Farm expansion

Maurice

Angorom, Kenya

4% repaid

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Entrepreneur

Name

Maurice

Member since

November 2014

On-time repayments

287 installments  •  7%

About Me

My name is Maurice Odhiambo Otieno,I went to Angorom primary school,due to financial constraints I was not able to proceed with my Secondary education,i went to Alupe Farmers college and graduated with certificate in horticulture.
After struggling to get work as a farm hand ,I managed to land a job as a farm hand.I decided to start my on commercial farm a few years later. I grow high end horticulture crops and supply local primary schools with the produce.
I currently have three children ,one boy and two girls they go to local primary school.My kids want to be doctors in future,I do my best to take care of the and ensure they get the best in life.
I usually play soccer during my free time and I closely follow English premier league.

My Business

My commercial farm ,provides fresh high quality horticulture including kales ,cabbages and capsicum.I usually ensure my clients get goods in fresh condition.
I stay in densely populated area,and most of the population are non farmers this gives me a competitive edge against my competitors. I also provides goods during troughs when the vegetables are scarce in the market ,this makes me get premium prices for my goods.
In a good month I spend $100 on pesticides and general farm maintenance,my revenues in a good month are always between $300-$400 ,I make profits of $200 in a good month.
I use my profits to pay school fees ,for my kids and one adopted kid.I also use my profits to take care of my elderly mom,who is currently suffering from diabetes.

Loan Proposal

Dear lenders , I am so grateful for the support you have accorded me this far. Were it not for your support,I could not be where I am today. I have saved $250 and would wish to request for a $380 loan so that I can complete the construction of poultry unit,and buy 200 layers for eggs.The demand for eggs is so high and what the society consumes is imported from other areas. With your support ,I believe i will achieve my dreams. Once again thank you for your support .

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$361.00

Date disbursed

Feb 4, 2015

Repayment status

Late

Projected term

64 months

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  • paulclinton    Apr 19, 2016

    Maurice, kindly let us know your plans of repayment. Many of us lenders are not rich but we have a big heart and want to help people, but when people like you default on repayments it gives Zidisha a bad image and they lose lenders

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  • Mark    Sep 22, 2015

    That's okay. Hope your business picks up!

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  • John    Jun 9, 2015

    maurice said he is organising himself to start making payments as soon as possible. He says you kindly be patient with him

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  • Maurice    Jun 2, 2015

    Hello lenders ,I have been facing tough financial times,but I am doing my best to make payments soon. kindly be patient with me.

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  • John    Mar 6, 2015

    Maurice says the business is down but will make payments these week ,thanks fory ou patience

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  • Maurice    Feb 22, 2015

    kindly allow me to adjust my rates for the next few 1 month,due to loss in my business due to land ownership wrangles. I will adjust my loan once ,all is well thank you.

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  • djkmoran    Feb 12, 2015

    Hello Maurice, I see that you are the one who invited Erick Ignatius Nyongesa. I have inquired with his volunteer mentor about him but have received no response. Erick hasn't made any payments and I am wondering if there is a problem.

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  • Maurice    Feb 2, 2015

    Dear lenders, I am so grateful ,the loan was helpful and the business is doing well. I am so grateful.

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    • Mark    Feb 3, 2015

      Thats' great to hear Maurice! Thanks for the quick repayment, I'll gladly recommend you.

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  • Maurice    Feb 2, 2015

    Zidisha gives hope where there is no hope,my future looked bleak,but now I can smile. All this is because of your incredible kindness and generosity dear lenders. I got my bicycle and it is really serving me well. I continue supplying vegetables and my clients are very happy .Thank you once again.

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  • Maurice    Jan 10, 2015

    Hello lenders,I had issues with my Mpesa account which has since been resolved. I am looking,i have made payments,looking forward to complete the loan on time. Thank you

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  • John    Jan 9, 2015

    This lender is having problem with Mpesa service,and would make payment as soon as it is resolved.Kindly be patient

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  • Mark    Dec 24, 2014

    Hope the bicycle works out. Merry Xmas and good luck with your farm!

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  • Maurice    Dec 23, 2014

    Thank so much for your continued support. Thank you

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  • John    Dec 23, 2014

    Thanks for timely repayment.All the best in your second loan.

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    • Maurice    Dec 23, 2014

      Thank you so much bro,my firm is doing well.Welcome home for Xmas.The society needs people like you

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  • Maurice    Dec 22, 2014

    Dear lenders ,thanks so much for your loan.It really helped me so much and I have been able to supply well. Thank you so much

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  • Maurice    Dec 13, 2014

    The new irrigation pump has been of great value to my farm.Thank you so much lenders

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