Entrepreneur
Name
Justus
Member since
February 2016
On-time repayments
226 installments • 17%
About Me
I went to kaloleni primary ,school where i sat for my KCPE and passed with flying colours and was admitted to Kisii High School for my secondary education, I was forced to drop out of school at my second year due to lack of fees. Due to my desire to complete my education , I decided to to start small scale farming so that I could enroll in a local day school . I borrowed $10 from my former primary school teacher that I used to buy seeds and prepare 0.25 acres f land for planting traditional african vegetables,within one month the vegetables were ready,I made sales and repaid the $10 , I was able to save $300 after 6 months and these enabled me to get back to school and completed my secondary education. I am farming now to raise money for college fees.I come from kisii land and the land is hilly and fertile,there are lots of bananas,sugar cane and tea, however the population is to high and these has led to land subdivision,hence there are no large scale farmers.
I am a rugby fun and player and I am always jovial,out going and friendly and like meeting new people ,sharing new ideas and having new friends.
My Business
I am a small scale farmer engaging in production of traditional african leafy vegetables and tomatoes. I sell my produce in the nearby market and also to household consumers.
The demand for the vegetables is high as most families engage in production of cash crops such as tea and sugar cane and hence deficit in vegetable production that leads to low supply hence high demand.
I choose agribusiness because it was the only viable option and need less capital,I am however thankful and do not regret my choice,for I love farming.
my montly typical costs are $100 for seeds,manure,and labor and my montly revenues are $300 on average.
I spend the profits in business expansion,through reinvestment ,save for college fees and support my siblings.
Loan Proposal
I would use the loan on expanding my farm buy one acre.The loan would help me in opening the virgin land through land clearance $30 ,first digging $50 and harrowing $30 and $60 for seeds.I intend to plant watermelon which are always on high demand.Thank you in advance.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$201.00
Date disbursed
Jul 11, 2016
Repayment status
Late
Projected term
49 months
Other loans
Lenders
Gold River, Canada
Belfast, United Kingdom
United States
Seattle, Washington, United States
United States
Russia
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$21.68
Amount remaining
$189.37
Expected completion
Jul 26, 2020
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 24, 2016 | $1.01 | Jul 20, 2016 | $1.01 |
| Jul 31, 2016 | $1.01 | Aug 1, 2016 | $1.01 |
