 |
| May 3, 2016 | $0.96 | ||
| Feb 28, 2016 | $1.12 | May 3, 2016 | $0.73 |
| May 24, 2016 | $0.39 | ||
| Mar 6, 2016 | $1.12 | May 24, 2016 | $0.73 |
| Jun 16, 2016 | $0.39 | ||
| Mar 13, 2016 | $1.12 | Jun 16, 2016 | $0.73 |
| Jul 15, 2016 | $0.39 | ||
| Mar 20, 2016 | $1.12 | Jul 15, 2016 | $0.73 |
| Dec 10, 2016 | $0.39 | ||
| Mar 27, 2016 | $1.12 | Dec 10, 2016 | $1.12 |
| Apr 3, 2016 | $1.12 | Dec 10, 2016 | $0.17 |
| Apr 5, 2017 | $0.96 | ||
| Apr 10, 2016 | $1.12 | Apr 5, 2017 | $0.73 |
| Nov 5, 2018 | $0.39 | ||
| Apr 17, 2016 | $1.12 | Nov 5, 2018 | $0.73 |
| Nov 8, 2018 | $0.39 | ||
| Apr 24, 2016 | $1.12 | Nov 8, 2018 | $1.12 |
| May 1, 2016 | $1.12 | Nov 8, 2018 | $0.17 |
| Nov 13, 2018 | $0.96 | ||
| May 8, 2016 | $1.12 | Nov 13, 2018 | $0.39 |
| Nov 19, 2018 | $0.73 | ||
| May 15, 2016 | $1.12 | Nov 19, 2018 | $0.39 |
| Nov 22, 2018 | $0.73 | ||
| May 22, 2016 | $1.12 | Nov 22, 2018 | $0.39 |
| Dec 3, 2018 | $0.73 | ||
| May 29, 2016 | $1.12 | Dec 3, 2018 | $0.39 |
| Dec 14, 2018 | $0.73 | ||
| Jun 5, 2016 | $0.39 | Dec 14, 2018 | $0.39 |
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $0.00 | ||
| Oct 2, 2016 | $0.00 | ||
| Oct 9, 2016 | $0.00 | ||
| Oct 16, 2016 | $0.00 | ||
| Oct 23, 2016 | $0.00 | ||
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $0.00 | ||
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $0.00 | ||
| Dec 4, 2016 | $0.00 | ||
| Dec 11, 2016 | $0.00 | ||
| Dec 18, 2016 | $0.00 | ||
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $0.00 | ||
| Feb 5, 2017 | $0.00 | ||
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $0.00 | ||
| Jul 16, 2017 | $0.00 | ||
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $0.00 | ||
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $0.00 | ||
| Sep 17, 2017 | $0.00 | ||
| Sep 24, 2017 | $0.00 | ||
| Oct 1, 2017 | $0.00 | ||
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $0.00 | ||
| Oct 29, 2017 | $0.00 | ||
| Nov 5, 2017 | $0.00 | ||
| Nov 12, 2017 | $0.00 | ||
| Nov 19, 2017 | $0.00 | ||
| Nov 26, 2017 | $0.00 | ||
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $0.00 | ||
| Sep 30, 2018 | $0.00 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $0.00 | ||
| Nov 4, 2018 | $0.00 | ||
| Nov 11, 2018 | $0.00 | ||
| Nov 18, 2018 | $0.00 | ||
| Nov 25, 2018 | $0.00 | ||
| Dec 2, 2018 | $0.00 | ||
| Dec 9, 2018 | $0.00 | ||
| Dec 16, 2018 | $0.00 | ||
| Dec 23, 2018 | $0.00 | ||
| Dec 30, 2018 | $0.00 | ||
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $0.00 | ||
| Jan 27, 2019 | $0.56 | Jan 24, 2019 | $0.56 |
| Feb 3, 2019 | $0.56 | Jan 24, 2019 | $0.56 |
| Feb 10, 2019 | $46.75 | Jan 30, 2019 | $1.12 |
| Feb 5, 2019 | $5.62 | ||
| Feb 12, 2019 | $1.12 | ||
| Feb 13, 2019 | $4.49 | ||
| Feb 18, 2019 | $2.25 | ||
| Mar 5, 2019 | $4.49 | ||
| Feb 17, 2019 | $46.75 | ||
| Feb 24, 2019 | $46.75 | ||
| Mar 3, 2019 | $46.75 | ||
| Mar 10, 2019 | $46.75 | ||
| Mar 17, 2019 | $46.75 | ||
| Mar 24, 2019 | $19.63 | ||
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