Name
Miriam
Member since
December 2012
On-time repayments
189 installments • 32%
My name is Miriam Wanjiku Kiragu, am single, born in first September nineteen ninety one in rift valley province, Uasin Gishu district in a village known as Kipkabos. My parents are Leonard Kiragu and Beatrice Nekesa who born me together with seven siblings, four brothers and three sisters. I joined Gathuthi primary school in Nyandurua for standard one to five after we migrated from kipkabos due to tribal clashes. I later joined racecourse primary school in Eldoret for class six to eight, did my KCPE in the year two thousand and five. I joined Wareng high school in two thousand and six, left in two thousand and seven due to tribal clashes. I joined Goshen high school in form three in two thousand and eight and later finished in two thousand and nine, having finished my form four. I went to Egerton University Njoro Campus, where I helped my elder sister in her computer related works. She managed to raise ten thousand and supported me, where afterwards in moved from her place and got employed by a family friend. That promoted my career of agro dealer, I learned a lot from the business since I was paid six thousand per month thus I was able to help my family and saved four thousand per earning. For now I live in Kabatini shopping centre from Nakuru / Nyahururu road as you reach a centre called maili sita .Branch to your right, take a rough road go past Bahati boys secondary school , then from thereto Kabatini shopping centre. I live just within shopping centre .If u ask Miriam Agrovet you will be brought to home.
I am an agro dealer. I started an agrovet in the year of two thousand and ten, I liked the job very much since when I was in high school. I used to help my sister in her agrovet .There after is where bi was employed by a family friend , where I worked for seven months .There after I had saved thirty five thousand where I raised another fifty thousand from my family ,so I was able to start my business. Though it was challenging to get customers because of other dealers who .had ventured earlier, I persevere with the situation .Then I managed to get customers gradually because I made sure I gave them discount to attract them. My agrovet became firm and stable eventually. The first few months I was able to pay the money I had borrowed, so the year ended. In the first months of the year I made sure that my agrovet was full of the products needed. This came about by my negotiating for better prices from the whole sellers. I did all this using the amount I had gained in the previous year. January and February I made many customers due to my prices. Come march I was contented that the sales of agro chemicals, seeds, animal feeds, vet products, spraying pumps and other farm inputs. This is where I earn my living from I get about Kshs 25,000 monthly so annually I get Kshs 300,000.I also do farming as a business where I plant crops for sale and also keep poultry for sale. I get income of about kshs 10,000 so the total annually is kshs 400,000. From the earning am able to pay my bills, buy food, cloths and I also help my family back at home.
