Robert
Misori Village, Kenya
46% repaid
Name
Robert
Member since
April 2014
On-time repayments
270 installments • 31%
I was born 40years ago, in Misori Village, Usenge Sub-Location, West Yimbo Ward, of Siaya County. I went to school in 80's and Mid 90's. After my high school I joined my uncles in fishing business which I did for half a decade. I made enough savings from fishing which I used to start a barber shop which I operate to-date besides owning few boats that supplements my earnings and providing food for the family.
I am married and am blessed with two children, am a Christian and God fearing man. I want to start poultry farming to supplement my earnings, with this i will supply both broilers and eggs to the market for sale, and i hope this will give me extra cash to pay the loan with much ase.
Having been brought up within Lake Victoria region, I joined fishing industry immediately after high school. I then used my savings to start a barber shop which I run alongside owning a fishing vessel. Both businesses face various challenges. The fishing industry requires a lot of human resource as much as financial, the fishing gears needs frequent repairs and upgrading for a better catch. The barber shop business has gone digital with customers demanding better services, latest styles, head/ neck massage and hair treatment as well. All these requires reliable source of income to maintain the business to customers satisfaction. I have improved my businesses by upgrading fishing gears and shaving materials, keeping the environment clean and attractive while maintaining customer relations.
Jointly I earn an average of $675 per month. My total bill costs $222, my salary $205. As a Christian I pay 10% tithe to the church ($68), I use $145 for upgrading the businesses and $35 for emergency. From my salary I save $15, and spend further $147 in paying school fee and meeting other family obligations (such as food, clothing, and basic health care). The remainder is my entertainment; I will use part of this money plus some savings and surplus from increased proceeds to repay the loan.
I want to put up a modern barber shop increase the number of machines and human resources, increase the number of vessels and fishing gears as well. I believe with Zidisha as my financial partner the sky is the limit.
I started poultry keeping with the first loan now I want to expand the business by extending the poultry house and buying more chicks for rearing. The extension will include wire mesh, poles and iron sheet at a cost of $255 while 100 chicks will cost $110, I will also buy more drugs for vaccination which will cost $12. Since I am rearing indigenous breeds, the chicks will be ready for sale within three months at a cost of each $6.6. This money will go along way in transforming my life as I look to begin major supplies to various schools and colleges by January, 2016.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$266.00
Date disbursed
Jul 14, 2015
Repayment status
Late
Projected term
49 months
Other loans
Amount repaid
$127.84
Amount remaining
$150.11
Expected completion
Aug 4, 2019
Status
Repaying late
Installment amount
$1.03