| Aug 7, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Aug 14, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Aug 21, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Aug 28, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Sep 4, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Sep 11, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Sep 18, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Sep 25, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Oct 2, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Oct 9, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Oct 16, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Oct 23, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Oct 30, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Nov 6, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Nov 13, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Nov 20, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Nov 27, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Dec 11, 2016 | $1.01 | Aug 8, 2016 | $1.01 |
| Dec 18, 2016 | $1.01 | Aug 8, 2016 | $0.50 |
| Dec 25, 2016 | $1.01 | ||
| Jan 1, 2017 | $1.01 | ||
| Jan 8, 2017 | $1.01 | ||
| Jan 15, 2017 | $1.01 | ||
| Jan 22, 2017 | $1.01 | ||
| Jan 29, 2017 | $1.01 | ||
| Feb 5, 2017 | $1.01 | ||
| Feb 12, 2017 | $1.01 | ||
| Feb 19, 2017 | $1.01 | ||
| Feb 26, 2017 | $1.01 | ||
| Mar 5, 2017 | $1.01 | ||
| Mar 12, 2017 | $1.01 | ||
| Mar 19, 2017 | $1.01 | ||
| Mar 26, 2017 | $1.01 | ||
| Apr 2, 2017 | $1.01 | ||
| Apr 9, 2017 | $1.01 | ||
| Apr 16, 2017 | $1.01 | ||
| Apr 23, 2017 | $1.01 | ||
| Apr 30, 2017 | $1.01 | ||
| May 7, 2017 | $1.01 | ||
| May 14, 2017 | $1.01 | ||
| May 21, 2017 | $1.01 | ||
| May 28, 2017 | $1.01 | ||
| Jun 4, 2017 | $1.01 | ||
| Jun 11, 2017 | $1.01 | ||
| Jun 18, 2017 | $1.01 | ||
| Jun 25, 2017 | $1.01 | ||
| Jul 2, 2017 | $1.01 | ||
| Jul 9, 2017 | $1.01 | ||
| Jul 16, 2017 | $1.01 | ||
| Jul 23, 2017 | $1.01 | ||
| Jul 30, 2017 | $1.01 | ||
| Aug 6, 2017 | $1.01 | ||
| Aug 13, 2017 | $1.01 | ||
| Aug 20, 2017 | $1.01 | ||
| Aug 27, 2017 | $1.01 | ||
| Sep 3, 2017 | $1.01 | ||
| Sep 10, 2017 | $1.01 | ||
| Sep 17, 2017 | $1.01 | ||
| Sep 24, 2017 | $1.01 | ||
| Oct 1, 2017 | $1.01 | ||
| Oct 8, 2017 | $1.01 | ||
| Oct 15, 2017 | $1.01 | ||
| Oct 22, 2017 | $1.01 | ||
| Oct 29, 2017 | $1.01 | ||
| Nov 5, 2017 | $1.01 | ||
| Nov 12, 2017 | $1.01 | ||
| Nov 19, 2017 | $1.01 | ||
| Nov 26, 2017 | $1.01 | ||
| Dec 3, 2017 | $1.01 | ||
| Dec 10, 2017 | $1.01 | ||
| Dec 17, 2017 | $1.01 | ||
| Dec 24, 2017 | $1.01 | ||
| Dec 31, 2017 | $1.01 | ||
| Jan 7, 2018 | $1.01 | ||
| Jan 14, 2018 | $1.01 | ||
| Jan 21, 2018 | $1.01 | ||
| Jan 28, 2018 | $1.01 | ||
| Feb 4, 2018 | $1.01 | ||
| Feb 11, 2018 | $1.01 | ||
| Feb 18, 2018 | $1.01 | ||
| Feb 25, 2018 | $1.01 | ||
| Mar 4, 2018 | $1.01 | ||
| Mar 11, 2018 | $1.01 | ||
| Mar 18, 2018 | $1.01 | ||
| Mar 25, 2018 | $1.01 | ||
| Apr 1, 2018 | $1.01 | ||
| Apr 8, 2018 | $1.01 | ||
| Apr 15, 2018 | $1.01 | ||
| Apr 22, 2018 | $1.01 | ||
| Apr 29, 2018 | $1.01 | ||
| May 6, 2018 | $1.01 | ||
| May 13, 2018 | $1.01 | ||
| May 20, 2018 | $1.01 | ||
| May 27, 2018 | $1.01 | ||
| Jun 3, 2018 | $1.01 | ||
| Jun 10, 2018 | $1.01 | ||
| Jun 17, 2018 | $1.01 | ||
| Jun 24, 2018 | $1.01 | ||
| Jul 1, 2018 | $1.01 | ||