I would like to uplift my business by increasing stock i.e buying fertilizers, agro chemicals, seeds, animal feeds and pumps since now we are heading towards the short rain season, I also need to increase my poultry since the demand is high. I also want to rent another piece of land to increase my income. The loan might help me support my business. So I would need about kshs 40,000 to do so
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$429.00
Date disbursed
Mar 22, 2016
Repayment status
Late
Projected term
59 months
Other loans
Amount repaid
$230.67
Amount remaining
$219.78
Expected completion
Apr 27, 2019
Status
Repaying late
Installment amount
$0.50
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 2, 2016 | $5.04 | Apr 2, 2016 | $5.04 |
Apr 9, 2016 | $5.04 | Apr 9, 2016 | $5.04 |
Apr 16, 2016 | $5.04 | Apr 18, 2016 | $5.04 |
Apr 23, 2016 | $5.04 | Apr 23, 2016 | $5.04 |
Apr 30, 2016 | $5.04 | Apr 30, 2016 | $5.04 |
May 7, 2016 | $5.04 | May 9, 2016 | $5.04 |
May 14, 2016 | $5.04 | May 14, 2016 | $5.04 |
May 21, 2016 | $5.04 | May 21, 2016 | $5.04 |
May 28, 2016 | $5.04 | May 30, 2016 | $5.04 |
Jun 4, 2016 | $5.04 | Jun 4, 2016 | $5.04 |
Jun 11, 2016 | $5.04 | Jun 11, 2016 | $5.04 |
Jun 18, 2016 | $5.04 | Jun 18, 2016 | $5.04 |
Jun 25, 2016 | $5.04 | Jun 26, 2016 | $5.04 |
Jul 2, 2016 | $5.04 | Jul 2, 2016 | $5.04 |
Jul 9, 2016 | $5.04 | Jul 11, 2016 | $5.04 |
Jul 16, 2016 | $5.04 | Jul 17, 2016 | $5.04 |
Jul 23, 2016 | $5.04 | Jul 23, 2016 | $5.04 |
Jul 30, 2016 | $5.04 | Jul 31, 2016 | $5.04 |
Aug 6, 2016 | $5.04 | Aug 7, 2016 | $5.04 |
Aug 13, 2016 | $5.04 | Aug 15, 2016 | $5.04 |
Aug 20, 2016 | $5.04 | Aug 22, 2016 | $5.04 |
Aug 27, 2016 | $5.04 | Aug 27, 2016 | $5.04 |
Sep 3, 2016 | $5.04 | Sep 5, 2016 | $5.04 |
Sep 10, 2016 | $5.04 | Sep 16, 2016 | $5.04 |
Sep 17, 2016 | $5.04 | Sep 16, 2016 | $5.04 |
Sep 24, 2016 | $5.04 | Sep 24, 2016 | $5.04 |
Oct 1, 2016 | $5.04 | Oct 6, 2016 | $5.04 |
Oct 8, 2016 | $5.04 | Oct 14, 2016 | $5.04 |
Oct 15, 2016 | $5.04 | Oct 22, 2016 | $5.04 |
Oct 22, 2016 | $5.04 | Oct 22, 2016 | $5.04 |
Oct 29, 2016 | $5.04 | Oct 30, 2016 | $5.04 |
Nov 5, 2016 | $5.04 | Nov 12, 2016 | $5.04 |
Nov 12, 2016 | $5.04 | Nov 23, 2016 | $5.04 |
Nov 19, 2016 | $5.04 | Nov 29, 2016 | $5.04 |
Nov 26, 2016 | $5.04 | Dec 5, 2016 | $5.04 |
Dec 3, 2016 | $5.04 | Dec 14, 2016 | $5.04 |
Dec 10, 2016 | $5.04 | Dec 21, 2016 | $5.04 |
Dec 17, 2016 | $5.04 | Dec 28, 2016 | $5.04 |
Dec 24, 2016 | $5.04 | Jan 5, 2017 | $5.04 |
Dec 31, 2016 | $5.04 | Jan 14, 2017 | $5.04 |
Jan 7, 2017 | $5.04 | Jan 26, 2017 | $5.04 |
Jan 14, 2017 | $0.00 | ||
Jan 21, 2017 | $0.00 | ||
Jan 28, 2017 | $0.00 | ||
Feb 4, 2017 | $0.00 | ||
Feb 11, 2017 | $0.00 | ||
Feb 18, 2017 | $0.00 | ||
Feb 25, 2017 | $0.00 | ||
Mar 4, 2017 | $0.00 | ||
Mar 11, 2017 | $1.01 | Mar 25, 2017 | $1.01 |
Mar 18, 2017 | $1.01 | Mar 31, 2017 | $1.01 |
Mar 25, 2017 | $1.01 | Apr 18, 2017 | $1.01 |
Apr 1, 2017 | $1.01 | May 6, 2017 | $1.01 |
Apr 8, 2017 | $1.01 | May 22, 2017 | $1.01 |
Apr 15, 2017 | $1.01 | May 22, 2017 | $1.01 |
Apr 22, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