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 26, 2015 | $3.09 | Jul 26, 2015 | $3.09 |
Aug 2, 2015 | $3.09 | Jul 26, 2015 | $3.09 |
Aug 9, 2015 | $3.09 | Aug 3, 2015 | $3.09 |
Aug 16, 2015 | $3.09 | Aug 3, 2015 | $3.09 |
Aug 23, 2015 | $3.09 | Aug 9, 2015 | $3.09 |
Aug 30, 2015 | $3.09 | Aug 9, 2015 | $3.09 |
Sep 6, 2015 | $3.09 | Aug 18, 2015 | $3.09 |
Sep 13, 2015 | $3.09 | Aug 18, 2015 | $3.09 |
Sep 20, 2015 | $3.09 | Aug 24, 2015 | $3.09 |
Sep 27, 2015 | $3.09 | Aug 24, 2015 | $3.09 |
Oct 4, 2015 | $3.09 | Sep 3, 2015 | $3.09 |
Oct 11, 2015 | $3.09 | Sep 3, 2015 | $3.09 |
Oct 18, 2015 | $3.09 | Sep 27, 2015 | $3.09 |
Oct 25, 2015 | $3.09 | Sep 27, 2015 | $3.09 |
Nov 1, 2015 | $3.09 | Oct 31, 2015 | $3.09 |
Nov 8, 2015 | $3.09 | Oct 31, 2015 | $3.09 |
Nov 15, 2015 | $3.09 | Oct 31, 2015 | $3.09 |
Nov 22, 2015 | $3.09 | Nov 19, 2015 | $3.09 |
Nov 29, 2015 | $3.09 | Nov 19, 2015 | $3.09 |
Dec 6, 2015 | $3.09 | Dec 5, 2015 | $3.09 |
Dec 13, 2015 | $3.09 | Dec 13, 2015 | $3.09 |
Dec 20, 2015 | $3.09 | Dec 21, 2015 | $3.09 |
Dec 27, 2015 | $3.09 | Dec 27, 2015 | $3.09 |
Jan 3, 2016 | $3.09 | Jan 3, 2016 | $3.09 |
Jan 10, 2016 | $3.09 | Jan 10, 2016 | $3.09 |
Jan 17, 2016 | $3.09 | Jan 17, 2016 | $3.09 |
Jan 24, 2016 | $3.09 | Jan 17, 2016 | $3.09 |
Jan 31, 2016 | $3.09 | Jan 31, 2016 | $3.09 |
Feb 7, 2016 | $3.09 | Feb 7, 2016 | $3.09 |
Feb 14, 2016 | $3.09 | Feb 15, 2016 | $3.09 |
Feb 21, 2016 | $3.09 | Feb 24, 2016 | $3.09 |
Feb 28, 2016 | $3.09 | Mar 3, 2016 | $3.09 |
Mar 6, 2016 | $3.09 | Mar 12, 2016 | $3.09 |
Mar 13, 2016 | $3.09 | Mar 12, 2016 | $3.09 |
Mar 20, 2016 | $3.09 | Mar 24, 2016 | $3.09 |
Mar 27, 2016 | $3.09 | May 22, 2016 | $3.09 |
Apr 3, 2016 | $0.00 | ||
Apr 10, 2016 | $0.00 | ||
Apr 17, 2016 | $0.00 | ||
Apr 24, 2016 | $0.00 | ||
May 1, 2016 | $0.00 | ||
May 8, 2016 | $0.00 | ||
May 15, 2016 | $0.00 | ||
May 22, 2016 | $0.00 | ||
May 29, 2016 | $0.00 | ||
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $1.03 | Jul 9, 2016 | $1.03 |
Jul 10, 2016 | $1.03 | Sep 4, 2016 | $1.03 |
Jul 17, 2016 | $1.03 | Sep 4, 2016 | $1.03 |
Jul 24, 2016 | $1.03 | Sep 12, 2016 | $1.03 |
Jul 31, 2016 | $1.03 | Sep 19, 2016 | $1.03 |
Aug 7, 2016 | $1.03 | Oct 1, 2016 | $1.03 |
Aug 14, 2016 | $1.03 | Jan 9, 2019 | $1.03 |
Aug 21, 2016 | $1.03 | Jan 9, 2019 | $1.03 |
Aug 28, 2016 | $1.03 | Jan 9, 2019 | $1.03 |
Sep 4, 2016 | $1.03 | Jan 9, 2019 | $1.03 |
Sep 11, 2016 | $1.03 | Jan 9, 2019 | $1.03 |
Sep 18, 2016 | $1.03 | Feb 7, 2019 | $1.03 |
Sep 25, 2016 | $1.03 | Feb 7, 2019 | $1.03 |
Oct 2, 2016 | $1.03 | Feb 7, 2019 | $1.03 |
Oct 9, 2016 | $1.03 | Feb 7, 2019 | $1.03 |
Oct 16, 2016 | $1.03 | Feb 7, 2019 | $1.03 |
Oct 23, 2016 | $1.03 | ||
Oct 30, 2016 | $1.03 | ||
Nov 6, 2016 | $1.03 | ||
Nov 13, 2016 | $1.03 | ||
Nov 20, 2016 | $1.03 | ||
Nov 27, 2016 | $1.03 | ||
Dec 4, 2016 | $1.03 | ||
Dec 11, 2016 | $1.03 | ||
Dec 18, 2016 | $1.03 | ||
Dec 25, 2016 | $1.03 | ||
Jan 1, 2017 | $1.03 | ||
Jan 8, 2017 | $1.03 | ||
Jan 15, 2017 | $1.03 | ||
Jan 22, 2017 | $1.03 | ||
Jan 29, 2017 | $1.03 | ||
Feb 5, 2017 | $1.03 | ||
Feb 12, 2017 | $1.03 | ||
Feb 19, 2017 | $1.03 | ||
Feb 26, 2017 | $1.03 | ||
Mar 5, 2017 | $1.03 | ||
Mar 12, 2017 | $1.03 | ||
Mar 19, 2017 | $1.03 | ||
Mar 26, 2017 | $1.03 | ||
