302 installments • 23%
i am carolyne chepkemoi from kericho county but currently staying in mombasa county.i hold a degree in public relations. A third born in a family of four.i started my business after campus with the savings i had since i never wanted to stay idle as i looked for a job.i started with getting lessos from mombasa and selling thrm in nairobi,nakuru and kericho.after sometime i included some fabric(vitenge)since my customers were demanding for them.with the zidisha loan i know my business will grow to something bigger than it is now because i intend to also add handbags,shoes and men wear to my business.by that I'll target a larger market.
This being a personal business i will pay back with the money i make.my business is growing day after day and its very promising in my business i have constant customers that i rely on even when the period is low.i make new customers often too.The good part about my business is that most people like to make or design their own clothes.they like tailored clothes and thats why the fabric business is very nice.with the zidisha loan i can expand my business more and offer variety of goods and services to my customers.i do make 7 to 11 thousand shillings profit after i have taken out all my expenses.sometimes i get a higher or low amount according to how the market is.i make this much because the capital i put in was little but i can say it has really grown and i know it will grow bigger with time.thanks in advance and i hope you will consider my application.
Hello lenders.am carolyne chepkemoi.this is my 2nd loan.il use the money to buy more stock &make my small growing business better than it is now.i repaid the 1st loan on time and i intend to do same with this one.I used my first loan on.buying more fabric since my business is still growing.i want to target the holiday since many people have celebrations like weddings,family get togethers so i believe its good for my business because many people especially women will be making clothes and i believe i will have many more returns if i work hard on it and put more effort.i hope my application will be considered and fully funded.thankyou.
Apr 17, 2014
Cost to entrepreneur
Lender interest: $150.07 at 2.84% annual rate over 1 month = $0.41
Service fee: $0.51