| Jul 8, 2018 | $1.01 | ||
| Jul 15, 2018 | $1.01 | ||
| Jul 22, 2018 | $1.01 | ||
| Jul 29, 2018 | $1.01 | ||
| Aug 5, 2018 | $1.01 | ||
| Aug 12, 2018 | $1.01 | ||
| Aug 19, 2018 | $1.01 | ||
| Aug 26, 2018 | $1.01 | ||
| Sep 2, 2018 | $1.01 | ||
| Sep 9, 2018 | $1.01 | ||
| Sep 16, 2018 | $1.01 | ||
| Sep 23, 2018 | $1.01 | ||
| Sep 30, 2018 | $1.01 | ||
| Oct 7, 2018 | $1.01 | ||
| Oct 14, 2018 | $1.01 | ||
| Oct 21, 2018 | $1.01 | ||
| Oct 28, 2018 | $1.01 | ||
| Nov 4, 2018 | $1.01 | ||
| Nov 11, 2018 | $1.01 | ||
| Nov 18, 2018 | $1.01 | ||
| Nov 25, 2018 | $1.01 | ||
| Dec 2, 2018 | $1.01 | ||
| Dec 9, 2018 | $1.01 | ||
| Dec 16, 2018 | $1.01 | ||
| Dec 23, 2018 | $1.01 | ||
| Dec 30, 2018 | $1.01 | ||
| Jan 6, 2019 | $1.01 | ||
| Jan 13, 2019 | $1.01 | ||
| Jan 20, 2019 | $1.01 | ||
| Jan 27, 2019 | $1.01 | ||
| Feb 3, 2019 | $1.01 | ||
| Feb 10, 2019 | $1.01 | ||
| Feb 17, 2019 | $1.01 | ||
| Feb 24, 2019 | $1.01 | ||
| Mar 3, 2019 | $1.01 | ||
| Mar 10, 2019 | $1.01 | ||
| Mar 17, 2019 | $1.01 | ||
| Mar 24, 2019 | $1.01 | ||
| Mar 31, 2019 | $1.01 | ||
| Apr 7, 2019 | $1.01 | ||
| Apr 14, 2019 | $1.01 | ||
| Apr 21, 2019 | $1.01 | ||
| Apr 28, 2019 | $1.01 | ||
| May 5, 2019 | $1.01 | ||
| May 12, 2019 | $1.01 | ||
| May 19, 2019 | $1.01 | ||
| May 26, 2019 | $1.01 | ||
| Jun 2, 2019 | $1.01 | ||
| Jun 9, 2019 | $1.01 | ||
| Jun 16, 2019 | $1.01 | ||
| Jun 23, 2019 | $1.01 | ||
| Jun 30, 2019 | $1.01 | ||
| Jul 7, 2019 | $1.01 | ||
| Jul 14, 2019 | $1.01 | ||
| Jul 21, 2019 | $1.01 | ||
| Jul 28, 2019 | $1.01 | ||
| Aug 4, 2019 | $1.01 | ||
| Aug 11, 2019 | $1.01 | ||
| Aug 18, 2019 | $1.01 | ||
| Aug 25, 2019 | $1.01 | ||
| Sep 1, 2019 | $1.01 | ||
| Sep 8, 2019 | $1.01 | ||
| Sep 15, 2019 | $1.01 | ||
| Sep 22, 2019 | $1.01 | ||
| Sep 29, 2019 | $1.01 | ||
| Oct 6, 2019 | $1.01 | ||
| Oct 13, 2019 | $1.01 | ||
| Oct 20, 2019 | $1.01 | ||
| Oct 27, 2019 | $1.01 | ||
| Nov 3, 2019 | $1.01 | ||
| Nov 10, 2019 | $1.01 | ||
| Nov 17, 2019 | $1.01 | ||
| Nov 24, 2019 | $1.01 | ||
| Dec 1, 2019 | $1.01 | ||
| Dec 8, 2019 | $1.01 | ||
| Dec 15, 2019 | $1.01 | ||
| Dec 22, 2019 | $1.01 | ||
| Dec 29, 2019 | $1.01 | ||
| Jan 5, 2020 | $1.01 | ||
| Jan 12, 2020 | $1.01 | ||
| Jan 19, 2020 | $1.01 | ||
| Jan 26, 2020 | $1.01 | ||
| Feb 2, 2020 | $1.01 | ||
| Feb 9, 2020 | $1.01 | ||
| Feb 16, 2020 | $1.01 | ||
| Feb 23, 2020 | $1.01 | ||
| Mar 1, 2020 | $1.01 | ||
| Mar 8, 2020 | $1.01 | ||
| Mar 15, 2020 | $1.01 | ||
| Mar 22, 2020 | $1.01 | ||
| Mar 29, 2020 | $1.01 | ||
| Apr 5, 2020 | $1.01 | ||
| Apr 12, 2020 | $1.01 | ||
| Apr 19, 2020 | $1.01 | ||
| Apr 26, 2020 | $1.01 | ||
| May 3, 2020 | $1.01 | ||
| May 10, 2020 | $1.01 | ||
| May 17, 2020 | $1.01 | ||
| May 24, 2020 | $1.01 | ||
| May 31, 2020 | $1.01 | ||
| Jun 7, 2020 | $1.01 | ||
| Jun 14, 2020 | $1.01 | ||
| Jun 21, 2020 | $1.01 | ||
| Jun 28, 2020 | $1.01 | ||
| Jul 5, 2020 | $1.01 | ||
| Jul 12, 2020 | $1.01 | ||
| Jul 19, 2020 | $1.01 | ||
| Jul 26, 2020 | $0.31 | ||
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