Apr 2, 2017 | $1.03 | ||
Apr 9, 2017 | $1.03 | ||
Apr 16, 2017 | $1.03 | ||
Apr 23, 2017 | $1.03 | ||
Apr 30, 2017 | $1.03 | ||
May 7, 2017 | $1.03 | ||
May 14, 2017 | $1.03 | ||
May 21, 2017 | $1.03 | ||
May 28, 2017 | $1.03 | ||
Jun 4, 2017 | $1.03 | ||
Jun 11, 2017 | $1.03 | ||
Jun 18, 2017 | $1.03 | ||
Jun 25, 2017 | $1.03 | ||
Jul 2, 2017 | $1.03 | ||
Jul 9, 2017 | $1.03 | ||
Jul 16, 2017 | $1.03 | ||
Jul 23, 2017 | $1.03 | ||
Jul 30, 2017 | $1.03 | ||
Aug 6, 2017 | $1.03 | ||
Aug 13, 2017 | $1.03 | ||
Aug 20, 2017 | $1.03 | ||
Aug 27, 2017 | $1.03 | ||
Sep 3, 2017 | $1.03 | ||
Sep 10, 2017 | $1.03 | ||
Sep 17, 2017 | $1.03 | ||
Sep 24, 2017 | $1.03 | ||
Oct 1, 2017 | $1.03 | ||
Oct 8, 2017 | $1.03 | ||
Oct 15, 2017 | $1.03 | ||
Oct 22, 2017 | $1.03 | ||
Oct 29, 2017 | $1.03 | ||
Nov 5, 2017 | $1.03 | ||
Nov 12, 2017 | $1.03 | ||
Nov 19, 2017 | $1.03 | ||
Nov 26, 2017 | $1.03 | ||
Dec 3, 2017 | $1.03 | ||
Dec 10, 2017 | $1.03 | ||
Dec 17, 2017 | $1.03 | ||
Dec 24, 2017 | $1.03 | ||
Dec 31, 2017 | $1.03 | ||
Jan 7, 2018 | $1.03 | ||
Jan 14, 2018 | $1.03 | ||
Jan 21, 2018 | $1.03 | ||
Jan 28, 2018 | $1.03 | ||
Feb 4, 2018 | $1.03 | ||
Feb 11, 2018 | $1.03 | ||
Feb 18, 2018 | $1.03 | ||
Feb 25, 2018 | $1.03 | ||
Mar 4, 2018 | $1.03 | ||
Mar 11, 2018 | $1.03 | ||
Mar 18, 2018 | $1.03 | ||
Mar 25, 2018 | $1.03 | ||
Apr 1, 2018 | $1.03 | ||
Apr 8, 2018 | $1.03 | ||
Apr 15, 2018 | $1.03 | ||
Apr 22, 2018 | $1.03 | ||
Apr 29, 2018 | $1.03 | ||
May 6, 2018 | $1.03 | ||
May 13, 2018 | $1.03 | ||
May 20, 2018 | $1.03 | ||
May 27, 2018 | $1.03 | ||
Jun 3, 2018 | $1.03 | ||
Jun 10, 2018 | $1.03 | ||
Jun 17, 2018 | $1.03 | ||
Jun 24, 2018 | $1.03 | ||
Jul 1, 2018 | $1.03 | ||
Jul 8, 2018 | $1.03 | ||
Jul 15, 2018 | $1.03 | ||
Jul 22, 2018 | $1.03 | ||
Jul 29, 2018 | $1.03 | ||
Aug 5, 2018 | $1.03 | ||
Aug 12, 2018 | $1.03 | ||
Aug 19, 2018 | $1.03 | ||
Aug 26, 2018 | $1.03 | ||
Sep 2, 2018 | $1.03 | ||
Sep 9, 2018 | $1.03 | ||
Sep 16, 2018 | $1.03 | ||
Sep 23, 2018 | $1.03 | ||
Sep 30, 2018 | $1.03 | ||
Oct 7, 2018 | $1.03 | ||
Oct 14, 2018 | $1.03 | ||
Oct 21, 2018 | $1.03 | ||
Oct 28, 2018 | $1.03 | ||
Nov 4, 2018 | $1.03 | ||
Nov 11, 2018 | $1.03 | ||
Nov 18, 2018 | $1.03 | ||
Nov 25, 2018 | $1.03 | ||
Dec 2, 2018 | $1.03 | ||
Dec 9, 2018 | $1.03 | ||
Dec 16, 2018 | $1.03 | ||
Dec 23, 2018 | $1.03 | ||
Dec 30, 2018 | $1.03 | ||
Jan 6, 2019 | $1.03 | ||
Jan 13, 2019 | $1.03 | ||
Jan 20, 2019 | $1.03 | ||
Jan 27, 2019 | $1.03 | ||
Feb 3, 2019 | $1.03 | ||
Feb 10, 2019 | $1.03 | ||
Feb 17, 2019 | $1.03 | ||
Feb 24, 2019 | $1.03 | ||
Mar 3, 2019 | $1.03 | ||
Mar 10, 2019 | $1.03 | ||
Mar 17, 2019 | $1.03 | ||
Mar 24, 2019 | $1.03 | ||
Mar 31, 2019 | $1.03 | ||
Apr 7, 2019 | $1.03 | ||
Apr 14, 2019 | $1.03 | ||
Apr 21, 2019 | $1.03 | ||
Apr 28, 2019 | $1.03 | ||
May 5, 2019 | $1.03 | ||
May 12, 2019 | $1.03 | ||
May 19, 2019 | $1.03 | ||
May 26, 2019 | $1.03 | ||
Jun 2, 2019 | $1.03 | ||
Jun 9, 2019 | $1.03 | ||
Jun 16, 2019 | $1.03 | ||
Jun 23, 2019 | $1.03 | ||
Jun 30, 2019 | $1.03 | ||
Jul 7, 2019 | $1.03 | ||
Jul 14, 2019 | $1.03 | ||
Jul 21, 2019 | $1.03 | ||
Jul 28, 2019 | $1.03 | ||
Aug 4, 2019 | $0.63 |
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