Apr 29, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
May 6, 2017 | $1.01 | Jul 2, 2017 | $1.01 |
May 13, 2017 | $1.01 | Oct 15, 2017 | $1.01 |
May 20, 2017 | $1.01 | Jan 6, 2018 | $1.01 |
May 27, 2017 | $1.01 | Jan 23, 2018 | $1.01 |
Jun 3, 2017 | $1.01 | Feb 26, 2018 | $1.01 |
Jun 10, 2017 | $1.01 | Mar 24, 2018 | $1.01 |
Jun 17, 2017 | $1.01 | Jan 2, 2019 | $1.01 |
Jun 24, 2017 | $1.01 | Jan 2, 2019 | $1.01 |
Jul 1, 2017 | $1.01 | Jan 11, 2019 | $1.01 |
Jul 8, 2017 | $1.01 | Jan 11, 2019 | $1.01 |
Jul 15, 2017 | $1.01 | Jan 21, 2019 | $1.01 |
Jul 22, 2017 | $1.01 | Jan 21, 2019 | $1.01 |
Jul 29, 2017 | $1.01 | Jan 30, 2019 | $1.01 |
Aug 5, 2017 | $1.01 | Jan 30, 2019 | $1.01 |
Aug 12, 2017 | $0.00 | ||
Aug 19, 2017 | $0.00 | ||
Aug 26, 2017 | $0.00 | ||
Sep 2, 2017 | $0.00 | ||
Sep 9, 2017 | $0.00 | ||
Sep 16, 2017 | $0.00 | ||
Sep 23, 2017 | $0.00 | ||
Sep 30, 2017 | $0.00 | ||
Oct 7, 2017 | $0.00 | ||
Oct 14, 2017 | $0.00 | ||
Oct 21, 2017 | $0.00 | ||
Oct 28, 2017 | $0.00 | ||
Nov 4, 2017 | $0.00 | ||
Nov 11, 2017 | $0.00 | ||
Nov 18, 2017 | $0.00 | ||
Nov 25, 2017 | $0.00 | ||
Dec 2, 2017 | $0.00 | ||
Dec 9, 2017 | $0.00 | ||
Dec 16, 2017 | $0.00 | ||
Dec 23, 2017 | $0.00 | ||
Dec 30, 2017 | $0.00 | ||
Jan 6, 2018 | $0.00 | ||
Jan 13, 2018 | $0.00 | ||
Jan 20, 2018 | $0.00 | ||
Jan 27, 2018 | $0.00 | ||
Feb 3, 2018 | $0.00 | ||
Feb 10, 2018 | $0.00 | ||
Feb 17, 2018 | $0.00 | ||
Feb 24, 2018 | $0.00 | ||
Mar 3, 2018 | $0.00 | ||
Mar 10, 2018 | $0.00 | ||
Mar 17, 2018 | $0.00 | ||
Mar 24, 2018 | $0.00 | ||
Mar 31, 2018 | $0.00 | ||
Apr 7, 2018 | $0.00 | ||
Apr 14, 2018 | $0.00 | ||
Apr 21, 2018 | $0.00 | ||
Apr 28, 2018 | $0.00 | ||
May 5, 2018 | $0.00 | ||
May 12, 2018 | $0.00 | ||
May 19, 2018 | $0.00 | ||
May 26, 2018 | $0.00 | ||
Jun 2, 2018 | $0.00 | ||
Jun 9, 2018 | $0.00 | ||
Jun 16, 2018 | $0.00 | ||
Jun 23, 2018 | $0.00 | ||
Jun 30, 2018 | $0.00 | ||
Jul 7, 2018 | $0.00 | ||
Jul 14, 2018 | $0.00 | ||
Jul 21, 2018 | $0.00 | ||
Jul 28, 2018 | $0.00 | ||
Aug 4, 2018 | $0.00 | ||
Aug 11, 2018 | $0.00 | ||
Aug 18, 2018 | $0.00 | ||
Aug 25, 2018 | $0.00 | ||
Sep 1, 2018 | $0.00 | ||
Sep 8, 2018 | $0.00 | ||
Sep 15, 2018 | $0.00 | ||
Sep 22, 2018 | $0.00 | ||
Sep 29, 2018 | $0.00 | ||
Oct 6, 2018 | $0.00 | ||
Oct 13, 2018 | $0.00 | ||
Oct 20, 2018 | $0.00 | ||
Oct 27, 2018 | $0.00 | ||
Nov 3, 2018 | $0.00 | ||
Nov 10, 2018 | $0.00 | ||
Nov 17, 2018 | $0.00 | ||
Nov 24, 2018 | $0.00 | ||
Dec 1, 2018 | $0.00 | ||
Dec 8, 2018 | $0.00 | ||
Dec 15, 2018 | $0.00 | ||
Dec 22, 2018 | $0.00 | ||
Dec 29, 2018 | $0.00 | ||
Jan 5, 2019 | $0.00 | ||
Jan 12, 2019 | $0.00 | ||
Jan 19, 2019 | $0.00 | ||
Jan 26, 2019 | $0.00 | ||
Feb 2, 2019 | $0.00 | ||
Feb 9, 2019 | $0.00 | ||
Feb 16, 2019 | $0.00 | ||
Feb 23, 2019 | $0.50 | Feb 27, 2019 | $0.50 |
Mar 2, 2019 | $0.50 | Feb 27, 2019 | $0.50 |
Mar 9, 2019 | $0.50 | Mar 25, 2019 | $0.50 |
Mar 16, 2019 | $0.50 | Mar 25, 2019 | $0.50 |
Mar 23, 2019 | $0.50 | ||
Mar 30, 2019 | $50.05 | ||
Apr 6, 2019 | $50.05 | ||
Apr 13, 2019 | $50.05 | ||
Apr 20, 2019 | $50.05 | ||
Apr 27, 2019 | $19.06 |
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