Inventory of kitchen utensils, bowls, and basins for bakery

Joyce Fondo Nyamawi

Zowerani, Kenya

100% repaid

Entrepreneur

Name

Joyce Fondo Nyamawi

Member since

August 2012

On-time repayments

86 installments  •  64%

About Me

I am Joyce Fondo. With my husband and children we have a baking business in Tezo, Kilifi County, on the Kenyan Coast. With the help of the family, we bake breads and cakes; however, it is difficult for the business without a larger and more efficient oven. With the help of a business class run by a local NGO, I realized the Zidisha loan would allow me to purchase a commercial size oven, made by a local craftsman, which will allow up to 100 loaves of bread at a time, reducing costs and increasing profitability.
My graduation photo from the Business Skills class is included on this webpage. In class we learned about business finance, marketing and how to write a business plan.
My husband and I are retired schoolteachers. We also volunteer as Community Health Workers, a program in Kenya that brings health education and outreach to the local villages. Presently, our family income is supplemented by selling produce.

My Business

The nearest town, Kilifi, is 12 kilometres away, so there are opportunities to sell fresh bread locally in Tezo and north. Our customers do not have to travel to Kilifi to buy bread. We also have weddings and other celebrations that need our cakes. Having a larger oven will help us to meet the demand for bread, cakes and expand to other items. This will make our baking profitable

Loan Proposal

The JoyFo Bakery is still successful but I want to add a business selling kitchen utensils, bowls and basins. This can add to our income without adding extra labour costs. We can sell these items along with the scones and roses at the local market.
My third born, Sam will be getting married soon and this extra helps to provide for the big wedding! God bless you my lenders

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$417.97

Date disbursed

Jul 1, 2015

Repayment status

On Time

Projected term

14 months

Cost to entrepreneur

Service fee: $20.90

Lenders

M

mblue0953

United States

A

Anninymouse

Southampton, United Kingdom

D

Delph007

Den Haag, Netherlands

A

arenk

Karlsruhe, Germany

D

dkapplerb

Toronto, Canada

JonasG

Cologne, Germany

PaulE

Cockeysville, MD, United States

K

Krokslatt

Mölndal, Sweden

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

E

erozlum

Istanbul, Turkey

D

drjofleming

UK, United Kingdom

D

Davieboy

Melbourne, Australia

DeanDropshot

Oslo, Norway

F

Fiodal

Helsinki, Finland

Raoul72

Naarden, Netherlands

S

sirius

Lauterach, Austria

S

SMRosen

Hershey, United States

E

evanglend

Arlington, United States

J

JakeA

Wellington, New Zealand

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

D

dterryn

Brussels, Belgium

B

blahblah

Nuernberg, Germany

J

jdhowa2

Louisville, KY, United States

HansLindgren

Uppsala, Sweden

beverly

Vancouver, Canada

J

jjonas

berlin, Germany

EmilAsker

Lomma, Sweden

L

Ladysmom

Dallas, United States

J

Jazzie

Oklahoma City, United States

HE

help each other

Glasgow, United Kingdom

F

fisaire

Ithaca, United States

B

bhalter

Eau Claire, United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

indeh

London, United Kingdom

J

Jaslogic

Castle Rock, United States

Quentin

Toronto, Canada

H

HildeK

Rogaland, Norway

SkyWalker

Stromberg, Germany

Shasta

Erie, United States

T

toscoman

Adliswil, Switzerland

B

bopsquod

Seattle, Wa, United States

Cloudways

Malta, Malta

P

planespotter

Berlin, Germany

P

penguin3694

Chicago, United States

T

the0bauman

Hillsboro, United States

B

bugsheep

Houston, United States

lorello

Vicopisano, Italy

M

mmcclu111

San Francisco, United States

braccino

Settimo Milanese MI, Italy

B

BClay

Campbell, United States

ads68

Melbourne, Australia

I

imnot

Stafford, United Kingdom

O

Orenius

Tacoma, United States

skullyjo

Winnipeg, Canada

Y

Yevrahs

Dallas, Texas, United States

Vintagebeeinc

Youngsville NC, United States

M

mkellerman

Shanghai, China

L

leeirel

Edmonton, Canada

basicus

Cairo, Egypt

J

Jopar

Corroios, Portugal

panamaman

Philadelphia, United States

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

F

flaguy999

Tampa, United States

K

KnutG

Bergen, Norway

Muslim

Riyadh, Saudi Arabia

RookCarmain

Coquille, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

S

Serene

Philadelphia, United States

GarmdGriek

Oslo, Norway

Z

ZacJ89

RIverside, United States

Zal0m0n

Atlantis!!!! x), Mauritania

U

Ubun2

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

M

mmisoo

Nova Dubnica, Slovakia

P

paul74

Chichester, United Kingdom

mohita

delhi, India

P

PaddyP

athenry, Ireland

S

Spelbreker

Zwijnaarde, Belgium

soniad

Dubai, United Arab Emirates

S

seikatsu

Palo Alto, CA, United States

Matthieu

Switzerland, France

xtrahardware

Cazenovia, United States

B

BMcDermott

Washington, DC, United States

B

boingrid

Norrköping, Sweden

HealthcareProvider

Baltimore, United States

G

GoCO

Golden, Co, United States

H

Haavard

Bergen, Norway

M

MarkKrakow

Joliet, United States

G

GanSatya

United States

sderickson

Berkeley, CA, United States

A

andrewpbrett

United States

O

oonbug

United States

R

randall

Ogden, United States

H

HoseB

San Francisco, United States

Matching Fund

Sterling, United States

M

microlender

United States

cc5alive

Los Angeles, United States

ColinHicks

Chichester, United Kingdom

ScholaNatura

Czech Republic

L

lenders

United States

M

meric

Australia

Paul Buchheit

Mountain View, United States

S

SimonAngus

South Africa

A

ajayhk

San Jose, United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

A

AlphaAres

Azerbaijan

Grant Xavier Storer

Seattle, Wa, United States

Haim Si

Mexico, Mexico

F

Falk

Germany

Paul

Auckland, New Zealand

V

Vivek

Arlington, VA, United States

M

Mike

United States

Ask Joyce a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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