Name
Rachel
Member since
April 2017
On-time repayments
4 installments • 100%
I am an artist. I dabble in many mediums. I'd like my ventures to be profitable but for that I need to start somewhere.
I left my job so I can be more involved in raising my child. I'd like to homeschool. So, I started painting shoes for sale, selling second hand books and making clothes. All these things I have taught myself to do. There are times when I get it right, but other times I fall flat on my face but seeing my son looking up at me for instruction and help and food and everything in between, I get up, dust off and try again.
My business relies on buying stock be it for materials or books, ahead of time. Sometimes, that cash is just not there between all the other responsibilities I must keep up with. Therefore, I need a little boost once in a whole to enable me launch the next project.
I was a copywriter for a digital ad agency and a painter, trailer and designer for my pet projects. I publish books, make furniture and clothes and films
Demand is there for the work I do but I do need some capital to set off. Since I dabble in many things, there is always work if I am well equipped and ready for it. I chose to work in art because it sorts out my depression issues and I get to work on multiple things at the same time while spending a huge amount of time with my son.
I found that at my past job, I didn't have time to breathe and I would get overwhelmed, anxious and depressed. Most of all, I was underpaid, unappreciated and I only got to see my son when he was already in bed and sometimes leave before he got up. It was frustrating.
I do need a boost here and there but most times I am able to handle buying materials and payiong bills and taking care of my home.
It's almost Valentine's and we need to be ready with goodies that people can buy for their loved ones. As such, I need a little boost to buy fabric, zips and other materials that will enable me create appealing clothes without a rush. A square metre of fleece is USD 7. I need to buy a minimum of 30 square metres by next week to give myself ample time to work on the gift items and bags. That is the biggest part of my problem. Getting fleece in Kenya is a bit difficult so, when it's available, it's always best to get it and store it.
I have a mentally challenged tailor in my employ. She also has a child that she cares for. She is hardworking and reliable and I like to ensure there's a little money in her pocket so she doesn't worry too much. Until I get the materials, she will have to stay home. Meaning, she has little or no income coming in.
The loan is just to top up what I have so I can meet the minimum. That means, I'll have ready items in time for the Valentine's rush.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$32.00
Date disbursed
Jan 26, 2019
Repayment status
On Time
Projected term
1 week
Other loans
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Catherine Feb 7, 2019
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