Bookshop & stationery business

Purity Mwirigi

Meru, Kenya

100% repaid

Entrepreneur

Name

Purity Mwirigi

Member since

March 2015

On-time repayments

190 installments  •  68%

About Me

My name is Purity, and I am at my mid-30s, a single mother of one boy who is 6 years old. I went to school at Kianthumbi Primary School and did my KCPE in 1996, then I went to Katheri High School and did my KCSE in 2000. Then from there I got employed at a supermarket in Meru, where I worked for 6 years as a cashier.

I gave birth to my son Elvis and I stayed at home for one year to cater for my son. Thereafter I started a cosmetics shop at Katheri Market. I later noticed that there was a high demand of stationary and textbooks in our market. That's when I started that business.

The uniqueness of my land is that I was born on the slopes of Mount Kenya, and near the Mount Kenya Forest there so many game parks and game reserves around.

My son longs to be a pilot when he grows up.

My Business

I provide services such as photocopying, printing, and typing. The services are in demand since [this is the] only shop in this market, and we have many schools around.

I use my profit to pay the fees for my son and our upkeep. I also plough it back to my business. That's how I manage to add stock of textbooks. I chose this business since it's easy to run and is at a high demand. Education will always remain the main factor in our societies; therefore books will always be needed.

Loan Proposal

hi, may i first take this oportunity to say thank you to zidisha family for the continued support you have accorded me. My son and i will forever be gratefull for this support.
Having completed the repayments for my previous loan, i am in need of more funding to add more stock in my bookshop( this will include suppling of stationery eg. pens, exercise books and text books to the surrounding school since they are in high demand, in this undertaking i will invest kshs 25,000 for stock and kshs 3,000 for transport cost)
since i also offer money transfer service through Safaricom M-pesa i will add Kshs 30,000 to the line i had earlier purchased so as to increase my commission as their agent which in turn will translate to a better profit margin, it will also come as a releif to my clients who are suffering from my constant problem of not having a bigger credit limit as an agent. the remaining amount Kshs 24,000 plus my savings of kshs 20,000 will be used as follows.
1. kshs 15,000 will be used to purchase memory sticks for mobile phones which my customers seem to have a demand for.
2. Kshs 20,000 will be used as hard cash issue my clients upon withdrawing money from my agent number.
3. Ksh. 7,000 will be used to renew my municipal council license which is due to expire in end october.
4. Kshs 7,000 will be used as security incase of any eventuality.

thanks again for your continued support and may you all be blessed.

Show original English  

About Me

My name is purity at my mid 30s,a single mother of one boy 6years old,I went to school at kianthumbi primary school and did my KCPE in 1996 then gone to Katheri high school and did my KCSE in 2000,then from there i got employed in a supermarket in meru where i worked for 6years as a cashier.
I gave birth to my son Elvis and i stayed at home for one year to cater for my son,there after i start a cosmetics shop at katheri market.I later noticed that there was a high demand of a stationary and textbook in our market.thats when i started that business.
The uniqueness of my land is that am born at the slopes of mount Kenya and near the mount kenya forest there so many game parks and game reserves around.
My son longs to be a pilot when he grows up.he loves mathematis and sciences and i pray for him day and night.his hobby is playing football and dancing.

My Business

I provide service such as:photocopying,printing,typing,Mpesa services which is used by over 14 million people to send money to families and business paybills .the services are in demand since its my only shop in the market and having many schools around.
I use my profit to pay the fees for my son and our up keep,and i have also used the profits to help our community buy pipes for kathita water project.i have also donated to baby blessings and Turu childrens home ,helped my assistant Grace pay for her hospitallity course.
I also plough it back to my business.that's how I manage to add textbooks stock.
I choose this business since its easy to run and is at a high demand,Education will always remain the main factor into our societies therefore books will always be needed.

Loan Proposal

hi, may i first take this oportunity to say thank you to zidisha family for the continued support you have accorded me. My son and i will forever be gratefull for this support.
Having completed the repayments for my previous loan, i am in need of more funding to add more stock in my bookshop( this will include suppling of stationery eg. pens, exercise books and text books to the surrounding school since they are in high demand, in this undertaking i will invest kshs 25,000 for stock and kshs 3,000 for transport cost)
since i also offer money transfer service through Safaricom M-pesa i will add Kshs 30,000 to the line i had earlier purchased so as to increase my commission as their agent which in turn will translate to a better profit margin, it will also come as a releif to my clients who are suffering from my constant problem of not having a bigger credit limit as an agent. the remaining amount Kshs 24,000 plus my savings of kshs 20,000 will be used as follows.
1. kshs 15,000 will be used to purchase memory sticks for mobile phones which my customers seem to have a demand for.
2. Kshs 20,000 will be used as hard cash issue my clients upon withdrawing money from my agent number.
3. Ksh. 7,000 will be used to renew my municipal council license which is due to expire in end october.
4. Kshs 7,000 will be used as security incase of any eventuality.

thanks again for your continued support and may you all be blessed.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$829.09

Date disbursed

Sep 29, 2016

Repayment status

On Time

Projected term

11 months

Cost to entrepreneur

Service fee: $35.90

Lenders

joerg

Berlin, Germany

T

Tmann

Los Angeles, United States

P

ploeger

Perkasie, United States

ErikN

Stockholm, Sweden

Judith

London, United Kingdom

M

Mårten

Inden, Switzerland

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Matching Fund

Sterling, United States

B

beckynagel

United States

Paul Buchheit

Mountain View, United States

JA

Jorge Alagon

Munich, Germany

trincowski

Vilar, Vila do Conde, Portugal

Michel Bavin

Antwerp Area, Belgium

M

mbarbier

United States

LJ

United States

JK

Hamburg, Germany

V

Vivek

Arlington, VA, United States

MR

Michiel Rauws

San Francisco, Netherlands

wissam

Jeddah, Saudi Arabia

I

Irene

Switzerland

Carl D Patterson

United Kingdom

R

Rahima

United States

roark22

Geneva, Switzerland

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Seppo Ruohonen

Vantaa, Finland

Humble Bundle Community

San Francisco, United States

Vratik Krocik

Prague, Czech Republic

Ellen

Michigan, United States

A

Anonymous

United States

A

Anonymous

United States

NB

Nolan Beal

United States

B

Brian

Rancho Cordova, United States

Paul Buchheit

Mountain View, United States

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