Farm inputs for mixed farming

Simon

Mwatati, Kenya

100% repaid

Entrepreneur

Name

Simon

Member since

June 2017

On-time repayments

127 installments  •  16%

About Me

I grew up in Nakuru town with support of both parents.Had a decent life till dad passed away while in high school. Mum strived to support our education, it was a real struggle for me and my 4 other siblings.I realized tough times were coming ahead so had to study hard.The difference between me and poverty had to be education. I excelled and joined local university for a degree in IT.Tuition fee became a challenge dropped out and that is when I started doing small gigs like sourcing clients who wanted cyber services and did it for them for a fee.Gained some experience and secured work at a friend's cybercafe .Saved for a year and that is when I started my own micro cybercafe.I live in a community where sugarcane is a major cash crop in a semi-urban rural setting. Education is not handled with due diligence. Through the cyber more and more parents are rising up to the challenge. More boys and girls are being educated and value is being added to their lives.I have a single child,she wants to be a software engineer.Am building a platform for her and other like minded children for a better tomorrow. I like playing football to pass time,I support a local team with basic items like football among other training kits.

My Business

I own a cyber cafe.Main business is to sell services at a fee.In this digital era there is a high demand for digital services and that is why I aligned myself to that path and tap into digital space,fully exploiting it.I am an IT professional thus I easily find gaps to fill within the digital space.Information is power,the emergence of e-governments and huduma centers has made more information to be online for citizens to capture and utilize. Setting up the cyber cafe was a timely investment. Costs involve including among others;internet bill,stationary,servicing and maintainance of computing devices and outsourcing for services I cannot provide .Profits accrued are directed to savings,supporting other siblings education and also supporting family sugarcane and maize farming and most importantly ploughing back in the investment to ensure even more better services.

Currently I am designing a framework to set up second hand merchandise division to acquire and economically dispose used but in mint condition items.

Loan Proposal

I intend to venture in mixed farming,poultry and vegetables to use both at home and sell surplus for supplementary income.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$11.00

Date disbursed

Aug 23, 2018

Repayment status

On Time

Projected term

1 week

Lenders

DY

David Yang

Vancouver, Canada

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  • Simon    Jun 23, 2022

    Would like to thank Zidisha for continued patronage,I reassure to commit and clear the loan due ASAP

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  • Simon    Jun 23, 2022

    Business has picked,would love to pay more and clear ASAP

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  • Simon    Jun 17, 2022

    I am back now,business is good.Ready to commit and clear loan by Aug 2022

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  • Simon    Jun 28, 2021

    I have initiated loan repayment and intend to pay at least 500/- per week to accelerate loan clearance.

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  • Beatrice    May 3, 2021

    He said that he will be able to repay the loan amount soon.

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  • Beatrice    Mar 24, 2021

    He said that he is experiencing operational challenges, but will clear the loan amount soon.

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  • Daniel    Jan 27, 2021

    Hello Lenders
    Greetings,have spoken to Simon and he told he he had hard times financially but he will start doing small payments by next week

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  • Simon    Jan 13, 2021

    Hard Economic times

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  • Simon    Dec 14, 2020

    I thank my lenders for the seed capital,the journey has been rough but the future seems so bright.
    Notably,I started a number of projects:-
    1)Poultry farming(from 2 birds Dec 2019,now I have 50 birds and 30 chicks having sold some along the way)
    2)Vegetable farming - I make weekly supplies on order
    3)Nappier farming - earns an average of $ 10 per month
    4)WizBytes Xt - office & cyber cafe - $15 per month

    It is not easy,but I intend to add used items esp. electronics bay for extra income

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  • Simon    Dec 8, 2020

    Am doing good in business thus would like to clear the overdue loan and take another one.

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  • Simon    Dec 8, 2020

    I now have a start-up WizBytes Xt that deals with IT and Infrastructure management services.
    It has picked up quite well and have started repaying my loan.I make an average net profit of $3.00 per day part of which I plough back into business for expansion.

    I am now able to take field work like CCTV installation,Internet resale among other necessities.

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  • Simon    Aug 4, 2019

    Had other business start ups which are picking up obligations

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  • Deryl    Jul 20, 2019

    I spoke with Simon Gitau, and he is now willing to reduce installment amount and he will make his fast installment amount by next month and eventually finish payment.

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  • Deryl    Apr 20, 2019

    i spoke to M r Simone and he assured me that he will pay back soon.

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  • Simon    Mar 5, 2019

    The business has not broke even but I anticipate it to do so soon.

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  • Simon    Feb 14, 2019

    There has been some business glitch I was to resume partial payment as from 4th Feb but I pledge to do so as from 16th,the issue I had has been resolved,have been servicing a larger loan and have repaid that..Shukran.

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  • Simon    Jan 31, 2019

    I am writing to just inform that I take loan repayment with utmost commitment,have delayed to pay due to challenges beyond my ability but will resume partial repayment as from 4th Feb 2019.Thank you.

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  • Simon    Jan 19, 2019

    This is the future

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