Entrepreneur
Name
Emmanuel
Member since
August 2015
On-time repayments
89 installments • 55%
About Me
I belong to a large polygamous family who grew up with all my other siblings in the same house. My childhood was quite and interesting one eating together with my other siblings who used to cheat we the young ones. What a nostalgic reminiscence.
I schooled at Presbyterian elementary school and continued to Berekum Secondary school and furthered to University of Ghana. My school days was not an easy one but my with my mum's assistance and God's mercy upon my life, things are turning around for my good.
I am a teacher by profession presently at Methodist JHS where I handle Mathematics.
I am married to an angel, the love of my life. Just became a Dad four months ago. I love kids a lot. My hobbies include browsing, reading, listening to music etc
My Business
I operate a shop alongside my teaching in which I deal in mobile phone accessories like screen guard, batteries, chargers, phone housing, handsfree etc. at a prominent location at Berekum around the main Lorry park. The start up capital was financed by a bank salary loan I took about two and a half years ago from a local bank.
The mobile phone accessories business is a very lucrative venture which is thriving a lot in Ghana now returning a profit of at least 40%.
I thus want to expand my inventory and supply to other dealers. My last loan was helpful but inadequate. I hope I would be able to raise something substantial to boost my business.
Loan Proposal
Mobile phones business is quite lucrative still at my area, likewise other ICT products like laptops, power banks, printers and several others. I therefore request this loan to purchase some laptops and other accessories to venture into that area as well. For starting, I want to buy 3 entry level laptops which will cost about GHS1590 or $300 which can return a profit of at least 50%. The rest will be used to buy accessories like mouse, joystick and game pads. It's estimated to cost GHS500 or $130. This area has a very bright prospect. I am thus calling on all kind lenders here to help me secure the loan to expand my business to help put me on sound economic pedestal to take my family and society of poverty. I promise to pay back any loan I secure from you. Counting on you. Thank you zidisha.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$551.00
Date disbursed
May 18, 2016
Repayment status
Late
Projected term
69 months
Other loans
Lenders
Summary
Amount repaid
$88.23
Amount remaining
$490.22
Expected completion
Jul 17, 2017
Status
Repaying late
Installment amount
$22.26
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 30, 2016 | $21.45 | Mar 7, 2016 | $16.09 |
| May 28, 2016 | $5.36 | ||
| Jun 6, 2016 | $6.70 | May 28, 2016 | $6.70 |
| Jun 13, 2016 | $6.70 | May 28, 2016 | $6.70 |
| Jun 20, 2016 | $6.70 | May 28, 2016 | $2.68 |
| Jun 6, 2016 | $4.02 | ||
| Jun 27, 2016 | $6.70 | Jun 6, 2016 | $6.70 |
| Jul 4, 2016 | $6.70 | Jun 6, 2016 | $2.68 |
| Jun 14, 2016 | $4.02 | ||
| Jul 11, 2016 | $6.70 | Jun 14, 2016 | $6.70 |
| Jul 18, 2016 | $2.68 | Jun 14, 2016 | $2.68 |
| Jul 25, 2016 | $2.68 | Nov 16, 2016 | $2.68 |
| Aug 1, 2016 | $0.00 | ||
| Aug 8, 2016 | $0.00 | ||
| Aug 15, 2016 | $0.00 | ||
| Aug 22, 2016 | $0.00 | ||
| Aug 29, 2016 | $0.00 | ||
| Sep 5, 2016 | $0.00 | ||
| Sep 12, 2016 | $0.00 | ||
| Sep 19, 2016 | $0.00 | ||
| Sep 26, 2016 | $0.00 | ||
| Oct 3, 2016 | $0.00 | ||
| Oct 10, 2016 | $0.00 | ||
| Oct 17, 2016 | $0.00 | ||
| Oct 24, 2016 | $0.00 | ||
| Oct 31, 2016 | $0.00 | ||
| Nov 7, 2016 | $0.00 | ||
| Nov 14, 2016 | $0.00 | ||
| Nov 21, 2016 | $1.34 | Nov 16, 2016 | $1.34 |
| Nov 28, 2016 | $1.34 | Nov 27, 2016 | $1.34 |
| Dec 5, 2016 | $1.34 | Nov 27, 2016 | $1.34 |
| Dec 12, 2016 | $1.34 | Dec 13, 2016 | $1.34 |
| Dec 19, 2016 | $1.34 | Dec 13, 2016 | $1.34 |
| Dec 26, 2016 | $1.34 | Dec 13, 2016 | $1.34 |
| Jan 2, 2017 | $1.34 | Dec 13, 2016 | $1.34 |
| Jan 9, 2017 | $1.34 | Jan 9, 2017 | $1.34 |
| Jan 16, 2017 | $1.34 | Jan 9, 2017 | $1.34 |
| Jan 23, 2017 | $1.34 | Jan 9, 2017 | $1.34 |
| Jan 30, 2017 | $0.80 | Jan 9, 2017 | $0.80 |
| Feb 6, 2017 | $1.88 | Feb 9, 2017 | $1.88 |
| Feb 13, 2017 | $22.26 | Feb 9, 2017 | $3.49 |
| Feb 20, 2017 | $22.26 | ||
| Feb 27, 2017 | $22.26 | ||
| Mar 6, 2017 | $22.26 | ||
| Mar 13, 2017 | $22.26 | ||
| Mar 20, 2017 | $22.26 | ||
| Mar 27, 2017 | $22.26 | ||
| Apr 3, 2017 | $22.26 | ||
| Apr 10, 2017 | $22.26 | ||
| Apr 17, 2017 | $22.26 | ||
| Apr 24, 2017 | $22.26 | ||
| May 1, 2017 | $22.26 | ||
| May 8, 2017 | $22.26 | ||
| May 15, 2017 | $22.26 | ||
| May 22, 2017 | $22.26 | ||
| May 29, 2017 | $22.26 | ||
| Jun 5, 2017 | $22.26 | ||
| Jun 12, 2017 | $22.26 | ||
| Jun 19, 2017 | $22.26 | ||
| Jun 26, 2017 | $22.26 | ||
| Jul 3, 2017 | $22.26 | ||
| Jul 10, 2017 | $22.26 | ||
| Jul 17, 2017 | $5.63 | ||
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